GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive costs on average $180, collision costs $202, and liability coverage is estimated at $468. A liability-only policy costs approximately $518 a year, with high-risk insurance costing around $2,162. 16-year-old drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for different Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.

The price range example below illustrates how location helps determine car insurance rates.

The examples above demonstrate why anyone shopping for car insurance should get quotes based on a specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $616
• Choosing higher $1,000 deductibles can save around $86 annually
• The average rate for a good driver age 40 with $500 deductibles is $1,008
• Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,174
• Drivers with multiple tickets or accidents could pay upwards of $2,162 or more
• Policy cost for full coverage for a teenage driver with full coverage may cost $4,034 each year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $4,000 a year. View Rates by Age

Your home state plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $730 a year in states like New Hampshire, Ohio, and Utah, or at least $1,370 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $260 a year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,700 extra every year, depending on your age. High-risk driver insurance ranges around 42% to 132% more than the average rate. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Finding cheaper rates on auto insurance takes being a good driver, having above-average credit, not filing small claims, and maximizing policy discounts. Invest time comparing rates at every other renewal by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following list is a brief recap of the concepts that were covered in the charts and tables above.

• Drivers who tend to receive serious violations may be required to pay an average of $1,150 more each year than a safer driver
• Drivers age 16 to 20 are expensive to insure, as much as $336 each month if full coverage is included
• You may be able to save as much as $110 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $250 each year
• You may be able to save as much as $110 per year simply by shopping early and online