GMC Savana Insurance Rates

Average insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs approximately $220, collision insurance costs $358, and liability is estimated at $460. Buying just liability costs approximately $510 a year, and insurance for high-risk drivers costs around $2,586. Teenage drivers receive the highest rates at up to $4,658 a year.

Average premium for full coverage: $1,196

Rate estimates by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all Savana models.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. Rural locations tend to have lower incidents of physical damage claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance prices.

These examples illustrate why everyone should get quotes using their specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average GMC Savana insurance rates for additional coverage and risk scenarios.

• The best discount rate is $705
• Choosing higher $1,000 deductibles can save $132 each year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,196
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,448
• Higher-risk drivers who are prone to accidents and violations could pay around $2,586
• The cost that insures a 16-year-old driver for full coverage can cost $4,658 each year

View Chart as Image

Auto insurance rates for a GMC Savana can also vary considerably based on the model of your Savana, your age and driving record, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are probably paying anywhere from $1,400 to $2,000 in extra premium per year, depending on your age. GMC Savana insurance for high-risk drivers ranges from 43% to 130% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,600 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $780 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,620 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $390 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Savana Insurance

Saving money on insurance for a GMC Savana takes avoiding accidents and violations, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Compare prices every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a summary of the material that was covered in the above illustrations.

• Insureds who purchase higher liability limits will pay an extra $510 annually to raise limits from a minimum limit to the 250/500 level
• Teenagers have the highest car insurance rates, costing up to $388 per month if the policy includes full coverage
• Drivers considered higher risk who have multiple accidents or major violations could be charged and average of $1,390 more per year for car insurance
• Increasing deductibles can save approximately $375 each year