GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs approximately $180 each year, collision costs $202, and liability costs $468. A policy with just liability insurance costs as little as $518 a year, with coverage for high-risk drivers costing around $2,162. 16-year-old drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Yukon models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

These examples illustrate why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $616
• Drivers who choose higher $1,000 deductibles will pay $86 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,008
• Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,174
• Drivers with multiple tickets or accidents could pay around $2,162 or more
• The cost for full coverage for a 16-year-old driver can cost $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,000 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could save up to $260 annually, whereas increasing liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $477 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 additional per year, depending on your age. Insurance for high-risk drivers can cost from 42% to 132% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Saving money on insurance for a GMC Yukon not only requires being safe and accident-free, but also having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at least once a year by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the primary concepts that were covered above.

• It is possible to save around $110 per year simply by quoting online in advance
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,150 more per year than a low-risk driver
• Increasing deductibles can save around $250 each year
• Youthful drivers are the costliest to insure, costing up to $336 per month including comprehensive and collision insurance