GMC Savana Insurance Rates

The average auto insurance rates for a GMC Savana are $1,154 annually including full coverage. Comprehensive costs around $206, collision costs $330, and liability is $460. Buying just liability costs around $510 a year, with insurance for high-risk drivers costing around $2,492. 16-year-old drivers cost the most to insure at $4,524 a year or more.

Average premium for full coverage: $1,154

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different Savana trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than congested cities.

The price range example below illustrates how location helps determine auto insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $682
• Raising to $1,000 deductibles will save about $122 every year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,154
• Buying more expensive low deductibles will cost $1,388
• At-risk drivers with multiple tickets or accidents could pay at least $2,492 or more
• Policy cost with full coverage for a teen driver with full coverage can be $4,524

View Chart as Image

Insurance rates for a GMC Savana also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $4,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $360 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Savana insurance prices. A middle-age driver might find rates as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Savana Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest time comparing rates every other policy renewal by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The list below is a brief recap of the ideas that were covered in the charts and tables above.

• Teenagers pay higher rates, with premiums being up to $377 each month including comprehensive and collision insurance
• Higher risk drivers who tend to receive serious violations may pay on average $1,340 more every year for car insurance
• Increasing comprehensive and collision deductibles could save up to $350 each year
• You may be able to save up to $130 per year simply by shopping early and online