GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,044 every 12 months including full coverage. Comprehensive insurance costs around $186 a year, collision costs $226, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,238 or more. Teen drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates for type of coverage:

These estimates include $500 policy deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas.

The diagram below illustrates how location impacts auto insurance rates.

These rate differences highlight why it is important to compare prices for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $634
• Using higher $1,000 deductibles will save about $950 every year
• The average price for a 40-year-old good driver using $500 deductibles is $1,044
• Choosing low $100 deductibles for physical damage coverage costs an extra $178 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,238 or more
• An auto insurance policy to insure a teenage driver can be $4,152 or more

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Auto insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level and model year.

Choosing high deductibles could cut prices by as much as $280 a year, while buying higher liability limits will increase prices. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $480 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 41% to 128% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see prices as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

With such a large range in prices, the best way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap GMC Yukon Insurance

Finding better rates on auto insurance requires being a good driver, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Spend time shopping around every year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The following list is a brief summary of the coverage data touched on above.

• You may be able to save up to $120 per year simply by quoting early and online
• Increasing policy deductibles could save as much as $275 each year
• Drivers age 16 to 20 are expensive to insure, with the cost nearing $346 per month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations could be forced to pay on average $1,190 more every year than a safer driver