GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive costs approximately $180 each year, collision insurance costs $202, and liability insurance is estimated at $468. Liability-only coverage costs approximately $518 a year, and high-risk coverage costs around $2,162. Teenage drivers cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates how rural and urban location affects auto insurance prices.

The examples above show why all drivers should get quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Choosing higher $1,000 deductibles can save $86 a year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,008
• Using low deductibles for comp and collision coverage will increase the cost to $1,174
• High-risk insureds who are prone to accidents and violations could pay around $2,162
• Policy cost for full coverage for a teen driver can cost $4,034 each year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level of your Yukon, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $260 each year, whereas increasing liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying anywhere from $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance takes being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Set aside time to shop around every time your policy renews by obtaining price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

Below you'll find a condensed summary of the information raised in the charts and tables above.

• Drivers can save around $110 per year just by quoting online in advance
• Youthful drivers are the costliest to insure, costing up to $336 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles can save around $250 each year
• High-risk drivers with multiple at-fault accidents may pay on average $1,150 more per year than a low-risk driver
• Drivers who purchase more liability protection will pay an extra $520 each year to raise limits from a 30/60 limit to 250/500 limits