GMC Yukon Insurance Rates

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UPDATED: Apr 10, 2024

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GMC Yukon XL insurance

U.S. average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs around $180, collision insurance costs $202, and liability coverage costs around $468. Liability-only insurance costs as low as $518 a year, and high-risk driver insurance costs around $2,162. Teens pay the highest rates at up to $4,034 a year.

Average premium for full coverage: $1,008

Price estimates for individual coverage:

Comprehensive $180
Collision $202
Liability $468

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all Yukon models.

Price Range from Low to High

Using a middle-aged driver as an example, GMC Yukon insurance prices range from the low end price of $518 for liability-only coverage to the much higher price of $2,162 for a policy for a high-risk driver.

Liability Only $518
Full Coverage $1,008
High Risk $2,162

Geographic Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than cities with more traffic congestion. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $756
Small Cities $1,058
Large Cities $1,361

The ranges above illustrate why everyone should compare prices for a specific zip code, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below illustrates average GMC Yukon insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $616
  • Using higher $1,000 deductibles will save about $86 each year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,008
  • Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,174
  • Higher-risk drivers with serious driving violations could pay at least $2,162
  • The price that insures a teenage driver for full coverage can be $4,034 or more

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance rates range from $616 to $4,034 for full coverage

Car insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,200 to $1,700 extra each year, depending on your age. GMC Yukon insurance for high-risk drivers can be around 42% to 132% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $4,000 a year. View Rates by Age

The state you live in has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$92 -9.1%
Alaska $776 -$232 -23.0%
Arizona $838 -$170 -16.9%
Arkansas $1,008 -$0 0.0%
California $1,150 $142 14.1%
Colorado $966 -$42 -4.2%
Connecticut $1,040 $32 3.2%
Delaware $1,144 $136 13.5%
Florida $1,266 $258 25.6%
Georgia $934 -$74 -7.3%
Hawaii $726 -$282 -28.0%
Idaho $684 -$324 -32.1%
Illinois $752 -$256 -25.4%
Indiana $760 -$248 -24.6%
Iowa $680 -$328 -32.5%
Kansas $962 -$46 -4.6%
Kentucky $1,378 $370 36.7%
Louisiana $1,496 $488 48.4%
Maine $624 -$384 -38.1%
Maryland $834 -$174 -17.3%
Massachusetts $808 -$200 -19.8%
Michigan $1,756 $748 74.2%
Minnesota $846 -$162 -16.1%
Mississippi $1,210 $202 20.0%
Missouri $896 -$112 -11.1%
Montana $1,086 $78 7.7%
Nebraska $798 -$210 -20.8%
Nevada $1,210 $202 20.0%
New Hampshire $728 -$280 -27.8%
New Jersey $1,130 $122 12.1%
New Mexico $896 -$112 -11.1%
New York $1,066 $58 5.8%
North Carolina $582 -$426 -42.3%
North Dakota $828 -$180 -17.9%
Ohio $698 -$310 -30.8%
Oklahoma $1,038 $30 3.0%
Oregon $926 -$82 -8.1%
Pennsylvania $964 -$44 -4.4%
Rhode Island $1,350 $342 33.9%
South Carolina $916 -$92 -9.1%
South Dakota $852 -$156 -15.5%
Tennessee $886 -$122 -12.1%
Texas $1,218 $210 20.8%
Utah $748 -$260 -25.8%
Vermont $692 -$316 -31.3%
Virginia $606 -$402 -39.9%
Washington $782 -$226 -22.4%
West Virginia $926 -$82 -8.1%
Wisconsin $700 -$308 -30.6%
Wyoming $902 -$106 -10.5%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $260 a year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $948 $79
GMC Yukon 2WD $948 $79
GMC Yukon SLE 4WD $964 $80
GMC Yukon SLT 2WD $964 $80
GMC Yukon 4WD $964 $80
GMC Yukon SLT 4WD $982 $82
GMC Yukon Denali 2WD $998 $83
GMC Yukon Denali 4WD $1,016 $85
GMC Yukon Hybrid 2WD $1,144 $95
GMC Yukon Hybrid 4WD $1,144 $95
GMC Yukon Hybrid Denali 2WD $1,160 $97
GMC Yukon Hybrid Denali 4WD $1,176 $98

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $344 $566 $398 $1,466
2023 GMC Yukon $332 $552 $416 $1,458
2022 GMC Yukon $320 $530 $430 $1,438
2021 GMC Yukon $304 $512 $442 $1,416
2020 GMC Yukon $292 $474 $452 $1,376
2019 GMC Yukon $280 $446 $456 $1,340
2018 GMC Yukon $268 $400 $460 $1,286
2017 GMC Yukon $250 $368 $460 $1,236
2016 GMC Yukon $242 $346 $464 $1,210
2015 GMC Yukon $236 $322 $474 $1,190
2014 GMC Yukon $218 $300 $474 $1,150
2013 GMC Yukon $212 $272 $478 $1,120
2012 GMC Yukon $198 $248 $474 $1,078
2011 GMC Yukon $186 $226 $474 $1,044
2010 GMC Yukon $180 $202 $468 $1,008
2008 GMC Yukon $176 $188 $452 $974
2007 GMC Yukon $160 $180 $446 $944
2006 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable GMC Yukon Insurance

Getting lower rates on auto insurance requires being a good driver, having a positive credit history, not filing small claims, and consideration of higher deductibles. Compare rates every year by getting rate quotes from direct insurance companies, and also from insurance agencies where you live.

The following list is a brief review of the coverage data touched on in the above illustrations.

  • It is possible to save up to $110 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles can save approximately $250 each year
  • Drivers age 16 to 20 are the costliest to insure, as much as $336 a month if full coverage is purchased
  • Drivers with DUI or reckless driving convictions could be forced to pay on average $1,150 more every year than a safer driver

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,034
20 $2,288
30 $1,028
40 $1,008
50 $928
60 $908

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,174
$250 $1,100
$500 $1,008
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,008
50/100 $1,282
100/300 $1,415
250/500 $1,759
100 CSL $1,335
300 CSL $1,627
500 CSL $1,839

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,676
20 $3,646
30 $2,180
40 $2,162
50 $2,066
60 $2,042

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $43
Online Quote $68
Total Discounts $392
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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