GMC Yukon Insurance Rates

Average auto insurance rates for a GMC Yukon are $1,008 annually with full coverage. Comprehensive insurance costs an estimated $180, collision costs $202, and liability is estimated at $468. Buying just liability costs approximately $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teen drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates broken down by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. More rural locations tend to have fewer collision claims than larger metro areas.

The price range example below illustrates how location impacts insurance prices.

These examples demonstrate why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $616
• Choosing higher $1,000 deductibles can save approximately $86 annually
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,008
• Choosing more expensive low deductibles for comp and collision coverage costs an additional $166 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,162 or more
• The cost with full coverage for a teen driver with full coverage can cost as much as $4,034 each year

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Auto insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your driving record, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay at least $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,200 to $1,700 in extra premium per year, depending on your age. High-risk driver insurance ranges as much as 42% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $260 every year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $477 extra every year. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,370 on average in New York, Michigan, and Florida.

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With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best GMC Yukon Insurance

Saving money on car insurance takes having a decent driving record, having above-average credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Spend time shopping around every couple of years by requesting quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following items are a brief recap of the material that was touched on above.

• Policyholders who want additional liability coverage will pay about $520 every year to raise limits from a minimum limit to higher 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $336 per month if full coverage is included
• Higher risk drivers who tend to receive serious violations pay on average $1,150 more annually than a driver with a clean driving record
• Increasing deductibles could save up to $250 each year