GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,044 annually with full coverage. Comprehensive insurance costs approximately $186 each year, collision costs $226, and liability insurance is $474. Liability-only insurance costs around $522 a year, with high-risk driver insurance costing $2,238 or more. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

These estimates include $500 deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and Yukon models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have fewer collision claims than densely populated cities.

The graphic below illustrates how location helps determine auto insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Raising to $1,000 deductibles will save $94 annually
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,044
• Using low deductibles costs an additional $178 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,238 or more
• The price with full coverage for a teen driver can cost $4,152

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Car insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driving record, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out anywhere from $1,200 to $1,700 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $280 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $750 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,410 on average in New York, Michigan, and Florida.

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Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance consists of not taking risks behind the wheel, having a good credit score, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest time comparing rates at least once a year by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The following is a brief summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save around $120 per year simply by quoting online in advance
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,190 more per year for Yukon insurance
• Increasing physical damage deductibles could save up to $275 each year
• Teens pay the highest auto insurance prices, costing up to $346 a month if comprehensive and collision insurance is included