GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs around $186 each year, collision costs $226, and liability insurance is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing around $2,238. Teens cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates for type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than cities with more traffic congestion.

The graphic below illustrates the effect of geographic area on auto insurance rates.

The examples above illustrate why all drivers should compare rates quotes for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $634
• Raising to $1,000 deductibles will save about $94 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,044
• Selecting low deductibles bumps up the cost to $1,222
• Higher-risk drivers with serious driving violations could pay at least $2,238 or more
• Policy cost that insures a teen driver can be $4,152

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,100 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $280 each year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison from as many companies as possible. Every auto insurance company calculates rates differently, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance consists of avoiding accidents and violations, having a good credit score, being claim-free, and taking advantage of discounts. Compare rates every couple of years by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The list below is a brief recap of the material that was covered in the above illustrations.

• Drivers who may need higher liability limits will pay approximately $520 annually to raise from a 30/60 limit to the 250/500 level
• Teenagers are charged the highest rates, possibly costing $346 each month if comprehensive and collision insurance is included
• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,190 more every year for car insurance
• Increasing comprehensive and collision deductibles can save approximately $275 each year