GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive costs around $186 each year, collision costs $226, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,238. Teens pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates for type of coverage:

Prices are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine auto insurance rates.

These rate differences show why all drivers should compare rates for a specific zip code, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $634
• Drivers who choose higher $1,000 deductibles will pay about $94 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,044
• Selecting low deductibles for comprehensive and collision insurance bumps up the cost to $1,222
• High risk drivers with serious driving violations could pay at least $2,238 or more
• An auto insurance policy that insures a teen driver can be $4,152 a year

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on the trim level and model year, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,200 to $1,700 additional annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 128% more than the average policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,100 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,490 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $280 each year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to do a rate comparison from as many companies as possible. Every company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding better rates on GMC Yukon insurance not only requires having a good driving record, but also having a good credit score, not filing small claims, and taking advantage of discounts. Compare rates at every other renewal by requesting rates from direct carriers, and also from several local insurance agents.

The next list is a brief review of the concepts that were covered in the charts and tables above.

• High-risk drivers with DUI or reckless driving convictions pay on average $1,190 more every year to buy GMC Yukon insurance
• Drivers age 20 and younger are charged the highest prices, as much as $346 per month if comprehensive and collision insurance is included
• Drivers can save up to $120 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $275 each year
• Drivers can save up to $120 per year simply by quoting online in advance