GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs around $180, collision costs $202, and liability is estimated at $468. Buying just liability costs approximately $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teenage drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates for individual coverage type:

Rate estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects auto insurance rates.

These examples highlight why anyone shopping for car insurance should get quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save about $86 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,008
• Using more expensive low deductibles for comp and collision coverage will cost an additional $166 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,162 or more
• The cost that insures a teen driver with full coverage can be $4,034 each year

View Chart as Image

Auto insurance rates for a GMC Yukon can also vary considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,200 to $1,700 in extra premium per year, depending on your age. High-risk driver insurance ranges as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,000 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $260 every year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $477 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to compare rates and see which company has the best rate. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Saving money on car insurance takes being a safe and courteous driver, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Compare prices at least every other year by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief recap of the car insurance concepts presented in the illustrations above.

• Higher risk drivers who tend to receive serious violations may have to pay on average $1,150 more every year for auto insurance
• You may be able to save up to $110 per year simply by shopping early and online
• Increasing deductibles can save approximately $250 each year
• Policyholders who may need higher levels of liability will pay an extra $520 per year to raise limits from a minimum limit to the 250/500 level