GMC Savana Insurance Rates

U.S. average insurance prices for a GMC Savana are $1,154 every 12 months with full coverage. Comprehensive insurance costs around $206 a year, collision costs $330, and liability costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing $2,492 or more. 16-year-old drivers pay the highest rates at $4,524 a year or more.

Average premium for full coverage: $1,154

Price estimates for individual coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all U.S. states and Savana trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. Areas with sparse population have more infrequent collision claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above demonstrate why it is important to compare rates for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay about $1,032 annually
• The average price for the average middle-age driver using $500 deductibles is $1,154
• Buying low $100 deductibles for comprehensive and collision insurance costs an extra $234 annually
• Drivers with multiple tickets or accidents could pay at least $2,492 or more
• The price to insure a 16-year-old driver can be $4,524 a year

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Car insurance prices for a GMC Savana are also quite variable based on deductibles and policy limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles could save up to $360 annually, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at least $1,400 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

The state you live in makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $830 a year in states like New Hampshire, Ohio, and Utah, or at least $1,560 on average in Florida, Michigan, and New York.

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Since prices can be so different, the best way to find out your exact price is to get quotes from multiple companies. Every company utilizes a different rate formula, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Savana Insurance

Getting lower rates on insurance for a GMC Savana not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at least once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a review of the primary concepts that were covered above.

• You may be able to save up to $130 per year simply by quoting early and online
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,340 more every year than a low-risk driver
• Increasing physical damage deductibles could save as much as $350 each year
• Youthful drivers are the costliest to insure, costing up to $377 a month if the policy includes full coverage