GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,044 a year with full coverage. Comprehensive insurance costs approximately $186, collision costs $226, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,238 or more. Teenage drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities.

The price range example below illustrates how where you live affects auto insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay $94 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,044
• Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $178 a year
• High risk drivers who are prone to accidents and violations could pay around $2,238 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can cost $4,152 a year

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Insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $750 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,410 on average in New York, Michigan, and Florida.

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Using high physical damage deductibles could save up to $280 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $480 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can cost anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to compare prices from as many companies as possible. Every company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding better rates on GMC Yukon insurance not only requires avoiding accidents and violations, but also maintaining good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a summary of the ideas that were touched on in the above illustrations.

• Teenagers are expensive to insure, possibly costing $346 per month for full coverage
• High-risk drivers who have multiple accidents or major violations pay on average $1,190 more per year for car insurance
• Increasing policy deductibles can save around $275 each year
• You may be able to save around $120 per year simply by shopping early and online