GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs approximately $186 a year, collision costs $226, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing around $2,238. 16-year-old drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on the price of auto insurance. Rural locations have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates how geographic area affects auto insurance prices.

The ranges above illustrate why it is important to compare prices using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $634
• Using higher $1,000 deductibles will save $950 each year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,044
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,222
• High-risk insureds with multiple tickets or accidents could pay around $2,238 or more
• The price for full coverage for a 16-year-old driver can cost $4,152 or more

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on your driving record, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,000 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay in the ballpark of $4,100 a year. View Rates by Age

The state you live in has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see prices as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $280 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $480 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying anywhere from $1,200 to $1,700 additional each year, depending on your age. A high-risk auto insurance policy can be from 41% to 128% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to figure out who has the best car insurance prices is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, and prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon requires being a good driver, having a good credit history, not filing small claims, and qualifying for all possible discounts. Invest the time to compare rates at least every other year by getting quotes from direct insurance companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following list is a brief recap of the car insurance concepts presented in the illustrations above.

• Drivers considered higher risk who tend to receive serious violations may pay on average $1,190 more per year than a safer driver
• It is possible to save around $120 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $275 each year
• Insureds who purchase an increased level of liability coverage will pay around $520 annually to increase from a low limit to 250/500 limits