GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage. Comprehensive costs an estimated $180, collision costs $202, and liability insurance is $468. A liability-only policy costs around $518 a year, with high-risk insurance costing around $2,162. Teenage drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

These estimates include $500 policy deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are shown to have fewer accident claims than densely populated cities.

The example below illustrates how location impacts insurance prices.

The examples above show why everyone should compare rates quotes for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $616
• Raising to $1,000 deductibles will save approximately $86 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,008
• Using pricier low deductibles will cost $1,174
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,162 or more
• Policy cost with full coverage for a teen driver for full coverage can cost as much as $4,034

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Car insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

A more mature driver with no driving violations and high physical damage deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $260 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $670 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance consists of being a good driver, having a good credit score, avoid buying unnecessary coverage, and not having any coverage lapses. Spend time shopping around every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief summary of the material that was touched on above.

• Drivers who want an increased level of liability coverage will pay an extra $520 each year to raise from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 have the highest car insurance rates, costing up to $336 each month if comprehensive and collision insurance is included
• High-risk drivers that tend to have accidents or serious violations may pay on average $1,150 more annually than a safer driver
• Increasing comprehensive and collision deductibles could save up to $250 each year