GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $186 each year, collision insurance costs $226, and liability is $474. Liability-only coverage costs around $522 a year, and high-risk coverage costs $2,238 or more. Teens cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Includes $500 deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects insurance prices.

The examples above illustrate why all drivers should compare rates quotes for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $634
• Raising to $1,000 deductibles will save approximately $94 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,044
• Selecting low deductibles costs an extra $178 every year
• At-risk drivers with serious driving violations could pay up to $2,238
• Policy cost to insure a teen driver can cost as much as $4,152

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $280 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 41% to 128% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on GMC Yukon insurance prices. A middle-age driver might find rates as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Yukon Insurance

Finding cheaper rates on car insurance consists of not taking risks behind the wheel, having above-average credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates every time your policy renews by getting quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a recap of the information presented in the illustrations above.

• It is possible to save approximately $120 per year just by quoting online in advance
• Teens are expensive to insure, possibly costing $346 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,190 more annually for Yukon insurance
• Policyholders who want higher liability limits will pay approximately $520 annually to raise from a 30/60 limit to a 250/500 level