GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive costs on average $180 a year, collision insurance costs $202, and liability is estimated at $468. Liability-only insurance costs approximately $518 a year, and high-risk driver insurance costs around $2,162. Teen drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

The examples above highlight why it is important to get quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $616
• Choosing higher $1,000 deductibles can save around $922 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,008
• Choosing low $100 deductibles for comp and collision coverage will increase the cost to $1,174
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,162
• Policy cost for full coverage for a 16-year-old driver may cost $4,034 each year

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on your risk profile, the model of your Yukon, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $260 annually, while buying higher liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 132% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon takes avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest time comparing rates every time your policy renews by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a condensed summary of the information covered in the charts and tables above.

• You may be able to save as much as $110 per year just by quoting early and online
• Drivers under the age of 20 are charged the highest rates, with premiums being up to $336 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $250 each year
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,150 more each year to insure a GMC Yukon
• Insureds who require increased liability limits will pay about $520 per year to raise limits from a 30/60 limit to 250/500 limits