GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually for full coverage insurance. Comprehensive costs on average $206 a year, collision costs $330, and liability costs around $460. Liability-only insurance costs as low as $510 a year, with high-risk driver insurance costing around $2,492. Teenage drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates by type of insurance:

These estimates include $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Rural areas are shown to have fewer physical damage claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for different risk profiles and scenarios.

• The best discount rate is $682
• Using higher $1,000 deductibles will save around $1,032 each year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,154
• Using low $100 deductibles for physical damage coverage will cost $1,388
• Drivers who are prone to accidents and violations could pay upwards of $2,492 or more
• Policy cost with full coverage for a teen driver may cost $4,524 or more

View Chart as Image

Auto insurance rates for a GMC Savana also range considerably based on the model year and trim level, your risk profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at a minimum $1,400 to $1,900 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $360 every year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Savana insurance prices. A driver around age 40 might see rates as low as $760 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,560 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Savana Insurance

Finding cheaper rates on car insurance requires being a good driver, having above-average credit, being claim-free, and taking advantage of discounts. Make time to compare rates at least every other year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the car insurance concepts touched on in this article.

• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,340 more each year than a safer driver
• It is possible to save as much as $130 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $350 each year
• Policyholders who require an increased level of liability coverage will pay an extra $510 annually to increase from a 30/60 limit to higher 250/500 limits