GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs on average $186, collision costs $226, and liability is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing around $2,238. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.

The example below illustrates how your location can change car insurance rates.

The ranges above illustrate why everyone should get quotes based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save around $94 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,044
• Using pricier low deductibles for comp and collision coverage bumps up the cost to $1,222
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,238 or more
• The price that insures a 16-year-old driver for full coverage may cost $4,152 each year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 additional each year, depending on your age. GMC Yukon insurance for high-risk drivers ranges from 41% to 128% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can save as much as $280 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon takes having a good driving record, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare prices at least once a year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The next list is a condensed summary of the primary concepts that were illustrated above.

• It is possible to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,190 more each year to buy GMC Yukon insurance
• Increasing physical damage deductibles can save approximately $275 each year
• Drivers age 20 and younger pay higher prices, as much as $346 a month if comprehensive and collision insurance is included