GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,008 every 12 months including full coverage. Comprehensive costs around $180 each year, collision costs $202, and liability costs $468. A liability-only policy costs as little as $518 a year, with high-risk insurance costing around $2,162. