GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs approximately $180, collision costs $202, and liability costs around $468. Buying just liability costs as low as $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teens cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Using higher $1,000 deductibles will save $86 annually
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,008
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $166 annually
• High-risk insureds with serious driving violations could pay around $2,162 or more
• Policy cost for full coverage for a 16-year-old driver with full coverage can cost $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $730 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $260 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can be from 42% to 132% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to compare rates from multiple companies. Each insurance company calculates rates differently, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon requires avoiding accidents and claims, maintaining good credit, not filing small claims, and maximizing policy discounts. Set aside time to shop around once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a brief recap of the data that was raised in the charts and tables above.

• You may be able to save around $110 per year simply by shopping early and online
• Insureds who purchase increased liability limits will pay approximately $520 every year to increase from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 are expensive to insure, as much as $336 each month for full coverage
• Drivers considered higher risk who tend to receive serious violations pay on average $1,150 more per year to insure a GMC Yukon