GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs approximately $186, collision costs $226, and liability costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing around $2,238. 16-year-old drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

These estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than congested cities.

The example below illustrates how geographic area affects auto insurance prices.

The examples above illustrate why everyone should compare rates using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $634
• Drivers who choose higher $1,000 deductibles will pay $94 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,044
• Buying pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,222
• Higher-risk drivers with multiple tickets or accidents could pay around $2,238 or more
• Policy cost for full coverage for a teen driver for full coverage can cost $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $280 every year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers can cost as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates and see which company has the best rate. Every company utilizes a different rate formula, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires having a good driving record, but also having a good credit history, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates at least once a year by getting rate quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The next list is a brief summary of the primary concepts that were presented in the illustrations above.

• It is possible to save around $120 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,190 more per year to buy GMC Yukon insurance
• Increasing comprehensive and collision deductibles can save around $275 each year
• Drivers age 20 and younger are the costliest to insure, possibly costing $346 each month including comprehensive and collision insurance