GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,008 every 12 months for full coverage. Comprehensive insurance costs around $180 a year, collision insurance costs $202, and liability insurance is estimated at $468. Liability-only coverage costs approximately $518 a year, and high-risk coverage costs $2,162 or more. Teenage drivers pay the highest rates at up to $4,034 a year.

Average premium for full coverage: $1,008

Price estimates for individual coverage:

Full coverage includes $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why it is important to get quotes for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save about $922 a year
• The average price for the average middle-age driver using $500 deductibles is $1,008
• Using low $100 deductibles for comp and collision coverage costs an extra $166 a year
• High-risk insureds who are prone to accidents and violations could pay at least $2,162
• The price to insure a teen driver can be $4,034 each year

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Auto insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can save as much as $260 each year, while buying higher liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $477 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay as much as $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,200 to $1,700 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,440 on average in Michigan, Louisiana, and New York.

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Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance takes being a safe and courteous driver, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a summary of the primary concepts that were covered above.

• Drivers can save up to $110 per year just by quoting early and online
• High-risk drivers who have multiple accidents or major violations may pay on average $1,150 more every year for auto insurance
• Increasing physical damage deductibles could save as much as $250 each year
• Teenage drivers are expensive to insure, with premiums as much as $336 a month if comprehensive and collision insurance is included