Ford Ecosport Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 1, 2024
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Are you searching for the best Ford EcoSport insurance price? Ford EcoSport insurance premiums cost an average of $1,310 a year, or $109 a month. Our guide breaks down these rates further, so drivers can discover the best ways to save on vehicles like the Ford EcoSport. Read on.
Want to start shopping for Ford EcoSport insurance rates so you can find the best price before your next Ford EcoSport insurance renewal? Enter your ZIP code in our free tool above.
Average insurance rates for a Ford Ecosport are $1,274 a year including full coverage. Comprehensive costs approximately $240, collision costs $446, and liability insurance is $430. Liability-only coverage costs around $486 a year, with high-risk coverage costing around $2,762. Teenage drivers receive the highest rates at $4,886 a year or more.
Average premium for full coverage: $1,274
Rate estimates by individual coverage type:
Prices are based on $500 policy deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and for different Ecosport trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from the low end price of $486 for minimum levels of liability insurance to a much higher rate of $2,762 for a driver required to buy high-risk insurance.
Price Range by Location
Choosing to live in a large city has a significant impact on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than densely populated cities.
The price range example below illustrates how where you live affects auto insurance prices.
These examples highlight why anyone shopping for car insurance should compare rates quotes using their specific location, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Ford Ecosport insurance rates for additional coverage and risk scenarios.
- The best discount rate is $739
- Raising to $1,000 deductibles will save $156 every year
- The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,274
- Using more expensive low deductibles bumps up the cost to $1,576
- Higher-risk drivers who are prone to accidents and violations could pay around $2,762 or more
- The cost that insures a teen driver with full coverage can cost $4,886
Car insurance rates for a Ford Ecosport can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.
If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
An older driver with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,800 a year. View Rates by Age
Where you live also has a big influence on Ford Ecosport insurance rates. A middle-age driver might find rates as low as $980 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,820 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,152 | -$122 | -9.6% |
| Alaska | $978 | -$296 | -23.2% |
| Arizona | $1,056 | -$218 | -17.1% |
| Arkansas | $1,274 | -$0 | 0.0% |
| California | $1,450 | $176 | 13.8% |
| Colorado | $1,216 | -$58 | -4.6% |
| Connecticut | $1,310 | $36 | 2.8% |
| Delaware | $1,440 | $166 | 13.0% |
| Florida | $1,592 | $318 | 25.0% |
| Georgia | $1,174 | -$100 | -7.8% |
| Hawaii | $914 | -$360 | -28.3% |
| Idaho | $860 | -$414 | -32.5% |
| Illinois | $948 | -$326 | -25.6% |
| Indiana | $958 | -$316 | -24.8% |
| Iowa | $860 | -$414 | -32.5% |
| Kansas | $1,212 | -$62 | -4.9% |
| Kentucky | $1,736 | $462 | 36.3% |
| Louisiana | $1,884 | $610 | 47.9% |
| Maine | $786 | -$488 | -38.3% |
| Maryland | $1,050 | -$224 | -17.6% |
| Massachusetts | $1,020 | -$254 | -19.9% |
| Michigan | $2,212 | $938 | 73.6% |
| Minnesota | $1,066 | -$208 | -16.3% |
| Mississippi | $1,524 | $250 | 19.6% |
| Missouri | $1,130 | -$144 | -11.3% |
| Montana | $1,370 | $96 | 7.5% |
| Nebraska | $1,004 | -$270 | -21.2% |
| Nevada | $1,526 | $252 | 19.8% |
| New Hampshire | $918 | -$356 | -27.9% |
| New Jersey | $1,424 | $150 | 11.8% |
| New Mexico | $1,128 | -$146 | -11.5% |
| New York | $1,342 | $68 | 5.3% |
| North Carolina | $734 | -$540 | -42.4% |
| North Dakota | $1,044 | -$230 | -18.1% |
| Ohio | $880 | -$394 | -30.9% |
| Oklahoma | $1,308 | $34 | 2.7% |
| Oregon | $1,166 | -$108 | -8.5% |
| Pennsylvania | $1,216 | -$58 | -4.6% |
| Rhode Island | $1,698 | $424 | 33.3% |
| South Carolina | $1,152 | -$122 | -9.6% |
