GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive costs approximately $186 a year, collision costs $226, and liability is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing around $2,238. 16-year-old drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Prices include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

The examples above show why it is important to compare rates quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $634
• Raising to $1,000 deductibles will save $950 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,044
• Buying low $100 deductibles bumps up the cost to $1,222
• At-risk drivers with multiple tickets or accidents could pay around $2,238 or more
• Policy cost that insures a teen driver can cost $4,152

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the trim level of your Yukon, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 41% to 128% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $690 a year in states like Iowa, Maine, and Idaho, or at least $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $280 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Every auto insurance company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop every time your policy renews by requesting rates from direct carriers, and also from insurance agencies where you live.

The list below is a quick rundown of the information covered in the above illustrations.

• Drivers can save around $120 per year simply by quoting early and online
• Teenagers are expensive to insure, costing up to $346 each month if full coverage is included
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,190 more per year for car insurance
• Policyholders who purchase higher liability limits will pay around $520 each year to raise from a 30/60 limit to the 250/500 level