GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs around $186, collision insurance costs $226, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs around $2,238. Teenage drivers pay the most at up to $4,152 a year.

Average premium for full coverage: $1,044

Premium estimates for type of coverage:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $634
• Using higher $1,000 deductibles will save about $94 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,044
• Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,222
• High-risk insureds who are prone to accidents and violations could pay at least $2,238
• An auto insurance policy that insures a 16-year-old driver with full coverage can be $4,152 or more

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on the model year and trim level, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records can expect to pay as much as $4,100 a year. View Rates by Age

Where you choose to live has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see prices as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $280 annually, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon requires being a good driver, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Compare prices every couple of years by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following list is a summary of the material that was presented in the illustrations above.

• Insureds who may need an increased level of liability coverage will pay an extra $520 annually to increase from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 pay higher prices, with premiums being up to $346 per month if full coverage is included
• Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,190 more every year than a safer driver
• Increasing policy deductibles can save approximately $275 each year