GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive insurance costs approximately $186, collision costs $226, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,238 or more. 16-year-old drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than congested cities.

The example below illustrates how rural and urban location affects auto insurance prices.

The examples above show why everyone should compare prices using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $634
• Using higher $1,000 deductibles will save $94 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,044
• Buying pricier low deductibles for physical damage coverage will cost an extra $178 a year
• Drivers with multiple tickets or accidents could pay around $2,238 or more
• Policy cost for full coverage for a teen driver for full coverage can cost $4,152 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level of your Yukon, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $690 a year in states like Iowa, Maine, and Idaho, or at least $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $280 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers can be anywhere from 41% to 128% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to regularly compare rates from as many companies as possible. Each insurance company utilizes a different rate formula, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance requires avoiding accidents and claims, having a good credit history, avoid buying unnecessary coverage, and qualifying for all possible discounts. Set aside time to shop around once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The points below are a brief recap of the data that was raised in the charts and tables above.

• Drivers can save around $120 per year simply by quoting online well ahead of the renewal date
• Drivers who purchase increased liability limits will pay around $520 each year to increase from a 30/60 limit to 250/500 limits
• Drivers under the age of 20 are the costliest to insure, costing up to $346 each month including comprehensive and collision insurance
• High-risk drivers who tend to receive serious violations may pay on average $1,190 more per year to insure a GMC Yukon