GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive insurance costs around $180, collision costs $202, and liability coverage is $468. Liability-only insurance costs around $518 a year, with high-risk driver insurance costing $2,162 or more. Teenage drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates for individual coverage:

These estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a large influence on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance rates.

The ranges above highlight why everyone should compare rates quotes for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $616
• Raising to $1,000 deductibles will save about $86 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,008
• Using pricier low deductibles will cost an additional $166 each year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,162 or more
• The price that insures a teenage driver for full coverage can be $4,034

View Chart as Image

Car insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,200 to $1,700 extra each year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost around 42% to 132% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will be charged as much as $4,000 a year. View Rates by Age

The state you live in also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $260 a year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $477 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Getting lower rates on auto insurance consists of avoiding accidents and claims, having a positive credit history, being claim-free, and qualifying for all possible discounts. Compare prices every time your policy renews by getting rate quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a brief summary of the information touched on in this article.

• You may be able to save up to $110 per year simply by quoting online well ahead of the renewal date
• Drivers under the age of 20 are the costliest to insure, possibly costing $336 a month if full coverage is purchased
• Increasing physical damage deductibles can save approximately $250 each year
• Drivers that tend to have accidents or serious violations may have to pay on average $1,150 more every year to insure a GMC Yukon
• Consumers who may need increased liability limits will pay an extra $520 per year to raise from a low limit to the 250/500 level