GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive insurance costs around $186, collision costs $226, and liability coverage is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,238 or more. 16-year-old drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates for individual coverage:

Estimates include $500 deductible amounts, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than congested cities.

The example below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above highlight why everyone should compare rates quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $634
• Raising to $1,000 deductibles will save about $94 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,044
• Buying pricier low deductibles will cost an additional $178 each year
• Unlucky drivers with multiple tickets or accidents could pay at least $2,238 or more
• The price that insures a teenage driver for full coverage can be $4,152

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Insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,200 to $1,700 additional each year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost around 41% to 128% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,100 a year. View Rates by Age

The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,490 on average in Michigan, New York, and Louisiana.

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Opting for high physical damage deductibles can reduce prices by up to $280 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, and prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Getting lower rates on auto insurance consists of having a good driving record, having a good credit score, being claim-free, and taking advantage of discounts. Comparison shop every couple of years by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The next list is a review of the material that was covered above.

• Consumers who may need increased levels of liability coverage will pay around $520 per year to raise from a low limit to the 250/500 level
• Drivers age 20 and younger are charged the highest prices, possibly costing $346 a month if comprehensive and collision insurance is included
• Drivers who have several accidents or serious violations may have to pay on average $1,190 more every year to buy GMC Yukon insurance
• Increasing physical damage deductibles can save approximately $275 each year