GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs around $180, collision costs $202, and liability costs around $468. Liability-only coverage costs as low as $518 a year, with high-risk coverage costing around $2,162. Teens receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates for individual coverage type:

These estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples illustrate why anyone shopping for car insurance should compare prices for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Using higher $1,000 deductibles will save about $86 each year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,008
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,174
• High-risk insureds with serious driving violations could pay at least $2,162 or more
• The cost that insures a 16-year-old driver with full coverage can be $4,034 or more

View Chart as Image

Car insurance rates for a GMC Yukon can also vary considerably based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,200 to $1,700 extra per year, depending on your age. High-risk driver insurance can be from 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,000 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will be charged as much as $4,000 a year. View Rates by Age

Where you live has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $260 annually, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $477 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out your exact price is to compare rates from multiple companies. Each insurance company calculates rates differently, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Saving money on insurance for a GMC Yukon requires having a decent driving record, having a positive credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Compare rates at least once a year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a brief summary of the primary concepts that were covered in the above illustrations.

• It is possible to save up to $110 per year simply by shopping early and online
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,150 more every year than a driver with a clean driving record
• Increasing deductibles can save approximately $250 each year
• 16 to 18-year-old drivers are the costliest to insure, costing up to $336 per month if full coverage is purchased