GMC Yukon Insurance Rates

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UPDATED: Apr 10, 2024

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GMC Yukon XL insurance

Estimated insurance prices for a GMC Yukon are $1,008 every 12 months with full coverage. Comprehensive costs approximately $180 a year, collision insurance costs $202, and liability costs $468. Liability-only coverage costs as little as $518 a year, and high-risk coverage costs around $2,162. Teens pay the most at up to $4,034 a year.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Comprehensive $180
Collision $202
Liability $468

Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a GMC Yukon range from the cheapest price of $518 for liability-only coverage to a high of $2,162 for a policy for a high-risk driver.

Liability Only $518
Full Coverage $1,008
High Risk $2,162

Insurance Price Range by Location

Your location can make a big difference on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates how location impacts auto insurance prices.

Rural Areas $756
Small Cities $1,058
Large Cities $1,361

These rate differences demonstrate why it is important to compare rates using their specific location and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average GMC Yukon insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $616
  • Drivers who choose higher $1,000 deductibles will pay $922 annually
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,008
  • Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $1,174
  • Drivers with serious driving violations could pay around $2,162
  • An auto insurance policy to insure a 16-year-old driver can cost $4,034 a year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance rates range from $616 to $4,034 for full coverage

Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Yukon.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 annually, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $477 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy can cost from 42% to 132% more than the average policy. View High Risk Driver Rates

Where you choose to live makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,370 on average in New York, Michigan, and Florida.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$92 -9.1%
Alaska $776 -$232 -23.0%
Arizona $838 -$170 -16.9%
Arkansas $1,008 -$0 0.0%
California $1,150 $142 14.1%
Colorado $966 -$42 -4.2%
Connecticut $1,040 $32 3.2%
Delaware $1,144 $136 13.5%
Florida $1,266 $258 25.6%
Georgia $934 -$74 -7.3%
Hawaii $726 -$282 -28.0%
Idaho $684 -$324 -32.1%
Illinois $752 -$256 -25.4%
Indiana $760 -$248 -24.6%
Iowa $680 -$328 -32.5%
Kansas $962 -$46 -4.6%
Kentucky $1,378 $370 36.7%
Louisiana $1,496 $488 48.4%
Maine $624 -$384 -38.1%
Maryland $834 -$174 -17.3%
Massachusetts $808 -$200 -19.8%
Michigan $1,756 $748 74.2%
Minnesota $846 -$162 -16.1%
Mississippi $1,210 $202 20.0%
Missouri $896 -$112 -11.1%
Montana $1,086 $78 7.7%
Nebraska $798 -$210 -20.8%
Nevada $1,210 $202 20.0%
New Hampshire $728 -$280 -27.8%
New Jersey $1,130 $122 12.1%
New Mexico $896 -$112 -11.1%
New York $1,066 $58 5.8%
North Carolina $582 -$426 -42.3%
North Dakota $828 -$180 -17.9%
Ohio $698 -$310 -30.8%
Oklahoma $1,038 $30 3.0%
Oregon $926 -$82 -8.1%
Pennsylvania $964 -$44 -4.4%
Rhode Island $1,350 $342 33.9%
South Carolina $916 -$92 -9.1%
South Dakota $852 -$156 -15.5%
Tennessee $886 -$122 -12.1%
Texas $1,218 $210 20.8%
Utah $748 -$260 -25.8%
Vermont $692 -$316 -31.3%
Virginia $606 -$402 -39.9%
Washington $782 -$226 -22.4%
West Virginia $926 -$82 -8.1%
Wisconsin $700 -$308 -30.6%
Wyoming $902 -$106 -10.5%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $948 $79
GMC Yukon 2WD $948 $79
GMC Yukon SLE 4WD $964 $80
GMC Yukon SLT 2WD $964 $80
GMC Yukon 4WD $964 $80
GMC Yukon SLT 4WD $982 $82
GMC Yukon Denali 2WD $998 $83
GMC Yukon Denali 4WD $1,016 $85
GMC Yukon Hybrid 2WD $1,144 $95
GMC Yukon Hybrid 4WD $1,144 $95
GMC Yukon Hybrid Denali 2WD $1,160 $97
GMC Yukon Hybrid Denali 4WD $1,176 $98

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $344 $566 $398 $1,466
2023 GMC Yukon $332 $552 $416 $1,458
2022 GMC Yukon $320 $530 $430 $1,438
2021 GMC Yukon $304 $512 $442 $1,416
2020 GMC Yukon $292 $474 $452 $1,376
2019 GMC Yukon $280 $446 $456 $1,340
2018 GMC Yukon $268 $400 $460 $1,286
2017 GMC Yukon $250 $368 $460 $1,236
2016 GMC Yukon $242 $346 $464 $1,210
2015 GMC Yukon $236 $322 $474 $1,190
2014 GMC Yukon $218 $300 $474 $1,150
2013 GMC Yukon $212 $272 $478 $1,120
2012 GMC Yukon $198 $248 $474 $1,078
2011 GMC Yukon $186 $226 $474 $1,044
2010 GMC Yukon $180 $202 $468 $1,008
2008 GMC Yukon $176 $188 $452 $974
2007 GMC Yukon $160 $180 $446 $944
2006 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Right GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon not only requires being a low-risk driver, but also having good credit, being claim-free, and possibly raising deductibles. Spend time shopping around every year by requesting rates from direct companies, and also from insurance agencies where you live.

The items below are a quick rundown of the coverage data touched on above.

  • You may be able to save around $110 per year just by quoting early and online
  • Increasing policy deductibles could save as much as $250 each year
  • Teen drivers are expensive to insure, possibly costing $336 per month if they have full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions could be forced to pay on average $1,150 more per year to insure their Yukon

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,034
20 $2,288
30 $1,028
40 $1,008
50 $928
60 $908

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,174
$250 $1,100
$500 $1,008
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,008
50/100 $1,282
100/300 $1,415
250/500 $1,759
100 CSL $1,335
300 CSL $1,627
500 CSL $1,839

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,676
20 $3,646
30 $2,180
40 $2,162
50 $2,066
60 $2,042

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $43
Online Quote $68
Total Discounts $392
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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