GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,044 every 12 months including full coverage. Comprehensive insurance costs an estimated $186, collision costs $226, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,238 or more. Teenage drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates broken down by type of coverage:

Prices include $500 deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine insurance prices.

These rate differences highlight why everyone should get quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The best discount rate is $634
• Choosing higher $1,000 deductibles can save approximately $94 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,044
• Using pricier low deductibles for comp and collision coverage costs an extra $178 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,238 or more
• An auto insurance policy to insure a teen driver for full coverage can cost as much as $4,152 each year

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Insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Using high physical damage deductibles can save as much as $280 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $480 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,200 to $1,700 extra annually, depending on your age. GMC Yukon insurance for high-risk drivers ranges anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,490 on average in Louisiana, New York, and Michigan.

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With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, so the prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right GMC Yukon Insurance

Finding better rates on GMC Yukon insurance takes not taking risks behind the wheel, having good credit, refrain from filing small claims, and taking advantage of discounts. Invest time comparing rates at every policy renewal by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following is a quick rundown of the data covered in the charts and tables above.

• Drivers who want higher liability limits will pay an extra $520 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
• You may be able to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $275 each year
• Teens are charged the highest prices, with the cost nearing $346 per month if they have full coverage