GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,008 every 12 months including full coverage. Comprehensive costs an estimated $180, collision costs $202, and liability insurance costs around $468. A policy with just liability insurance costs as low as $518 a year, with coverage for high-risk drivers costing around $2,162. Teenage drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates broken down by individual coverage:

Prices include $500 deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how your location can change insurance prices.

The ranges above highlight why everyone should compare prices for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save approximately $86 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,008
• Using pricier low deductibles for physical damage coverage increases the price to $1,174
• Drivers who are prone to accidents and violations could pay up to $2,162 or more
• The price to insure a teen driver for full coverage can cost as much as $4,034 or more

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Insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles could cut prices by as much as $260 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $477 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,200 to $1,700 extra each year, depending on your age. GMC Yukon insurance for high-risk drivers can be anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance requires not taking risks behind the wheel, having good credit, being claim-free, and taking advantage of discounts. Invest the time to shop around every couple of years by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a quick rundown of the material that was illustrated above.

• Drivers who want higher liability limits will pay an extra $520 per year to increase from a low limit to a 250/500 level
• Teens are charged the highest prices, possibly costing $336 a month if they have full coverage
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,150 more annually for Yukon insurance
• Increasing physical damage deductibles could save as much as $250 each year