GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs on average $180, collision costs $202, and liability is estimated at $468. A liability-only policy costs approximately $518 a year, with high-risk insurance costing around $2,162. Teens pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on insurance rates. Rural areas are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The price range example below illustrates how rural and urban location affects car insurance rates.

These rate differences illustrate why anyone shopping for car insurance should get quotes based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save around $86 each year
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,008
• Selecting more expensive low deductibles for comp and collision coverage bumps up the cost to $1,174
• Higher-risk drivers with serious driving violations could pay upwards of $2,162 or more
• An auto insurance policy that insures a 16-year-old driver with full coverage may cost $4,034 each year

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are probably paying at a minimum $1,200 to $1,700 in extra premium annually, depending on your age. High-risk driver insurance ranges from 42% to 132% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,000 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 annually, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out exactly what you will pay is to compare prices from multiple companies. Each auto insurer calculates prices differently, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon takes avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and taking advantage of discounts. Compare rates at every other renewal by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a brief summary of the concepts that were raised in the charts and tables above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,150 more each year for car insurance
• Teenagers are charged the highest prices, with premiums being up to $336 per month if the policy includes full coverage
• It is possible to save as much as $110 per year simply by shopping early and online
• Increasing policy deductibles can save approximately $250 each year
• It is possible to save as much as $110 per year simply by shopping early and online