GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,044 a year for full coverage. Comprehensive insurance costs an estimated $186 each year, collision costs $226, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,238 or more. Teenage drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all states and Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.

The graphic below illustrates how rural and urban location affects insurance prices.

These rate differences show why all drivers should compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $94 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,044
• Using low deductibles for comprehensive and collision insurance will cost an extra $178 each year
• High-risk insureds who are prone to accidents and violations could pay up to $2,238 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $4,152 a year

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the trim level of your Yukon, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will have to pay at least $4,100 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $280 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,200 to $1,700 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate prices, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost GMC Yukon Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around every year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The following list is a review of the coverage data raised in the charts and tables above.

• Drivers can save approximately $120 per year simply by quoting online in advance
• Increasing policy deductibles can save around $275 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $346 per month if they have full coverage
• Drivers who have several accidents or serious violations pay an average of $1,190 more annually than a safer driver