GMC Yukon Insurance Rates

Average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage. Comprehensive costs on average $180 a year, collision costs $202, and liability is estimated at $468. Buying just liability costs approximately $518 a year, with insurance for high-risk drivers costing around $2,162. Teenage drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates by individual coverage type:

Price estimates include $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. Rural areas tend to have fewer accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on car insurance rates.

These examples show why it is important to get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save around $922 a year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,008
• Using low $100 deductibles for comp and collision coverage will cost $1,174
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,162 or more
• The cost with full coverage for a 16-year-old driver may cost $4,034 each year

View Chart as Image

Auto insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your driver profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $260 annually, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $477 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,440 on average in Michigan, Louisiana, and New York.

View Chart as Image

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from multiple companies. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Yukon Insurance

Saving money on insurance for a GMC Yukon takes having a good driving record, having above-average credit, eliminating unneeded coverage, and taking advantage of discounts. Take the time to compare rates every year by quoting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The next list is a condensed summary of the coverage data covered in the above illustrations.

• Drivers can save as much as $110 per year simply by quoting early and online
• Increasing deductibles could save up to $250 each year
• Drivers age 20 and younger are charged the highest rates, costing as high as $336 per month if full coverage is included
• Drivers considered higher risk with multiple at-fault accidents may be required to pay an average of $1,150 more each year to buy GMC Yukon insurance