GMC Yukon Insurance Rates

Average insurance rates for a GMC Yukon are $1,008 a year for full coverage insurance. Comprehensive insurance costs approximately $180 a year, collision costs $202, and liability coverage costs around $468. A liability-only policy costs as low as $518 a year, with high-risk insurance costing $2,162 or more. Teenage drivers receive the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Rate estimates by individual coverage type:

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and Yukon trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $616
• Using higher $1,000 deductibles will save $922 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,008
• Using low $100 deductibles for physical damage coverage will cost an extra $166 each year
• Higher-risk drivers who are prone to accidents and violations could pay around $2,162 or more
• The cost for full coverage for a teenage driver can cost $4,034 or more

View Chart as Image

Insurance rates for a GMC Yukon can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay in the ballpark of $4,000 a year. View Rates by Age

Where you live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $660 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,370 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $260 a year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $477 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 extra per year, depending on your age. A high-risk auto insurance policy can be around 42% to 132% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Saving money on auto insurance requires being a low-risk driver, maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by requesting rates from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The items below are a brief summary of the ideas that were touched on in the above illustrations.

• Teen drivers are expensive to insure, costing up to $336 per month for full coverage
• Drivers that tend to have accidents or serious violations may pay on average $1,150 more per year to insure their Yukon
• Increasing deductibles can save around $250 each year
• It is possible to save around $110 per year simply by quoting early and online