GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,044 annually with full coverage. Comprehensive insurance costs on average $186, collision costs $226, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,238 or more. Teenage drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Price estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on auto insurance rates. Rural areas are shown to have fewer collision claims than densely populated cities.

The price range example below illustrates how location helps determine car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay around $94 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,044
• Using more expensive low deductibles for comprehensive and collision insurance costs an additional $178 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $2,238 or more
• Policy cost with full coverage for a teen driver with full coverage may cost $4,152 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can cost anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $280 each year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $750 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,410 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates from as many companies as possible. Every company uses a different method to calculate rates, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and bundling your home and auto policies. Invest time comparing rates every couple of years by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a condensed summary of the material that was covered in the charts and tables above.

• Drivers who require more liability coverage will pay an extra $520 every year to go from a 30/60 limit to higher 250/500 limits
• Teen drivers pay the highest rates, as much as $346 each month including comprehensive and collision insurance
• High-risk drivers with multiple at-fault accidents pay an average of $1,190 more each year to insure their Yukon
• Increasing comprehensive and collision deductibles could save up to $275 each year