GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,008 every 12 months for full coverage. Comprehensive costs on average $180 a year, collision costs $202, and liability is $468. A policy with only liability insurance costs around $518 a year, with a high-risk policy costing around $2,162. Teen drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than larger metro areas.

The diagram below illustrates how location helps determine car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $616
• Raising to $1,000 deductibles will save around $922 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,008
• Choosing low $100 deductibles increases the price to $1,174
• At-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,162 or more
• An auto insurance policy to insure a teen driver may cost $4,034

View Chart as Image

Car insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Yukon.

Choosing high deductibles can reduce prices by up to $260 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 132% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on GMC Yukon insurance prices. A middle-age driver might find prices as low as $670 a year in states like Idaho, Maine, and Iowa, or as much as $1,440 on average in Michigan, Louisiana, and New York.

View Chart as Image

With such a large range in prices, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Yukon Insurance

Finding better rates on car insurance consists of having a decent driving record, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Invest time comparing rates at every policy renewal by requesting rates from direct carriers, and also from local independent and exclusive agents.

The following items are a brief summary of the data covered in the charts and tables above.

• Policyholders who require additional liability coverage will pay about $520 each year to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers can save as much as $110 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $250 each year
• 16 to 18-year-old drivers are expensive to insure, as much as $336 per month if the policy includes full coverage