GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs an estimated $180 each year, collision insurance costs $202, and liability costs around $468. Liability-only insurance costs as low as $518 a year, and high-risk driver insurance costs around $2,162. Teenage drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The graphic below illustrates how geographic area affects insurance prices.

The examples above illustrate why all drivers should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save approximately $86 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,008
• Using low deductibles for physical damage coverage bumps up the cost to $1,174
• Drivers who are prone to accidents and violations could pay up to $2,162
• Policy cost that insures a teen driver can cost as much as $4,034 or more

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can be as much as 42% to 132% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay at least $4,000 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $260 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, maintaining a good credit score, being claim-free, and consideration of higher deductibles. Compare prices once a year by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

Below is a summary of the data that was presented in the illustrations above.

• It is possible to save approximately $110 per year just by quoting online in advance
• Policyholders who want higher levels of liability will pay an extra $520 annually to increase from a 30/60 limit to the 250/500 level
• Teenage drivers are the costliest to insure, possibly costing $336 each month if the policy includes full coverage
• Higher risk drivers who have multiple accidents or major violations may have to pay on average $1,150 more annually for auto insurance