GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive costs an estimated $186, collision insurance costs $226, and liability is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs around $2,238. Teens receive the highest rates at up to $4,152 a year.

Average premium for full coverage: $1,044

Rate estimates broken down by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and for different Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how location helps determine insurance prices.

These examples highlight why anyone shopping for car insurance should compare rates quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $634
• Raising to $1,000 deductibles will save approximately $94 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,044
• Selecting more expensive low deductibles bumps up the cost to $1,222
• Drivers with serious driving violations could pay up to $2,238
• The cost that insures a 16-year-old driver with full coverage can cost as much as $4,152

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Auto insurance rates for a GMC Yukon can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,200 to $1,700 in extra premium per year, depending on your age. High-risk driver insurance is expensive and can cost from 41% to 128% more than the average policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age

Where you live also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,490 on average in Louisiana, New York, and Michigan.

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Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $280 annually, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Saving money on insurance for a GMC Yukon consists of avoiding accidents and violations, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Compare rates every couple of years by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a brief summary of the material that was covered in the charts and tables above.

• Insureds who want higher liability limits will pay approximately $520 per year to raise from a minimum limit to the 250/500 level
• Teenagers are the costliest to insure, as much as $346 per month if the policy includes full coverage
• Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,190 more annually for car insurance
• Increasing deductibles can save approximately $275 each year