GMC Yukon Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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U.S. average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive insurance costs around $186, collision costs $226, and liability coverage is $474. Buying just liability costs around $522 a year, with insurance for high-risk drivers costing $2,238 or more. 16-year-old drivers pay the highest rates at $4,152 a year or more.
Average premium for full coverage: $1,044
Price estimates for individual coverage:
Estimates include $500 deductible amounts, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.
Price Range from Low to High
For a driver around age 40, GMC Yukon insurance prices go from the low end price of $522 for the bare minimum liability coverage to the much higher price of $2,238 for high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than congested cities.
The example below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above highlight why everyone should compare rates quotes for a specific zip code, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $634
- Raising to $1,000 deductibles will save about $94 every year
- The estimated price for the average middle-age driver using $500 deductibles is $1,044
- Buying pricier low deductibles will cost an additional $178 each year
- Unlucky drivers with multiple tickets or accidents could pay at least $2,238 or more
- The price that insures a teenage driver for full coverage can be $4,152
Insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your driving record and age, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are likely paying at least $1,200 to $1,700 additional each year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost around 41% to 128% more than the average rate. View High Risk Driver Rates
A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay as much as $4,100 a year. View Rates by Age
The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,490 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $944 | -$100 | -9.6% |
Alaska | $800 | -$244 | -23.4% |
Arizona | $866 | -$178 | -17.0% |
Arkansas | $1,044 | -$0 | 0.0% |
California | $1,190 | $146 | 14.0% |
Colorado | $998 | -$46 | -4.4% |
Connecticut | $1,074 | $30 | 2.9% |
Delaware | $1,184 | $140 | 13.4% |
Florida | $1,308 | $264 | 25.3% |
Georgia | $962 | -$82 | -7.9% |
Hawaii | $750 | -$294 | -28.2% |
Idaho | $704 | -$340 | -32.6% |
Illinois | $778 | -$266 | -25.5% |
Indiana | $784 | -$260 | -24.9% |
Iowa | $704 | -$340 | -32.6% |
Kansas | $994 | -$50 | -4.8% |
Kentucky | $1,424 | $380 | 36.4% |
Louisiana | $1,544 | $500 | 47.9% |
Maine | $646 | -$398 | -38.1% |
Maryland | $860 | -$184 | -17.6% |
Massachusetts | $836 | -$208 | -19.9% |
Michigan | $1,814 | $770 | 73.8% |
Minnesota | $872 | -$172 | -16.5% |
Mississippi | $1,250 | $206 | 19.7% |
Missouri | $926 | -$118 | -11.3% |
Montana | $1,120 | $76 | 7.3% |
Nebraska | $824 | -$220 | -21.1% |
Nevada | $1,252 | $208 | 19.9% |
New Hampshire | $750 | -$294 | -28.2% |
New Jersey | $1,166 | $122 | 11.7% |
New Mexico | $926 | -$118 | -11.3% |
New York | $1,100 | $56 | 5.4% |
North Carolina | $602 | -$442 | -42.3% |
North Dakota | $854 | -$190 | -18.2% |
Ohio | $720 | -$324 | -31.0% |
Oklahoma | $1,074 | $30 | 2.9% |
Oregon | $956 | -$88 | -8.4% |
Pennsylvania | $998 | -$46 | -4.4% |
Rhode Island | $1,392 | $348 | 33.3% |
South Carolina | $946 | -$98 | -9.4% |
South Dakota | $882 | -$162 | -15.5% |
Tennessee | $916 | -$128 | -12.3% |
Texas | $1,258 | $214 | 20.5% |
Utah | $772 | -$272 | -26.1% |
Vermont | $716 | -$328 | -31.4% |
Virginia | $626 | -$418 | -40.0% |
Washington | $808 | -$236 | -22.6% |
West Virginia | $956 | -$88 | -8.4% |
Wisconsin | $724 | -$320 | -30.7% |
Wyoming | $930 | -$114 | -10.9% |
Opting for high physical damage deductibles can reduce prices by up to $280 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
GMC Yukon SLE 2WD | $976 | $81 |
GMC Yukon 2WD | $976 | $81 |
GMC Yukon SLE 4WD | $996 | $83 |
GMC Yukon SLT 2WD | $996 | $83 |
GMC Yukon 4WD | $996 | $83 |
GMC Yukon SLT 4WD | $1,014 | $85 |
GMC Yukon Denali 2WD | $1,032 | $86 |
GMC Yukon Denali 4WD | $1,052 | $88 |
GMC Yukon Hybrid 2WD | $1,180 | $98 |
GMC Yukon Hybrid 4WD | $1,180 | $98 |
GMC Yukon Hybrid Denali 2WD | $1,198 | $100 |
GMC Yukon Hybrid Denali 4WD | $1,218 | $102 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 GMC Yukon | $358 | $570 | $390 | $1,476 |
2023 GMC Yukon | $344 | $566 | $398 | $1,466 |
2022 GMC Yukon | $332 | $552 | $416 | $1,458 |
2021 GMC Yukon | $320 | $530 | $430 | $1,438 |
2020 GMC Yukon | $304 | $512 | $442 | $1,416 |
2019 GMC Yukon | $292 | $474 | $452 | $1,376 |
2018 GMC Yukon | $280 | $446 | $456 | $1,340 |
2017 GMC Yukon | $268 | $400 | $460 | $1,286 |
2016 GMC Yukon | $250 | $368 | $460 | $1,236 |
2015 GMC Yukon | $242 | $346 | $464 | $1,210 |
2014 GMC Yukon | $236 | $322 | $474 | $1,190 |
2013 GMC Yukon | $218 | $300 | $474 | $1,150 |
2012 GMC Yukon | $212 | $272 | $478 | $1,120 |
2011 GMC Yukon | $198 | $248 | $474 | $1,078 |
2010 GMC Yukon | $186 | $226 | $474 | $1,044 |
2008 GMC Yukon | $178 | $198 | $460 | $994 |
2007 GMC Yukon | $176 | $188 | $452 | $974 |
2006 GMC Yukon | $160 | $180 | $446 | $944 |
2005 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost GMC Yukon Insurance
Getting lower rates on auto insurance consists of having a good driving record, having a good credit score, being claim-free, and taking advantage of discounts. Comparison shop every couple of years by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.
The next list is a review of the material that was covered above.
- Consumers who may need increased levels of liability coverage will pay around $520 per year to raise from a low limit to the 250/500 level
- Drivers age 20 and younger are charged the highest prices, possibly costing $346 a month if comprehensive and collision insurance is included
- Drivers who have several accidents or serious violations may have to pay on average $1,190 more every year to buy GMC Yukon insurance
- Increasing physical damage deductibles can save approximately $275 each year
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,152 |
20 | $2,370 |
30 | $1,066 |
40 | $1,044 |
50 | $956 |
60 | $936 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,222 |
$250 | $1,142 |
$500 | $1,044 |
$1,000 | $950 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,044 |
50/100 | $1,325 |
100/300 | $1,458 |
250/500 | $1,805 |
100 CSL | $1,378 |
300 CSL | $1,672 |
500 CSL | $1,886 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,852 |
20 | $3,778 |
30 | $2,260 |
40 | $2,238 |
50 | $2,140 |
60 | $2,116 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $53 |
Multi-vehicle | $56 |
Homeowner | $18 |
5-yr Accident Free | $63 |
5-yr Claim Free | $65 |
Paid in Full/EFT | $38 |
Advance Quote | $46 |
Online Quote | $71 |
Total Discounts | $410 |
Discounts are estimated and may not be available from every company or in every state.
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