GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage insurance. Comprehensive costs an estimated $206, collision insurance costs $330, and liability insurance is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,492. Teen drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates broken down by type of insurance:

Estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all Savana models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects insurance prices.

The examples above illustrate why everyone should get quotes for a targeted area, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average GMC Savana insurance rates for other coverage scenarios.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save approximately $122 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,154
• Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $1,388
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,492
• Policy cost that insures a teen driver for full coverage can cost as much as $4,524 each year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model of your Savana, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,400 to $1,900 extra every year, depending on your age. GMC Savana insurance for high-risk drivers ranges anywhere from 42% to 135% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay at least $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $760 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,560 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $360 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding cheaper rates on GMC Savana insurance takes being a safe and courteous driver, having above-average credit, being claim-free, and deciding if full coverage is necessary. Shop around at every policy renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

Below is a review of the data raised in the charts and tables above.

• Drivers who want higher levels of liability will pay about $510 annually to raise limits from a 30/60 limit to the 250/500 level
• It is possible to save approximately $130 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Teenage drivers are charged the highest rates, possibly costing $377 each month if full coverage is included