GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months including full coverage. Comprehensive costs around $186, collision costs $226, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,238. Teenage drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates for type of insurance:

Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference location can make on auto insurance rates.

The examples above highlight why anyone shopping for car insurance should get quotes for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save about $94 every year
• The average price for a good driver age 40 using $500 deductibles is $1,044
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,222
• Drivers who are prone to accidents and violations could pay at least $2,238 or more
• Policy cost to insure a teenage driver with full coverage can be $4,152 each year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles can save as much as $280 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance ranges around 41% to 128% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to compare rates and see how they stack up. Each auto insurer uses a different method to calculate rates, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Yukon Insurance

Finding cheaper rates on auto insurance takes being a good driver, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Make time to compare rates every other policy renewal by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a recap of the ideas that were touched on in this article.

• Drivers age 16 to 20 pay higher rates, with premiums being up to $346 each month if they have full coverage
• Drivers that have major violations or accidents could be forced to pay on average $1,190 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• You may be able to save up to $120 per year simply by shopping early and online