GMC Yukon Insurance Rates
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UPDATED: Jun 4, 2023
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The average insurance rates for a GMC Yukon are $924 a year with full coverage. Comprehensive insurance costs around $154, collision insurance costs $170, and liability insurance is $442. Liability-only insurance costs around $496 a year, and high-risk driver insurance costs $1,976 or more. 16-year-old drivers cost the most to insure at up to $3,744 a year.
Average premium for full coverage: $924
Policy rates for type of insurance:
Rates are based on $500 deductible amounts, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Yukon trim levels.
Price Range Variability
For a 40-year-old driver, GMC Yukon insurance rates range from the low end price of $496 for basic liability insurance to a much higher rate of $1,976 for high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than congested cities. The price range example below illustrates how your location can change auto insurance rates.
The examples above demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average GMC Yukon insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $571
- Raising to $1,000 deductibles will save about $74 annually
- The estimated price for a good driver age 40 using $500 deductibles is $924
- Buying more expensive low deductibles will cost an additional $140 a year
- Higher-risk drivers with multiple tickets or accidents could pay at least $1,976
- Policy cost that insures a teen driver with full coverage can be $3,744
Auto insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,100 to $1,600 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 132% more than the average rate. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $3,700 a year. View Rates by Age
Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $670 a year in states like New Hampshire, Ohio, and Utah, or at least $1,250 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $838 | -$86 | -9.3% |
Alaska | $710 | -$214 | -23.2% |
Arizona | $770 | -$154 | -16.7% |
Arkansas | $924 | -$0 | 0.0% |
California | $1,054 | $130 | 14.1% |
Colorado | $884 | -$40 | -4.3% |
Connecticut | $952 | $28 | 3.0% |
Delaware | $1,046 | $122 | 13.2% |
Florida | $1,158 | $234 | 25.3% |
Georgia | $854 | -$70 | -7.6% |
Hawaii | $666 | -$258 | -27.9% |
Idaho | $626 | -$298 | -32.3% |
Illinois | $690 | -$234 | -25.3% |
Indiana | $696 | -$228 | -24.7% |
Iowa | $624 | -$300 | -32.5% |
Kansas | $880 | -$44 | -4.8% |
Kentucky | $1,262 | $338 | 36.6% |
Louisiana | $1,370 | $446 | 48.3% |
Maine | $572 | -$352 | -38.1% |
Maryland | $764 | -$160 | -17.3% |
Massachusetts | $742 | -$182 | -19.7% |
Michigan | $1,608 | $684 | 74.0% |
Minnesota | $774 | -$150 | -16.2% |
Mississippi | $1,110 | $186 | 20.1% |
Missouri | $822 | -$102 | -11.0% |
Montana | $996 | $72 | 7.8% |
Nebraska | $730 | -$194 | -21.0% |
Nevada | $1,110 | $186 | 20.1% |
New Hampshire | $666 | -$258 | -27.9% |
New Jersey | $1,034 | $110 | 11.9% |
New Mexico | $818 | -$106 | -11.5% |
New York | $976 | $52 | 5.6% |
North Carolina | $534 | -$390 | -42.2% |
North Dakota | $758 | -$166 | -18.0% |
Ohio | $640 | -$284 | -30.7% |
Oklahoma | $950 | $26 | 2.8% |
Oregon | $848 | -$76 | -8.2% |
Pennsylvania | $884 | -$40 | -4.3% |
Rhode Island | $1,236 | $312 | 33.8% |
South Carolina | $838 | -$86 | -9.3% |
South Dakota | $782 | -$142 | -15.4% |
Tennessee | $814 | -$110 | -11.9% |
Texas | $1,116 | $192 | 20.8% |
Utah | $686 | -$238 | -25.8% |
Vermont | $634 | -$290 | -31.4% |
Virginia | $554 | -$370 | -40.0% |
Washington | $718 | -$206 | -22.3% |
West Virginia | $848 | -$76 | -8.2% |
Wisconsin | $642 | -$282 | -30.5% |
Wyoming | $826 | -$98 | -10.6% |
Opting for high physical damage deductibles can reduce rates by up to $220 each year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $450 extra every year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Yukon SLE 2WD | $872 | $73 |
GMC Yukon 2WD | $872 | $73 |
GMC Yukon SLE 4WD | $888 | $74 |
GMC Yukon SLT 2WD | $888 | $74 |
GMC Yukon 4WD | $888 | $74 |
GMC Yukon SLT 4WD | $902 | $75 |
GMC Yukon Denali 2WD | $916 | $76 |
GMC Yukon Denali 4WD | $930 | $78 |
GMC Yukon Hybrid 2WD | $1,046 | $87 |
GMC Yukon Hybrid 4WD | $1,046 | $87 |
GMC Yukon Hybrid Denali 2WD | $1,062 | $89 |
GMC Yukon Hybrid Denali 4WD | $1,076 | $90 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 GMC Yukon | $320 | $530 | $430 | $1,438 |
2018 GMC Yukon | $292 | $474 | $452 | $1,376 |
2017 GMC Yukon | $280 | $446 | $456 | $1,340 |
2016 GMC Yukon | $268 | $400 | $460 | $1,286 |
2011 GMC Yukon | $212 | $272 | $478 | $1,120 |
2008 GMC Yukon | $180 | $202 | $468 | $1,008 |
2007 GMC Yukon | $178 | $198 | $460 | $994 |
2006 GMC Yukon | $176 | $188 | $452 | $974 |
2005 GMC Yukon | $160 | $180 | $446 | $944 |
2004 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap GMC Yukon Insurance
Finding cheaper rates on GMC Yukon insurance consists of having a good driving record, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Comparison shop every couple of years by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.
The next list is a quick review of the material that was illustrated above.
- Drivers who may need increased levels of liability coverage will pay around $490 every year to raise from a 30/60 limit to the 250/500 level
- Drivers age 20 and younger are expensive to insure, as much as $312 each month if the policy includes full coverage
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,050 more every year to buy GMC Yukon insurance
- Increasing comprehensive and collision deductibles can save approximately $225 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,744 |
20 | $2,102 |
30 | $940 |
40 | $924 |
50 | $850 |
60 | $832 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,064 |
$250 | $1,002 |
$500 | $924 |
$1,000 | $850 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $924 |
50/100 | $1,176 |
100/300 | $1,301 |
250/500 | $1,626 |
100 CSL | $1,226 |
300 CSL | $1,501 |
500 CSL | $1,701 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,254 |
20 | $3,342 |
30 | $1,990 |
40 | $1,976 |
50 | $1,890 |
60 | $1,870 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $46 |
Multi-vehicle | $49 |
Homeowner | $17 |
5-yr Accident Free | $53 |
5-yr Claim Free | $57 |
Paid in Full/EFT | $31 |
Advance Quote | $39 |
Online Quote | $61 |
Total Discounts | $353 |
Discounts are estimated and may not be available from every company or in every state.
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