GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs around $180, collision costs $202, and liability costs $468. A liability-only policy costs as little as $518 a year, with high-risk insurance costing $2,162 or more. Teens cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than cities with more traffic congestion.

The price range example below illustrates how location impacts auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay about $86 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,008
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $166 every year
• Higher-risk drivers with serious driving violations could pay at least $2,162 or more
• Policy cost that insures a teen driver with full coverage can be $4,034 a year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance can cost as much as 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,000 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $260 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to compare rates and see which company has the best rate. Every company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Finding cheaper rates on car insurance not only requires being safe and accident-free, but also having a positive credit history, not filing small claims, and qualifying for all possible discounts. Compare rates every time your policy renews by requesting quotes from direct companies, and also from your local independent and exclusive agents.

Below you'll find a brief review of the information touched on above.

• You may be able to save up to $110 per year simply by shopping early and online
• Youthful drivers are the costliest to insure, as much as $336 each month if full coverage is purchased
• Increasing comprehensive and collision deductibles can save approximately $250 each year
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,150 more every year than a low-risk driver
• Policyholders who may need more liability protection will pay approximately $520 every year to go from a 30/60 limit to the 250/500 level