GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually with full coverage. Comprehensive costs on average $180, collision costs $202, and liability costs around $468. Buying just liability costs as low as $518 a year, with insurance for high-risk drivers costing around $2,162. 16-year-old drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

These estimates include $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than congested cities.

The example below illustrates how geographic area affects car insurance rates.

The examples above demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Using higher $1,000 deductibles will save around $86 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,008
• Buying pricier low deductibles for physical damage coverage will cost $1,174
• High-risk insureds with multiple tickets or accidents could pay upwards of $2,162 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage may cost $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers can be from 42% to 132% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $260 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $730 a year in states like New Hampshire, Ohio, and Utah, or at least $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates from multiple companies. Each insurance company utilizes a different rate formula, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon requires having a good driving record, having a good credit history, not filing small claims, and bundling your home and auto policies. Invest the time to compare rates once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a brief summary of the data that was presented in the illustrations above.

• You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date
• Insureds who require increased levels of liability coverage will pay around $520 every year to increase from a 30/60 limit to higher 250/500 limits
• Drivers age 20 and younger pay the highest rates, as much as $336 each month including comprehensive and collision insurance
• Drivers considered higher risk that tend to have accidents or serious violations pay an average of $1,150 more each year to buy GMC Yukon insurance