GMC Yukon Insurance Rates

Average auto insurance rates for a GMC Yukon are $1,044 annually including full coverage. Comprehensive insurance costs approximately $186, collision costs $226, and liability coverage costs around $474. A policy with just liability insurance costs as low as $522 a year, with coverage for high-risk drivers costing $2,238 or more. Teens receive the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Rate estimates by individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for all Yukon models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the difference between rural and urban areas on auto insurance prices.

These examples highlight why everyone should compare prices using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $634
• Using higher $1,000 deductibles will save $94 every year
• The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,044
• Selecting pricier low deductibles for physical damage coverage costs an additional $178 each year
• Higher-risk drivers with serious driving violations could pay around $2,238 or more
• The cost with full coverage for a teenage driver for full coverage can cost $4,152 or more

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Insurance rates for a GMC Yukon can also vary considerably based on the trim level of your Yukon, your driving characteristics, and physical damage deductibles and liability limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,200 to $1,700 additional per year, depending on your age. GMC Yukon insurance for high-risk drivers can be around 41% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 a year, whereas buying more liability protection will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $480 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,490 on average in Louisiana, New York, and Michigan.

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With so much variability in rates, the best way to figure out who has the best auto insurance rates is to regularly compare rates and see how they stack up. Each insurance company calculates rates differently, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheap GMC Yukon Insurance

Saving money on auto insurance requires being a good driver, having good credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates at least once a year by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The following list is a brief summary of the primary concepts that were covered above.

• You may be able to save around $120 per year simply by quoting online well ahead of the renewal date
• Drivers that tend to have accidents or serious violations may have to pay on average $1,190 more per year than a safer driver
• Increasing deductibles could save up to $275 each year
• Drivers age 16 to 20 are the costliest to insure, as much as $346 per month if they have full coverage