GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive insurance costs approximately $186 a year, collision costs $226, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,238 or more. Teens pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Prices are based on $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how your location can change auto insurance prices.

The ranges above illustrate why it is important to get quotes using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $634
• Choosing higher $1,000 deductibles can save $950 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,044
• Selecting low $100 deductibles for comp and collision coverage will cost an extra $178 annually
• Higher-risk drivers with serious driving violations could pay around $2,238 or more
• The price for full coverage for a 16-year-old driver can cost $4,152 each year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy ranges from 41% to 128% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from multiple companies. Each auto insurer calculates prices differently, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon takes having a good driving record, having a good credit history, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around at least once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The next list is a brief review of the primary concepts that were illustrated above.

• It is possible to save around $120 per year simply by quoting early and online
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,190 more per year to buy GMC Yukon insurance
• Increasing physical damage deductibles can save around $275 each year
• Drivers age 20 and younger are the costliest to insure, as much as $346 a month including comprehensive and collision insurance