GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $186, collision costs $226, and liability coverage is $474. Liability-only coverage costs around $522 a year, with high-risk coverage costing $2,238 or more. 16-year-old drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and for different Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than congested cities.

The price range example below illustrates the difference location can make on auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare rates quotes using their specific location and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $634
• Raising to $1,000 deductibles will save $94 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,044
• Buying more expensive low deductibles costs an extra $178 each year
• Unlucky drivers with multiple tickets or accidents could pay around $2,238 or more
• An auto insurance policy to insure a teenage driver with full coverage can cost $4,152

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Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your Yukon.

Opting for high physical damage deductibles can reduce prices by up to $280 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $480 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,200 to $1,700 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 41% to 128% more than the average rate. View High Risk Driver Rates

Where you choose to live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,410 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out who has the best car insurance prices is to compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Yukon Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and maximizing policy discounts. Make time to compare rates every couple of years by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The points below are a review of the material that was touched on in this article.

• Consumers who purchase increased liability limits will pay around $520 annually to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 are expensive to insure, with premiums being up to $346 per month if they have full coverage
• Drivers who have several accidents or serious violations may have to pay on average $1,190 more per year to insure a GMC Yukon
• Increasing policy deductibles could save as much as $275 each year