GMC Yukon Insurance Rates

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UPDATED: Apr 10, 2024

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GMC Yukon XL insurance

Average auto insurance rates for a GMC Yukon are $1,008 annually including full coverage. Comprehensive costs an estimated $180 a year, collision insurance costs $202, and liability insurance costs $468. A policy with just liability insurance costs as little as $518 a year, and coverage for high-risk drivers costs around $2,162. Teenage drivers receive the highest rates at up to $4,034 a year.

Average premium for full coverage: $1,008

Rate estimates broken down by individual coverage type:

Comprehensive $180
Collision $202
Liability $468

Prices include $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Yukon trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from as cheap as $518 for just the minimum liability insurance to a high of $2,162 for coverage for higher-risk drivers.

Liability Only $518
Full Coverage $1,008
High Risk $2,162

Price Range by Location

Your location has a significant impact on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities. The diagram below illustrates how your location can change insurance prices.

Rural Areas $756
Small Cities $1,058
Large Cities $1,361

These examples highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below breaks down average GMC Yukon insurance rates for other coverage scenarios.

  • The best discount rate is $616
  • Drivers who choose higher $1,000 deductibles will pay approximately $922 every year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,008
  • Using low $100 deductibles for comprehensive and collision insurance will cost $1,174
  • High risk drivers who are prone to accidents and violations could pay up to $2,162
  • The cost with full coverage for a teen driver can cost as much as $4,034 a year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing GMC Yukon insurance rates range from $616 to $4,034 for full coverage

Insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your driving characteristics, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $4,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,200 to $1,700 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $260 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $477 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,440 on average in Louisiana, New York, and Michigan.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $916 -$92 -9.1%
Alaska $776 -$232 -23.0%
Arizona $838 -$170 -16.9%
Arkansas $1,008 -$0 0.0%
California $1,150 $142 14.1%
Colorado $966 -$42 -4.2%
Connecticut $1,040 $32 3.2%
Delaware $1,144 $136 13.5%
Florida $1,266 $258 25.6%
Georgia $934 -$74 -7.3%
Hawaii $726 -$282 -28.0%
Idaho $684 -$324 -32.1%
Illinois $752 -$256 -25.4%
Indiana $760 -$248 -24.6%
Iowa $680 -$328 -32.5%
Kansas $962 -$46 -4.6%
Kentucky $1,378 $370 36.7%
Louisiana $1,496 $488 48.4%
Maine $624 -$384 -38.1%
Maryland $834 -$174 -17.3%
Massachusetts $808 -$200 -19.8%
Michigan $1,756 $748 74.2%
Minnesota $846 -$162 -16.1%
Mississippi $1,210 $202 20.0%
Missouri $896 -$112 -11.1%
Montana $1,086 $78 7.7%
Nebraska $798 -$210 -20.8%
Nevada $1,210 $202 20.0%
New Hampshire $728 -$280 -27.8%
New Jersey $1,130 $122 12.1%
New Mexico $896 -$112 -11.1%
New York $1,066 $58 5.8%
North Carolina $582 -$426 -42.3%
North Dakota $828 -$180 -17.9%
Ohio $698 -$310 -30.8%
Oklahoma $1,038 $30 3.0%
Oregon $926 -$82 -8.1%
Pennsylvania $964 -$44 -4.4%
Rhode Island $1,350 $342 33.9%
South Carolina $916 -$92 -9.1%
South Dakota $852 -$156 -15.5%
Tennessee $886 -$122 -12.1%
Texas $1,218 $210 20.8%
Utah $748 -$260 -25.8%
Vermont $692 -$316 -31.3%
Virginia $606 -$402 -39.9%
Washington $782 -$226 -22.4%
West Virginia $926 -$82 -8.1%
Wisconsin $700 -$308 -30.6%
Wyoming $902 -$106 -10.5%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $948 $79
GMC Yukon 2WD $948 $79
GMC Yukon SLE 4WD $964 $80
GMC Yukon SLT 2WD $964 $80
GMC Yukon 4WD $964 $80
GMC Yukon SLT 4WD $982 $82
GMC Yukon Denali 2WD $998 $83
GMC Yukon Denali 4WD $1,016 $85
GMC Yukon Hybrid 2WD $1,144 $95
GMC Yukon Hybrid 4WD $1,144 $95
GMC Yukon Hybrid Denali 2WD $1,160 $97
GMC Yukon Hybrid Denali 4WD $1,176 $98

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $344 $566 $398 $1,466
2023 GMC Yukon $332 $552 $416 $1,458
2022 GMC Yukon $320 $530 $430 $1,438
2021 GMC Yukon $304 $512 $442 $1,416
2020 GMC Yukon $292 $474 $452 $1,376
2019 GMC Yukon $280 $446 $456 $1,340
2018 GMC Yukon $268 $400 $460 $1,286
2017 GMC Yukon $250 $368 $460 $1,236
2016 GMC Yukon $242 $346 $464 $1,210
2015 GMC Yukon $236 $322 $474 $1,190
2014 GMC Yukon $218 $300 $474 $1,150
2013 GMC Yukon $212 $272 $478 $1,120
2012 GMC Yukon $198 $248 $474 $1,078
2011 GMC Yukon $186 $226 $474 $1,044
2010 GMC Yukon $180 $202 $468 $1,008
2008 GMC Yukon $176 $188 $452 $974
2007 GMC Yukon $160 $180 $446 $944
2006 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right GMC Yukon Insurance

Saving money on GMC Yukon insurance not only requires being a safe and courteous driver, but also having good credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around at least once a year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below is a quick rundown of the primary concepts that were illustrated above.

  • You may be able to save approximately $110 per year just by quoting early and online
  • High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,150 more annually for auto insurance
  • Increasing deductibles could save up to $250 each year
  • Teenage drivers are expensive to insure, as much as $336 per month if they have full coverage

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,034
20 $2,288
30 $1,028
40 $1,008
50 $928
60 $908

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,174
$250 $1,100
$500 $1,008
$1,000 $922

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,008
50/100 $1,282
100/300 $1,415
250/500 $1,759
100 CSL $1,335
300 CSL $1,627
500 CSL $1,839

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,676
20 $3,646
30 $2,180
40 $2,162
50 $2,066
60 $2,042

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $132

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $51
Multi-vehicle $53
Homeowner $18
5-yr Accident Free $60
5-yr Claim Free $63
Paid in Full/EFT $36
Advance Quote $43
Online Quote $68
Total Discounts $392
Rate after discounts $616

Discounts are estimated and may not be available from every company or in every state.

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