GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,154 a year including full coverage. Comprehensive insurance costs around $206 a year, collision insurance costs $330, and liability is estimated at $460. A policy with only liability insurance costs approximately $510 a year, and a high-risk policy costs $2,492 or more. Teens pay the most at up to $4,524 a year.

Average premium for full coverage: $1,154

Premium estimates for type of coverage:

These estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance rates.

These rate differences highlight why it is important to get quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save about $1,032 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,154
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $234 annually
• Higher-risk drivers with serious driving violations could pay at least $2,492
• An auto insurance policy that insures a 16-year-old driver can be $4,524 each year

View Chart as Image

Car insurance prices for a GMC Savana also have a wide range based on the trim level of your Savana, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy ranges from 42% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 annually, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Savana Insurance

Finding better rates on insurance for a GMC Savana takes avoiding accidents and violations, having a positive credit history, refrain from filing small claims, and consideration of higher deductibles. Compare rates every other policy renewal by getting quotes from direct car insurance companies, and also from local insurance agencies.

The list below is a brief summary of the ideas that were touched on in the above illustrations.

• Teenagers are the costliest to insure, with the cost nearing $377 per month if full coverage is purchased
• Drivers considered higher risk that tend to have accidents or serious violations may have to pay on average $1,340 more every year for car insurance
• Increasing policy deductibles can save approximately $350 each year
• You may be able to save up to $130 per year just by quoting early and online