GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs an estimated $180 each year, collision costs $202, and liability coverage costs around $468. Buying just liability costs as low as $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teenage drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Price estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how geographic area affects insurance prices.

The examples above highlight why all drivers should compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save approximately $86 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,008
• Using low deductibles for physical damage coverage will cost an extra $166 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,162 or more
• Policy cost for full coverage for a teenage driver can cost as much as $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the model of your Yukon, and liability limits and deductibles.

More mature drivers with a clean driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $4,000 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $260 a year, whereas increasing liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can be around 42% to 132% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Finding cheaper rates on auto insurance requires avoiding accidents and violations, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to compare rates every time your policy renews by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a condensed summary of the information presented in the illustrations above.

• You may be able to save approximately $110 per year simply by quoting online in advance
• Teenagers are charged the highest rates, with premiums being up to $336 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $250 each year
• Drivers with multiple at-fault accidents may pay on average $1,150 more annually for car insurance
• Consumers who want higher liability limits will pay an extra $520 per year to increase from a 30/60 limit to 250/500 limits