GMC Yukon Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 10, 2024
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The average insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive insurance costs around $180 each year, collision costs $202, and liability costs $468. Liability-only insurance costs as little as $518 a year, with high-risk driver insurance costing $2,162 or more. 16-year-old drivers cost the most to insure at $4,034 a year or more.
Average premium for full coverage: $1,008
Policy rates for type of insurance:
These estimates include $500 deductible amounts, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and Yukon models.
Price Range Variability
For a 40-year-old driver, GMC Yukon insurance rates go from the low end price of $518 for your basic liability-only policy to a high rate of $2,162 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Your location can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than congested cities.
The graphic below illustrates how your location can change auto insurance rates.
The examples above show why all drivers should compare rates for a specific zip code, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows estimated GMC Yukon insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $616
- Drivers who choose higher $1,000 deductibles will pay about $86 a year
- The estimated price for a good driver age 40 using $500 deductibles is $1,008
- Buying low deductibles for comprehensive and collision insurance will cost an additional $166 annually
- Drivers with multiple tickets or accidents could pay at least $2,162 or more
- Policy cost that insures a 16-year-old driver can be $4,034 a year
Auto insurance rates for a GMC Yukon also range considerably based on the trim level and model year, how you drive, and deductibles and policy limits.
If you have a few points on your driving record or you caused an accident, you could be paying at least $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 132% more than the average rate. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,000 a year. View Rates by Age
Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or at least $1,440 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $916 | -$92 | -9.1% |
| Alaska | $776 | -$232 | -23.0% |
| Arizona | $838 | -$170 | -16.9% |
| Arkansas | $1,008 | -$0 | 0.0% |
| California | $1,150 | $142 | 14.1% |
| Colorado | $966 | -$42 | -4.2% |
| Connecticut | $1,040 | $32 | 3.2% |
| Delaware | $1,144 | $136 | 13.5% |
| Florida | $1,266 | $258 | 25.6% |
| Georgia | $934 | -$74 | -7.3% |
| Hawaii | $726 | -$282 | -28.0% |
| Idaho | $684 | -$324 | -32.1% |
| Illinois | $752 | -$256 | -25.4% |
| Indiana | $760 | -$248 | -24.6% |
| Iowa | $680 | -$328 | -32.5% |
| Kansas | $962 | -$46 | -4.6% |
| Kentucky | $1,378 | $370 | 36.7% |
| Louisiana | $1,496 | $488 | 48.4% |
| Maine | $624 | -$384 | -38.1% |
| Maryland | $834 | -$174 | -17.3% |
| Massachusetts | $808 | -$200 | -19.8% |
| Michigan | $1,756 | $748 | 74.2% |
| Minnesota | $846 | -$162 | -16.1% |
| Mississippi | $1,210 | $202 | 20.0% |
| Missouri | $896 | -$112 | -11.1% |
| Montana | $1,086 | $78 | 7.7% |
| Nebraska | $798 | -$210 | -20.8% |
| Nevada | $1,210 | $202 | 20.0% |
| New Hampshire | $728 | -$280 | -27.8% |
| New Jersey | $1,130 | $122 | 12.1% |
| New Mexico | $896 | -$112 | -11.1% |
| New York | $1,066 | $58 | 5.8% |
| North Carolina | $582 | -$426 | -42.3% |
| North Dakota | $828 | -$180 | -17.9% |
| Ohio | $698 | -$310 | -30.8% |
| Oklahoma | $1,038 | $30 | 3.0% |
| Oregon | $926 | -$82 | -8.1% |
| Pennsylvania | $964 | -$44 | -4.4% |
| Rhode Island | $1,350 | $342 | 33.9% |
| South Carolina | $916 | -$92 | -9.1% |
| South Dakota | $852 | -$156 | -15.5% |
| Tennessee | $886 | -$122 | -12.1% |
| Texas | $1,218 | $210 | 20.8% |
