GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,008 every 12 months including full coverage. Comprehensive costs around $180, collision costs $202, and liability coverage is estimated at $468. A policy with only liability insurance costs approximately $518 a year, with a high-risk policy costing around $2,162. Teens pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why everyone should get quotes for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save about $86 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,008
• Selecting pricier low deductibles for comp and collision coverage increases the price to $1,174
• Drivers with serious driving violations could pay at least $2,162 or more
• An auto insurance policy to insure a teenage driver for full coverage can be $4,034 each year

View Chart as Image

Car insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 extra annually, depending on your age. GMC Yukon insurance for high-risk drivers ranges around 42% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Each auto insurer calculates prices differently, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Finding better rates on auto insurance takes being safe and accident-free, maintaining a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Take the time to compare rates every couple of years by getting rate quotes from direct car insurance companies, and also from insurance agencies where you live.

Below you'll find a summary of the material that was covered in the above illustrations.

• Consumers who may need more liability protection will pay approximately $520 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
• Youthful drivers are the costliest to insure, with the cost nearing $336 per month if the policy includes full coverage
• Drivers who have multiple accidents or major violations could be forced to pay on average $1,150 more every year than a low-risk driver
• Increasing policy deductibles could save as much as $250 each year