GMC Yukon Insurance Rates
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UPDATED: Jun 4, 2023
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U.S. average insurance rates for a GMC Yukon are $924 a year for full coverage. Comprehensive insurance costs approximately $154 a year, collision insurance costs $170, and liability coverage costs $442. Liability-only coverage costs as little as $496 a year, and high-risk coverage costs $1,976 or more. Teen drivers pay the highest rates at up to $3,744 a year.
Average premium for full coverage: $924
Price estimates by individual coverage:
Rate estimates include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Yukon trim levels.
Price Range from Low to High
For the average driver, GMC Yukon insurance prices range from as low as $496 for just the minimum liability insurance to a high of $1,976 for a high-risk insurance policy.
Geographic Price Range
Your location has a large influence on car insurance rates. Rural locations have a lower frequency of accident claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.
The ranges above show why it is important to compare rates using their specific location and risk profile, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below shows average GMC Yukon insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $571
- Drivers who choose higher $1,000 deductibles will pay $850 a year
- The average rate for the average middle-age driver who chooses $500 deductibles is $924
- Choosing low $100 deductibles for comprehensive and collision insurance will cost an extra $140 each year
- High-risk insureds with multiple violations and an at-fault accident could pay around $1,976
- The price for full coverage for a teenage driver can cost $3,744 a year
Auto insurance prices for a GMC Yukon are also quite variable based on your driving record, the trim level of your Yukon, and physical damage deductibles and liability limits.
Older drivers with a good driving record and high deductibles may only pay around $900 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay in the ballpark of $3,700 a year. View Rates by Age
The state you live in makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $610 a year in states like Iowa, Maine, and Idaho, or as much as $1,320 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $838 | -$86 | -9.3% |
| Alaska | $710 | -$214 | -23.2% |
| Arizona | $770 | -$154 | -16.7% |
| Arkansas | $924 | -$0 | 0.0% |
| California | $1,054 | $130 | 14.1% |
| Colorado | $884 | -$40 | -4.3% |
| Connecticut | $952 | $28 | 3.0% |
| Delaware | $1,046 | $122 | 13.2% |
| Florida | $1,158 | $234 | 25.3% |
| Georgia | $854 | -$70 | -7.6% |
| Hawaii | $666 | -$258 | -27.9% |
| Idaho | $626 | -$298 | -32.3% |
| Illinois | $690 | -$234 | -25.3% |
| Indiana | $696 | -$228 | -24.7% |
| Iowa | $624 | -$300 | -32.5% |
| Kansas | $880 | -$44 | -4.8% |
| Kentucky | $1,262 | $338 | 36.6% |
| Louisiana | $1,370 | $446 | 48.3% |
| Maine | $572 | -$352 | -38.1% |
| Maryland | $764 | -$160 | -17.3% |
| Massachusetts | $742 | -$182 | -19.7% |
| Michigan | $1,608 | $684 | 74.0% |
| Minnesota | $774 | -$150 | -16.2% |
| Mississippi | $1,110 | $186 | 20.1% |
| Missouri | $822 | -$102 | -11.0% |
| Montana | $996 | $72 | 7.8% |
| Nebraska | $730 | -$194 | -21.0% |
| Nevada | $1,110 | $186 | 20.1% |
| New Hampshire | $666 | -$258 | -27.9% |
| New Jersey | $1,034 | $110 | 11.9% |
| New Mexico | $818 | -$106 | -11.5% |
| New York | $976 | $52 | 5.6% |
| North Carolina | $534 | -$390 | -42.2% |
| North Dakota | $758 | -$166 | -18.0% |
| Ohio | $640 | -$284 | -30.7% |
| Oklahoma | $950 | $26 | 2.8% |
| Oregon | $848 | -$76 | -8.2% |
| Pennsylvania | $884 | -$40 | -4.3% |
| Rhode Island | $1,236 | $312 | 33.8% |
| South Carolina | $838 | -$86 | -9.3% |
| South Dakota | $782 | -$142 | -15.4% |
| Tennessee | $814 | -$110 | -11.9% |
| Texas | $1,116 | $192 | 20.8% |
| Utah | $686 | -$238 | -25.8% |
| Vermont | $634 | -$290 | -31.4% |
| Virginia | $554 | -$370 | -40.0% |
| Washington | $718 | -$206 | -22.3% |
| West Virginia | $848 | -$76 | -8.2% |
| Wisconsin | $642 | -$282 | -30.5% |
| Wyoming | $826 | -$98 | -10.6% |
Choosing high deductibles could save up to $220 a year, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $450 extra every year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,100 to $1,600 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 132% more than average. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $872 | $73 |
| GMC Yukon 2WD | $872 | $73 |
| GMC Yukon SLE 4WD | $888 | $74 |
| GMC Yukon SLT 2WD | $888 | $74 |
| GMC Yukon 4WD | $888 | $74 |
| GMC Yukon SLT 4WD | $902 | $75 |
| GMC Yukon Denali 2WD | $916 | $76 |
| GMC Yukon Denali 4WD | $930 | $78 |
| GMC Yukon Hybrid 2WD | $1,046 | $87 |
| GMC Yukon Hybrid 4WD | $1,046 | $87 |
| GMC Yukon Hybrid Denali 2WD | $1,062 | $89 |
| GMC Yukon Hybrid Denali 4WD | $1,076 | $90 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2007 GMC Yukon | $178 | $198 | $460 | $994 |
| 2006 GMC Yukon | $176 | $188 | $452 | $974 |
| 2005 GMC Yukon | $160 | $180 | $446 | $944 |
| 2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best GMC Yukon Insurance
Getting lower rates on auto insurance not only requires being a low-risk driver, but also having good credit, eliminating unnecessary coverage, and possibly higher deductibles. Spend time shopping around at least every other year by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.
The items below are a brief recap of the car insurance concepts touched on above.
- Drivers who tend to receive serious violations may pay on average $1,050 more per year to insure their Yukon
- Drivers can save around $100 per year just by quoting early and online
- Increasing physical damage deductibles can save around $225 each year
- Consumers who purchase more liability coverage will pay about $490 each year to go from a low limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,744 |
| 20 | $2,102 |
| 30 | $940 |
| 40 | $924 |
| 50 | $850 |
| 60 | $832 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,064 |
| $250 | $1,002 |
| $500 | $924 |
| $1,000 | $850 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $924 |
| 50/100 | $1,176 |
| 100/300 | $1,301 |
| 250/500 | $1,626 |
| 100 CSL | $1,226 |
| 300 CSL | $1,501 |
| 500 CSL | $1,701 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,254 |
| 20 | $3,342 |
| 30 | $1,990 |
| 40 | $1,976 |
| 50 | $1,890 |
| 60 | $1,870 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $17 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $31 |
| Advance Quote | $39 |
| Online Quote | $61 |
| Total Discounts | $353 |
Discounts are estimated and may not be available from every company or in every state.
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