GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months for full coverage insurance. Comprehensive insurance costs on average $206 each year, collision costs $330, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing $2,492 or more. Teenage drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Savana models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on insurance rates. Rural areas have more infrequent physical damage claims than densely populated cities.

The graphic below illustrates how geographic area affects car insurance rates.

The ranges above illustrate why all drivers should compare prices based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save around $122 each year
• The average price for the average middle-age driver with $500 deductibles is $1,154
• Using low deductibles for physical damage coverage costs an extra $234 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• The price to insure a teenage driver may cost $4,524 or more

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Savana.

Using high physical damage deductibles could cut prices by as much as $360 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,100 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers can be around 42% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Savana insurance rates. A driver around age 40 might see prices as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Savana Insurance

Getting lower rates on auto insurance requires having a decent driving record, having a good credit score, not filing small claims, and taking advantage of discounts. Invest the time to compare rates at least every other year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief recap of the car insurance concepts presented in the illustrations above.

• Drivers who tend to receive serious violations pay on average $1,340 more each year than a driver with a clean driving record
• It is possible to save as much as $130 per year simply by quoting online in advance
• Increasing physical damage deductibles could save as much as $350 each year
• Consumers who require additional liability coverage will pay an extra $510 annually to increase from a low limit to a 250/500 level