GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive costs around $180 a year, collision costs $202, and liability is estimated at $468. Liability-only insurance costs approximately $518 a year, with high-risk driver insurance costing around $2,162. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

Rate estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance rates.

The examples above highlight why it is important to get quotes for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $616
• Choosing higher $1,000 deductibles can save about $922 every year
• The estimated price for a good driver age 40 using $500 deductibles is $1,008
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,174
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,162 or more
• Policy cost that insures a 16-year-old driver can be $4,034 each year

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, your driving record and age, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are likely paying at least $1,200 to $1,700 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 132% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $260 annually, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out your exact price is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon takes being a safe and courteous driver, maintaining a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around every time your policy renews by requesting rates from direct car insurance companies, and also from local insurance agencies.

Below is a brief recap of the information covered in the charts and tables above.

• You may be able to save up to $110 per year simply by quoting early and online
• Teenage drivers are expensive to insure, with premiums being up to $336 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,150 more every year for auto insurance
• Insureds who may need higher levels of liability will pay about $520 per year to raise limits from a 30/60 limit to the 250/500 level