GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs around $206 a year, collision costs $330, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, with high-risk insurance costing $2,492 or more. Teenage drivers receive the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Rate estimates for individual coverage type:

Estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and Savana trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities.

The diagram below illustrates how geographic area affects auto insurance rates.

These examples demonstrate why it is important to compare rates for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best discount rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $1,032 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,154
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $234 a year
• High risk drivers who are prone to accidents and violations could pay at least $2,492 or more
• The cost for full coverage for a teen driver can be $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $4,500 a year. View Rates by Age

Where you live makes a big difference in GMC Savana insurance rates. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $360 each year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,400 to $1,900 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 135% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to get quotes from as many companies as possible. Every company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Saving money on GMC Savana insurance not only requires not taking risks behind the wheel, but also maintaining good credit, eliminating unnecessary coverage, and insuring your home and auto with the same company. Invest the time to compare rates every time your policy renews by getting rate quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following is a review of the information presented in the illustrations above.

• You may be able to save up to $130 per year simply by quoting early and online
• Teens pay higher rates, with premiums as much as $377 per month for full coverage
• Increasing deductibles can save around $350 each year
• High-risk drivers who have several accidents or serious violations pay an average of $1,340 more every year for Savana insurance
• Drivers who may need higher liability limits will pay an extra $510 every year to go from a minimum limit to 250/500 limits