| Utah | $748 | -$260 | -25.8% |
| Vermont | $692 | -$316 | -31.3% |
| Virginia | $606 | -$402 | -39.9% |
| Washington | $782 | -$226 | -22.4% |
| West Virginia | $926 | -$82 | -8.1% |
| Wisconsin | $700 | -$308 | -30.6% |
| Wyoming | $902 | -$106 | -10.5% |
Opting for high physical damage deductibles could save up to $260 annually, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $477 extra every year. View Rates by Deductible or Liability Limit
Because rates have so much variability, the only way to know your exact price is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and quoted rates will be varied.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| GMC Yukon SLE 2WD | $948 | $79 |
| GMC Yukon 2WD | $948 | $79 |
| GMC Yukon SLE 4WD | $964 | $80 |
| GMC Yukon SLT 2WD | $964 | $80 |
| GMC Yukon 4WD | $964 | $80 |
| GMC Yukon SLT 4WD | $982 | $82 |
| GMC Yukon Denali 2WD | $998 | $83 |
| GMC Yukon Denali 4WD | $1,016 | $85 |
| GMC Yukon Hybrid 2WD | $1,144 | $95 |
| GMC Yukon Hybrid 4WD | $1,144 | $95 |
| GMC Yukon Hybrid Denali 2WD | $1,160 | $97 |
| GMC Yukon Hybrid Denali 4WD | $1,176 | $98 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Yukon | $344 | $566 | $398 | $1,466 |
| 2023 GMC Yukon | $332 | $552 | $416 | $1,458 |
| 2022 GMC Yukon | $320 | $530 | $430 | $1,438 |
| 2021 GMC Yukon | $304 | $512 | $442 | $1,416 |
| 2020 GMC Yukon | $292 | $474 | $452 | $1,376 |
| 2019 GMC Yukon | $280 | $446 | $456 | $1,340 |
| 2018 GMC Yukon | $268 | $400 | $460 | $1,286 |
| 2017 GMC Yukon | $250 | $368 | $460 | $1,236 |
| 2016 GMC Yukon | $242 | $346 | $464 | $1,210 |
| 2015 GMC Yukon | $236 | $322 | $474 | $1,190 |
| 2014 GMC Yukon | $218 | $300 | $474 | $1,150 |
| 2013 GMC Yukon | $212 | $272 | $478 | $1,120 |
| 2012 GMC Yukon | $198 | $248 | $474 | $1,078 |
| 2011 GMC Yukon | $186 | $226 | $474 | $1,044 |
| 2010 GMC Yukon | $180 | $202 | $468 | $1,008 |
| 2008 GMC Yukon | $176 | $188 | $452 | $974 |
| 2007 GMC Yukon | $160 | $180 | $446 | $944 |
| 2006 GMC Yukon | $154 | $170 | $442 | $924 |
Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap GMC Yukon Insurance
Finding cheaper rates on insurance for a GMC Yukon not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Comparison shop every year by getting quotes from direct carriers, and also from several local insurance agents.
The next list is a brief summary of the coverage data illustrated above.
- Drivers can save up to $110 per year simply by quoting online in advance
- Increasing comprehensive and collision deductibles can save approximately $250 each year
- Drivers age 20 and younger are expensive to insure, costing up to $336 each month if the policy includes full coverage
- Drivers considered higher risk that tend to have accidents or serious violations pay on average $1,150 more every year to buy GMC Yukon insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,034 |
| 20 | $2,288 |
| 30 | $1,028 |
| 40 | $1,008 |
| 50 | $928 |
| 60 | $908 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,174 |
| $250 | $1,100 |
| $500 | $1,008 |
| $1,000 | $922 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,008 |
| 50/100 | $1,282 |
| 100/300 | $1,415 |
| 250/500 | $1,759 |
| 100 CSL | $1,335 |
| 300 CSL | $1,627 |
| 500 CSL | $1,839 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,676 |
| 20 | $3,646 |
| 30 | $2,180 |
| 40 | $2,162 |
| 50 | $2,066 |
| 60 | $2,042 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $51 |
| Multi-vehicle | $53 |
| Homeowner | $18 |
| 5-yr Accident Free | $60 |
| 5-yr Claim Free | $63 |
| Paid in Full/EFT | $36 |
| Advance Quote | $43 |
| Online Quote | $68 |
| Total Discounts | $392 |
Discounts are estimated and may not be available from every company or in every state.
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