GMC Savana Insurance Rates

U.S. average insurance rates for a GMC Savana are $1,196 a year with full coverage. Comprehensive insurance costs on average $220, collision costs $358, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, with coverage for high-risk drivers costing $2,586 or more. Teen drivers pay the highest rates at $4,658 a year or more.

Average premium for full coverage: $1,196

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Savana models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Rural areas have lower incidents of collision claims than larger metro areas.

The example below illustrates how rural and urban location affects car insurance rates.

The ranges above demonstrate why everyone should get quotes based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $705
• Choosing higher $1,000 deductibles can save around $132 annually
• The estimated price for the average middle-age driver with $500 deductibles is $1,196
• Choosing pricier low deductibles for comp and collision coverage will cost an additional $252 a year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,586 or more
• The price that insures a teen driver for full coverage may cost $4,658 each year

View Chart as Image

Insurance prices for a GMC Savana are also quite variable based on the model of your Savana, your age and driving habits, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you may be forking out at a minimum $1,400 to $2,000 extra each year, depending on your age. GMC Savana insurance for high-risk drivers ranges anywhere from 43% to 130% more than average. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,600 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Savana insurance rates. A good driver about age 40 could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,620 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can save as much as $390 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Savana Insurance

Getting lower rates on GMC Savana insurance takes avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and bundling your home and auto policies. Shop around every other policy renewal by requesting rates from direct companies, and also from several local insurance agents.

The points below are a condensed summary of the ideas that were raised in the charts and tables above.

• Drivers under the age of 20 pay the highest prices, costing up to $388 a month if full coverage is included
• High-risk drivers with multiple at-fault accidents pay on average $1,390 more each year to insure a GMC Savana
• Increasing physical damage deductibles can save approximately $375 each year
• You may be able to save as much as $140 per year simply by quoting online well ahead of the renewal date