GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,008 every 12 months with full coverage. Comprehensive insurance costs around $180 a year, collision costs $202, and liability is $468. A liability-only policy costs around $518 a year, with high-risk insurance costing $2,162 or more. Teenage drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates for type of coverage:

Price estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates include averaging for all U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences demonstrate why it is important to compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Raising to $1,000 deductibles will save about $922 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,008
• Using low $100 deductibles costs an extra $166 annually
• Drivers who are prone to accidents and violations could pay at least $2,162 or more
• An auto insurance policy to insure a 16-year-old driver can be $4,034

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Auto insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $260 annually, while buying higher liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as low as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 42% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on GMC Yukon insurance prices. A middle-age driver might find prices as low as $730 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out your exact price is to get quotes from multiple companies. Every auto insurance company uses a different method to calculate prices, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon consists of being a low-risk driver, having a good credit score, being claim-free, and maximizing policy discounts. Take the time to compare rates every year by requesting rates from direct companies, and also from several local insurance agents.

The items below are a condensed summary of the coverage data covered in the above illustrations.

• You may be able to save up to $110 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $250 each year
• Teen drivers are expensive to insure, possibly costing $336 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,150 more every year to insure their Yukon