GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year with full coverage. Comprehensive costs around $186, collision costs $226, and liability insurance costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,238. Teen drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates for individual coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for different Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location has a significant impact on insurance rates. Areas with sparse population have a lower frequency of collision claims than larger metro areas.

The price range example below illustrates how geographic area affects auto insurance rates.

The ranges above demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay about $94 annually
• The average rate for the average middle-age driver using $500 deductibles is $1,044
• Choosing more expensive low deductibles for comprehensive and collision insurance will increase the cost to $1,222
• High risk drivers with multiple violations and an at-fault accident could pay at least $2,238 or more
• The price for full coverage for a teen driver with full coverage can be $4,152 a year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on your driving record, the trim level and model year, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles could pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $750 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,410 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles could save up to $280 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at least $1,200 to $1,700 additional each year, depending on your age. High-risk driver insurance can cost anywhere from 41% to 128% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to find out your exact price is to compare prices from as many companies as possible. Every company uses a different rate calculation, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Getting lower rates on GMC Yukon insurance not only requires being safe and accident-free, but also having a good credit history, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to compare rates every couple of years by getting quotes from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below you'll find a brief summary of the material that was presented in the illustrations above.

• Drivers who may need more liability protection will pay about $520 every year to go from a low limit to 250/500 limits
• Youthful drivers are charged the highest prices, costing up to $346 a month including comprehensive and collision insurance
• High-risk drivers that tend to have accidents or serious violations pay an average of $1,190 more every year than a low-risk driver
• Increasing physical damage deductibles can save around $275 each year