GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive insurance costs approximately $180 a year, collision costs $202, and liability coverage is estimated at $468. Liability-only insurance costs approximately $518 a year, with high-risk driver insurance costing $2,162 or more. Teens pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Prices are based on $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Rural locations have lower incidents of accident claims than cities with more traffic congestion.

The diagram below illustrates the difference location can make on auto insurance prices.

The ranges above show why it is important to get quotes using their specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save $922 a year
• The estimated price for the average middle-age driver who chooses $500 deductibles is $1,008
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $166 each year
• Drivers with serious driving violations could pay around $2,162 or more
• The price that insures a teenage driver can cost $4,034 each year

View Chart as Image

Car insurance prices for a GMC Yukon are also quite variable based on the trim level of your Yukon, how you drive, and physical damage deductibles and liability limits.

If you have some driving violations or you caused an accident, you could be paying anywhere from $1,200 to $1,700 extra each year, depending on your age. A high-risk auto insurance policy ranges around 42% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged in the ballpark of $4,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $670 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,440 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to get quotes and see how they stack up. Each auto insurer calculates prices differently, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable GMC Yukon Insurance

Getting lower rates on auto insurance takes being a safe and courteous driver, having a positive credit history, eliminating unnecessary coverage, and avoiding coverage lapses. Compare rates every other policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

Below is a brief review of the ideas that were touched on in this article.

• Teenage drivers pay the highest auto insurance prices, with premiums as much as $336 a month if full coverage is purchased
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,150 more per year for auto insurance
• Increasing physical damage deductibles can save approximately $250 each year
• Drivers can save around $110 per year simply by quoting early and online