GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive insurance costs an estimated $186 a year, collision costs $226, and liability coverage costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing $2,238 or more. Teen drivers receive the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Rate estimates broken down by individual coverage type:

Full coverage includes $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location impacts insurance prices.

These examples highlight why it is important to compare rates for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay approximately $950 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,044
• Choosing low $100 deductibles for comprehensive and collision insurance will cost an additional $178 each year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,238 or more
• The cost that insures a teenage driver can cost as much as $4,152 a year

View Chart as Image

Auto insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,200 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 41% to 128% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,000 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age

Where you live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $280 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $480 extra every year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes and see how they stack up. Every company uses a different rate calculation, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also maintaining a good credit score, not filing small claims, and qualifying for all possible discounts. Shop around at least once a year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The points below are a summary of the primary concepts that were touched on above.

• You may be able to save approximately $120 per year simply by quoting early and online
• Drivers who have multiple accidents or major violations could be charged and average of $1,190 more annually to insure a GMC Yukon
• Increasing deductibles can save approximately $275 each year
• Drivers under the age of 20 are the costliest to insure, as much as $346 per month if the policy includes full coverage