GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage insurance. Comprehensive costs approximately $186, collision costs $226, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,238. Teenage drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Prices include $500 physical damage deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on the price of auto insurance. Rural locations are shown to have fewer physical damage claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay $94 each year
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,044
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,222
• High risk drivers who are prone to accidents and violations could pay around $2,238 or more
• Policy cost with full coverage for a teen driver with full coverage can cost $4,152 a year

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Car insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your risk profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying anywhere from $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,410 on average in Florida, New York, and Michigan.

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Because rates have so much variability, the only way to figure out who has the best car insurance rates is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance not only requires being a safe and courteous driver, but also having a good credit score, being claim-free, and avoiding coverage lapses. Set aside time to compare rates every couple of years by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a quick rundown of the material that was covered above.

• Drivers who purchase higher levels of liability will pay an extra $520 annually to go from a 30/60 limit to higher 250/500 limits
• Teenage drivers pay the highest auto insurance rates, possibly costing $346 each month if comprehensive and collision insurance is included
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,190 more per year for auto insurance
• Increasing comprehensive and collision deductibles could save up to $275 each year