GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive costs on average $180, collision insurance costs $202, and liability is estimated at $468. A liability-only policy costs approximately $518 a year, and high-risk insurance costs around $2,162. Teens cost the most to insure at up to $4,034 a year.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects car insurance rates.

The examples above illustrate why everyone should get quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average GMC Yukon insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $616
• Choosing higher $1,000 deductibles can save around $86 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,008
• Selecting pricier low deductibles for comp and collision coverage will increase the cost to $1,174
• Higher-risk drivers with serious driving violations could pay upwards of $2,162
• Policy cost for full coverage for a 16-year-old driver for full coverage may cost $4,034 each year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $260 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers ranges from 42% to 132% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon takes having a decent driving record, having above-average credit, being claim-free, and possibly raising deductibles. Set aside time to shop around every year by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief recap of the coverage data raised in the charts and tables above.

• It is possible to save as much as $110 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $250 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $336 each month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations pay an average of $1,150 more each year than a driver with a clean driving record