GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months including full coverage. Comprehensive insurance costs on average $206 each year, collision costs $330, and liability insurance is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,492 or more. Teens pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates by individual coverage:

These estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Rural areas have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above highlight why all drivers should get quotes based on a specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $682
• Choosing higher $1,000 deductibles can save around $122 every year
• The average price for the average middle-age driver with $500 deductibles is $1,154
• Selecting low deductibles for comp and collision coverage costs an extra $234 a year
• High-risk insureds with serious driving violations could pay upwards of $2,492 or more
• The price to insure a teen driver may cost $4,524 each year

View Chart as Image

Auto insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving characteristics, and the trim level of your Savana.

Choosing higher comprehensive and collision insurance deductibles can save as much as $360 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay upwards of $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying at a minimum $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Since prices can be so different, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer calculates prices differently, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Savana Insurance

Getting lower rates on GMC Savana insurance takes being a low-risk driver, having a good credit score, being claim-free, and taking advantage of discounts. Set aside time to compare rates every couple of years by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The items below are a brief summary of the material that was covered above.

• Drivers who require more liability coverage will pay approximately $510 per year to raise limits from a low limit to a 250/500 level
• Teen drivers are charged the highest prices, possibly costing $377 a month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,340 more each year to insure their Savana
• Increasing physical damage deductibles could save as much as $350 each year