GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive costs around $206, collision insurance costs $330, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs around $2,492. Teenage drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance rates.

The examples above highlight why everyone should compare prices for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Using higher $1,000 deductibles will save about $122 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,154
• Using pricier low deductibles for physical damage coverage will cost $1,388
• Drivers who are prone to accidents and violations could pay at least $2,492
• Policy cost with full coverage for a teen driver for full coverage can be $4,524 or more

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers can be anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $360 each year, whereas buying more liability protection will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Savana insurance rates. A driver around age 40 might see rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance requires avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to shop around every year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a quick rundown of the coverage data raised in the charts and tables above.

• You may be able to save up to $130 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Drivers under the age of 20 pay higher rates, with premiums being up to $377 each month including comprehensive and collision insurance
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,340 more every year to insure a GMC Savana