| South Dakota | $1,074 | -$200 | -15.7% |
| Tennessee | $1,116 | -$158 | -12.4% |
| Texas | $1,536 | $262 | 20.6% |
| Utah | $942 | -$332 | -26.1% |
| Vermont | $872 | -$402 | -31.6% |
| Virginia | $764 | -$510 | -40.0% |
| Washington | $984 | -$290 | -22.8% |
| West Virginia | $1,168 | -$106 | -8.3% |
| Wisconsin | $882 | -$392 | -30.8% |
| Wyoming | $1,134 | -$140 | -11.0% |
Using high physical damage deductibles can reduce rates by up to $460 each year, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out who has the best auto insurance rates is to compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so rate quotes can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Ford Ecosport | $248 | $466 | $416 | $1,288 |
| 2022 Ford Ecosport | $240 | $446 | $430 | $1,274 |
| 2021 Ford Ecosport | $226 | $430 | $442 | $1,256 |
| 2020 Ford Ecosport | $218 | $400 | $452 | $1,228 |
| 2019 Ford Ecosport | $208 | $376 | $456 | $1,198 |
| 2018 Ford Ecosport | $200 | $338 | $460 | $1,156 |
Rates are averaged for all Ford Ecosport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Ford Ecosport Insurance
Saving money on Ford Ecosport insurance consists of being safe and accident-free, having a positive credit history, not filing small claims, and avoiding coverage lapses. Compare prices at every policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.
Below you'll find a brief review of the data touched on in the above illustrations.
- Drivers who purchase more liability protection will pay an extra $470 per year to raise from a minimum limit to the 250/500 level
- You may be able to save around $150 per year simply by shopping early and online
- Increasing deductibles can save approximately $450 each year
- Youthful drivers pay the highest auto insurance rates, as much as $407 per month if full coverage is purchased
Is a Ford Ecosport worth buying? If insurance rates are too high, you may regret buying a vehicle. If you want to start shopping for new Ford EcoSport insurance rates, enter your ZIP code in our free tool below.
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What are the safety ratings of the Ford Ecosport?
Ford Ecosport safety ratings and features directly affect the rates you pay for insurance. The Ford Ecosport has some solid safety features, such as multiple airbags, brake assist, electronic stability control, daytime running lights, and traction control.
The Insurance Institute for Highway Safety (IIHS) also ran a head restraint and seat crash test on the 2018 Ford Ecosport. The final rating for both was good, which is the highest rating possible. However, none of the other usual crash tests were run, such as a side crash test or a roof-strength crash test, so the Ford EcoSport crash rating is incomplete.
Ford EcoSport Compared Against Other Vehicles in the Same Class
The Ford EcoSport is a small SUV. The IIHS recorded the Ford EcoSport’s liability losses as average in comparison to other small SUVs, so liability insurance rates should be normal.
Curious how the Ford EcoSport’s rates compare to other small SUVs? Check out the list of small SUVs below.
Ready to start saving on Ford EcoSport insurance rates? Enter your ZIP code in our free rate comparison tool to find the cheapest car insurance in your area.
References
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,886 |
| 20 | $2,952 |
| 30 | $1,318 |
| 40 | $1,274 |
| 50 | $1,166 |
| 60 | $1,142 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,576 |
| $250 | $1,436 |
| $500 | $1,274 |
| $1,000 | $1,118 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,274 |
| 50/100 | $1,360 |
| 100/300 | $1,468 |
| 250/500 | $1,747 |
| 100 CSL | $1,403 |
| 300 CSL | $1,640 |
| 500 CSL | $1,812 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,948 |
| 20 | $4,702 |
| 30 | $2,812 |
| 40 | $2,762 |
| 50 | $2,640 |
| 60 | $2,616 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $91 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $56 |
| Advance Quote | $62 |
| Online Quote | $89 |
| Total Discounts | $535 |
Discounts are estimated and may not be available from every company or in every state.
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