GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year with full coverage. Comprehensive insurance costs around $206 a year, collision costs $330, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing $2,492 or more. Teen drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, 30/60 liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $682
• Choosing higher $1,000 deductibles can save about $1,032 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,154
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $234 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,492 or more
• Policy cost for full coverage for a teen driver can be $4,524 each year

View Chart as Image

Car insurance rates for a GMC Savana also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,100 annually on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged as much as $4,500 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Savana insurance prices. A good driver about age 40 could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,560 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $360 every year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy ranges as much as 42% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out your exact price is to get quotes and see which company has the best rate. Each auto insurer uses a different rate calculation, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Savana Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates at every policy renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a recap of the data covered above.

• Policyholders who may need higher liability limits will pay about $510 every year to raise limits from a 30/60 limit to 250/500 limits
• You may be able to save up to $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $350 each year
• Teenagers are the costliest to insure, as much as $377 each month if full coverage is included