GMC Savana Insurance Rates

The average insurance rates for a GMC Savana are $1,154 a year for full coverage. Comprehensive costs on average $206, collision insurance costs $330, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs around $2,492. 16-year-old drivers cost the most to insure at up to $4,524 a year.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities. The price range example below illustrates how your location can change car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average GMC Savana insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $682
• Drivers who choose higher $1,000 deductibles will pay around $122 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,154
• Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,388
• Drivers with multiple tickets or accidents could pay upwards of $2,492
• Policy cost that insures a 16-year-old driver with full coverage may cost $4,524 a year

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,400 to $1,900 additional every year, depending on your age. High-risk driver insurance can cost from 42% to 135% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age

Your home state makes a big difference in GMC Savana insurance prices. A 40-year-old driver could pay as low as $760 a year in states like Idaho, Maine, and Iowa, or at least $1,650 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $360 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Savana Insurance

Finding cheaper rates on insurance for a GMC Savana not only requires avoiding accidents and violations, but also having a good credit score, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Comparison shop every time your policy renews by requesting rates from direct carriers, and also from local exclusive and independent agents.

The list below is a brief recap of the information illustrated above.

• Drivers can save as much as $130 per year just by shopping early and online
• Teenagers pay higher rates, costing up to $377 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles can save approximately $350 each year
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,340 more each year for car insurance
• Insureds who require higher liability limits will pay around $510 each year to go from a 30/60 limit to the 250/500 level