GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,196 annually with full coverage. Comprehensive costs an estimated $220, collision costs $358, and liability is estimated at $460. Liability-only insurance costs approximately $510 a year, with high-risk driver insurance costing around $2,586. Teenage drivers cost the most to insure at $4,658 a year or more.

Average premium for full coverage: $1,196

Policy rates broken down by type of insurance:

Price estimates include $500 deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities.

The price range example below illustrates how geographic area affects insurance prices.

The examples above demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Savana insurance rates for other coverage scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save approximately $132 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,196
• Using more expensive low deductibles for comp and collision coverage will cost $1,448
• Unlucky drivers who are prone to accidents and violations could pay up to $2,586 or more
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,658 each year

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Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $4,600 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,400 to $2,000 in extra premium every year, depending on your age. High-risk driver insurance ranges as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $390 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,620 on average in New York, Michigan, and Florida.

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Because rates have so much variability, the best way to find out which auto insurance is cheapest is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Savana Insurance

Finding cheaper rates on car insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates every time your policy renews by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a condensed summary of the information presented in the illustrations above.

• You may be able to save approximately $140 per year simply by shopping early and online
• Teens are the costliest to insure, as much as $388 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Higher risk drivers with multiple at-fault accidents pay on average $1,390 more annually for Savana insurance
• Policyholders who want higher liability limits will pay an extra $510 every year to raise limits from a 30/60 limit to higher 250/500 limits