GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive insurance costs on average $186, collision costs $226, and liability coverage costs around $474. Liability-only insurance costs as low as $522 a year, with high-risk driver insurance costing $2,238 or more. Teen drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

These estimates include $500 deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The example below illustrates how location helps determine car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $634
• Using higher $1,000 deductibles will save around $94 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,044
• Choosing pricier low deductibles for physical damage coverage will cost an extra $178 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,238 or more
• Policy cost for full coverage for a teenage driver for full coverage may cost $4,152 or more

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on your risk profile, the model of your Yukon, and policy deductibles and limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,100 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could cut rates by as much as $280 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,200 to $1,700 in extra premium every year, depending on your age. GMC Yukon insurance for high-risk drivers can be around 41% to 128% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest time comparing rates every time your policy renews by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a brief summary of the information covered in the charts and tables above.

• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Teens are charged the highest rates, with premiums being up to $346 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $275 each year
• Drivers that tend to have accidents or serious violations may pay on average $1,190 more each year for Yukon insurance
• Consumers who require higher liability limits will pay about $520 per year to increase from a 30/60 limit to 250/500 limits