GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage. Comprehensive insurance costs on average $186, collision insurance costs $226, and liability costs $474. Liability-only insurance costs as little as $522 a year, and high-risk driver insurance costs $2,238 or more. Teenage drivers pay the most at up to $4,152 a year.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

Prices include $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have more infrequent accident claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay around $94 a year
• The average price for a 40-year-old good driver with $500 deductibles is $1,044
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $178 every year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,238
• An auto insurance policy to insure a teen driver with full coverage may cost $4,152 a year

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Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level of your Yukon.

Using high physical damage deductibles could save up to $280 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at a minimum $1,200 to $1,700 additional annually, depending on your age. High-risk driver insurance can cost as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,490 on average in Michigan, Louisiana, and New York.

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Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Yukon Insurance

Finding better rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates once a year by requesting rates from direct carriers, and also from local independent and exclusive agents.

Below is a quick rundown of the data that was covered in the above illustrations.

• Drivers can save as much as $120 per year just by shopping early and online
• Policyholders who require higher levels of liability will pay an extra $520 each year to go from 30/60 bodily injury limits to a 250/500 level
• Teenage drivers pay higher prices, as much as $346 per month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions pay an average of $1,190 more each year for auto insurance