GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive costs an estimated $180, collision costs $202, and liability coverage costs $468. A liability-only policy costs as little as $518 a year, with high-risk insurance costing around $2,162. Teens receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates broken down by individual coverage type:

Rate estimates include $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay approximately $86 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,008
• Selecting more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,174
• High-risk insureds with serious driving violations could pay up to $2,162 or more
• The cost that insures a teenage driver with full coverage can cost as much as $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance can cost around 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $4,000 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $260 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $477 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates and see how they stack up. Every company calculates rates differently, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Saving money on auto insurance not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and taking advantage of discounts. Compare rates every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

Below is a brief recap of the material that was touched on above.

• Consumers who want higher levels of liability will pay approximately $520 per year to go from a minimum limit to the 250/500 level
• Teenage drivers are charged the highest rates, as much as $336 per month if full coverage is included
• Drivers who tend to receive serious violations could be charged and average of $1,150 more annually for auto insurance
• Increasing deductibles can save approximately $250 each year