GMC Yukon Insurance Rates

U.S. average auto insurance rates for a GMC Yukon are $1,044 annually with full coverage. Comprehensive insurance costs on average $186, collision costs $226, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,238 or more. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on auto insurance rates. Rural areas have fewer collision claims than densely populated cities.

The example below illustrates how location impacts car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $634
• Using higher $1,000 deductibles will save around $94 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,044
• Using pricier low deductibles for physical damage coverage costs an additional $178 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,238 or more
• The price with full coverage for a 16-year-old driver for full coverage may cost $4,152 or more

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Auto insurance prices for a GMC Yukon are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $4,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. GMC Yukon insurance for high-risk drivers can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $280 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $480 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see prices as low as $750 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,410 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon requires avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Spend time shopping around at least once a year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a summary of the primary concepts that were touched on above.

• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,190 more each year for car insurance
• Increasing physical damage deductibles could save up to $275 each year
• Teenagers are charged the highest prices, costing up to $346 a month if full coverage is included