GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs around $206, collision costs $330, and liability is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing $2,492 or more. Teens cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $682
• Raising to $1,000 deductibles will save about $122 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,154
• Selecting more expensive low deductibles will cost an additional $234 annually
• Drivers with serious driving violations could pay at least $2,492 or more
• Policy cost that insures a 16-year-old driver with full coverage can be $4,524

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 42% to 135% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,500 a year. View Rates by Age

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $830 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $360 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to compare rates from multiple companies. Every auto insurance company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana consists of being a low-risk driver, having a positive credit history, not filing small claims, and qualifying for all possible discounts. Compare rates every year by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a summary of the coverage data covered in the charts and tables above.

• You may be able to save up to $130 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Teen drivers are the costliest to insure, as much as $377 each month if full coverage is purchased
• Drivers considered higher risk who have multiple accidents or major violations may pay on average $1,340 more every year to insure their Savana