GMC Savana Insurance Rates

Estimated insurance rates for a GMC Savana are $1,196 a year for full coverage insurance. Comprehensive costs around $220 a year, collision costs $358, and liability insurance is $460. Liability-only coverage costs around $510 a year, with high-risk coverage costing around $2,586. Teen drivers pay the most at $4,658 a year or more.

Average premium for full coverage: $1,196

Premium estimates for type of coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and Savana trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences illustrate why it is important to compare rates quotes for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Savana insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $705
• Raising to $1,000 deductibles will save about $1,064 each year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,196
• Choosing low $100 deductibles will increase the cost to $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,586 or more
• An auto insurance policy for full coverage for a teen driver can be $4,658

View Chart as Image

Insurance prices for a GMC Savana also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $4,600 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Savana insurance rates. A middle-age driver might find prices as low as $780 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,620 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $390 each year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 130% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to get quotes from as many companies as possible. Every auto insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Savana Insurance

Finding better rates on GMC Savana insurance consists of being a low-risk driver, maintaining good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Take the time to compare rates at least every other year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The items below are a review of the car insurance concepts covered in the above illustrations.

• High-risk drivers who have several accidents or serious violations may pay on average $1,390 more every year to insure their Savana
• It is possible to save up to $140 per year simply by quoting early and online
• Increasing policy deductibles can save around $375 each year
• Drivers who may need more liability coverage will pay about $510 annually to raise from 30/60 bodily injury limits to 250/500 limits