GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $924 a year including full coverage. Comprehensive costs on average $154, collision costs $170, and liability coverage is $442. A policy with only liability insurance costs around $496 a year, with a high-risk policy costing around $1,976. Teenage drivers pay the most at $3,744 a year or more.

Average premium for full coverage: $924

Premium estimates by type of coverage:

Prices include $500 policy deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities.

The price range example below illustrates how geographic area affects car insurance rates.

These rate differences highlight why anyone shopping for car insurance should compare rates quotes based on a specific location, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $571
• Raising to $1,000 deductibles will save around $74 every year
• The estimated price for a 40-year-old good driver with $500 deductibles is $924
• Using more expensive low deductibles bumps up the cost to $1,064
• Unlucky drivers who are prone to accidents and violations could pay upwards of $1,976 or more
• An auto insurance policy that insures a teenage driver with full coverage may cost $3,744

View Chart as Image

Car insurance prices for a GMC Yukon also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $1,100 to $1,600 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 132% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $3,700 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $710 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,320 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $220 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $450 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out exactly what you will pay is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding better rates on auto insurance consists of being a good driver, having a positive credit history, refrain from filing small claims, and maximizing policy discounts. Compare prices every couple of years by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a quick rundown of the material that was presented in the illustrations above.

• Consumers who require an increased level of liability coverage will pay an extra $490 per year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 are expensive to insure, with the cost nearing $312 per month if full coverage is purchased
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,050 more each year than a safer driver
• Increasing policy deductibles can save approximately $225 each year