GMC Yukon Insurance Rates

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UPDATED: Apr 10, 2024

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GMC Yukon XL insurance

Average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage. Comprehensive insurance costs on average $186 each year, collision insurance costs $226, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,238 or more. 16-year-old drivers receive the highest rates at up to $4,152 a year.

Average premium for full coverage: $1,044

Rate estimates by individual coverage type:

Comprehensive $186
Collision $226
Liability $474

Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Yukon models.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as cheap as $522 for your basic liability-only policy to a high rate of $2,238 for a driver that may need high-risk insurance.

Liability Only $522
Full Coverage $1,044
High Risk $2,238

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These examples show why all drivers should compare prices based on a specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average GMC Yukon insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $634
  • Using higher $1,000 deductibles will save around $94 a year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,044
  • Buying low deductibles for physical damage coverage costs an additional $178 every year
  • Drivers with multiple tickets or accidents could pay upwards of $2,238
  • The cost with full coverage for a teen driver may cost $4,152 or more

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance prices range from $634 to $4,152 for full coverage

Auto insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your driver profile, and policy deductibles and limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 in extra premium per year, depending on your age. Insurance for high-risk drivers can be as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $280 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $480 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Idaho, Maine, and Iowa, or at least $1,490 on average in Michigan, Louisiana, and New York.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $998 -$46 -4.4%
Connecticut $1,074 $30 2.9%
Delaware $1,184 $140 13.4%
Florida $1,308 $264 25.3%
Georgia $962 -$82 -7.9%
Hawaii $750 -$294 -28.2%
Idaho $704 -$340 -32.6%
Illinois $778 -$266 -25.5%
Indiana $784 -$260 -24.9%
Iowa $704 -$340 -32.6%
Kansas $994 -$50 -4.8%
Kentucky $1,424 $380 36.4%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $872 -$172 -16.5%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,120 $76 7.3%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $750 -$294 -28.2%
New Jersey $1,166 $122 11.7%
New Mexico $926 -$118 -11.3%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $998 -$46 -4.4%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $916 -$128 -12.3%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $930 -$114 -10.9%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $976 $81
GMC Yukon 2WD $976 $81
GMC Yukon SLE 4WD $996 $83
GMC Yukon SLT 2WD $996 $83
GMC Yukon 4WD $996 $83
GMC Yukon SLT 4WD $1,014 $85
GMC Yukon Denali 2WD $1,032 $86
GMC Yukon Denali 4WD $1,052 $88
GMC Yukon Hybrid 2WD $1,180 $98
GMC Yukon Hybrid 4WD $1,180 $98
GMC Yukon Hybrid Denali 2WD $1,198 $100
GMC Yukon Hybrid Denali 4WD $1,218 $102

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $358 $570 $390 $1,476
2023 GMC Yukon $344 $566 $398 $1,466
2022 GMC Yukon $332 $552 $416 $1,458
2021 GMC Yukon $320 $530 $430 $1,438
2020 GMC Yukon $304 $512 $442 $1,416
2019 GMC Yukon $292 $474 $452 $1,376
2018 GMC Yukon $280 $446 $456 $1,340
2017 GMC Yukon $268 $400 $460 $1,286
2016 GMC Yukon $250 $368 $460 $1,236
2015 GMC Yukon $242 $346 $464 $1,210
2014 GMC Yukon $236 $322 $474 $1,190
2013 GMC Yukon $218 $300 $474 $1,150
2012 GMC Yukon $212 $272 $478 $1,120
2011 GMC Yukon $198 $248 $474 $1,078
2010 GMC Yukon $186 $226 $474 $1,044
2008 GMC Yukon $178 $198 $460 $994
2007 GMC Yukon $176 $188 $452 $974
2006 GMC Yukon $160 $180 $446 $944
2005 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest GMC Yukon Insurance

Saving money on car insurance requires being a low-risk driver, having above-average credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Set aside time to compare rates once a year by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The items below are a recap of the data that was covered above.

  • Drivers can save as much as $120 per year just by quoting online in advance
  • Policyholders who require more liability coverage will pay around $520 each year to increase from a minimum limit to higher 250/500 limits
  • Teen drivers are charged the highest rates, costing as high as $346 per month if full coverage is included
  • Higher risk drivers that have major violations or accidents may be required to pay an average of $1,190 more each year to insure their Yukon

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,152
20 $2,370
30 $1,066
40 $1,044
50 $956
60 $936

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,325
100/300 $1,458
250/500 $1,805
100 CSL $1,378
300 CSL $1,672
500 CSL $1,886

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,852
20 $3,778
30 $2,260
40 $2,238
50 $2,140
60 $2,116

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $63
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $410
Rate after discounts $634

Discounts are estimated and may not be available from every company or in every state.

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