GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs approximately $180, collision costs $202, and liability costs $468. A policy with just liability insurance costs as little as $518 a year, with coverage for high-risk drivers costing $2,162 or more. Teens pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on the price of insurance. Rural locations have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects auto insurance prices.

The ranges above demonstrate why anyone shopping for car insurance should compare rates using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay $86 annually
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,008
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $166 annually
• Drivers with serious driving violations could pay around $2,162 or more
• The price that insures a 16-year-old driver with full coverage can cost $4,034 a year

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Insurance prices for a GMC Yukon are also quite variable based on the model year and trim level, your age and driving habits, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you may be forking out anywhere from $1,200 to $1,700 extra each year, depending on your age. High-risk driver insurance can cost from 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay in the ballpark of $4,000 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,370 on average in New York, Michigan, and Florida.

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Choosing higher comprehensive and collision insurance deductibles could save up to $260 annually, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices from multiple companies. Every company calculates prices differently, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon not only requires being a good driver, but also having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Compare rates every year by obtaining price quotes from direct companies, and also from local insurance agencies.

The following list is a recap of the coverage data touched on in the above illustrations.

• You may be able to save around $110 per year simply by shopping early and online
• Increasing physical damage deductibles can save approximately $250 each year
• Drivers age 16 to 20 are expensive to insure, costing up to $336 a month if full coverage is included
• Drivers considered higher risk that have major violations or accidents may have to pay on average $1,150 more per year than a safer driver