GMC Yukon Insurance Rates

Estimated insurance prices for a GMC Yukon are $1,008 every 12 months including full coverage. Comprehensive insurance costs an estimated $180 each year, collision costs $202, and liability insurance is estimated at $468. A liability-only policy costs approximately $518 a year, with high-risk insurance costing $2,162 or more. 16-year-old drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates broken down by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The graphic below illustrates the difference between rural and urban areas on insurance prices.

These rate differences highlight why all drivers should get quotes for a targeted area and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The best full coverage rate is $616
• Choosing higher $1,000 deductibles can save approximately $86 every year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,008
• Buying low deductibles for comp and collision coverage costs an extra $166 a year
• High-risk insureds with multiple tickets or accidents could pay up to $2,162 or more
• An auto insurance policy to insure a teen driver can cost as much as $4,034 each year

View Chart as Image

Auto insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $260 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $477 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $1,200 to $1,700 in extra premium annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 42% to 132% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

With such a large range in prices, the best way to figure out which insurance company is cheapest is to do a rate comparison from as many companies as possible. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Finding better rates on GMC Yukon insurance takes having a decent driving record, having a good credit score, refrain from filing small claims, and qualifying for all possible discounts. Set aside time to compare rates every time your policy renews by obtaining price quotes from direct car insurance companies, and also from local insurance agencies.

The following items are a summary of the information covered above.

• You may be able to save approximately $110 per year simply by quoting online in advance
• 16 to 18-year-old drivers are the costliest to insure, with the cost nearing $336 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $250 each year
• High-risk drivers who have multiple accidents or major violations may have to pay on average $1,150 more annually than a driver with a clean driving record
• Drivers who want additional liability coverage will pay around $520 per year to raise limits from 30/60 bodily injury limits to a 250/500 level