GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive costs on average $180 each year, collision costs $202, and liability insurance costs $468. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing around $2,162. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Rural areas are shown to have lower incidents of collision claims than larger metro areas.

The graphic below illustrates how where you live affects car insurance rates.

The examples above demonstrate why all drivers should compare rates based on a specific location, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $616
• Drivers who choose higher $1,000 deductibles will pay around $86 annually
• The estimated price for a good driver age 40 with $500 deductibles is $1,008
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,174
• High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,162 or more
• Policy cost that insures a teen driver may cost $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 132% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $4,000 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $260 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out exactly what you will pay is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance not only requires being a safe and courteous driver, but also having a good credit score, not filing small claims, and insuring your home and auto with the same company. Shop around at least once a year by quoting rates from direct companies, and also from several local insurance agents.

Below is a review of the primary concepts that were touched on in the above illustrations.

• You may be able to save as much as $110 per year simply by quoting online in advance
• High-risk drivers who have several accidents or serious violations pay on average $1,150 more each year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Teenage drivers pay higher rates, as much as $336 each month if comprehensive and collision insurance is included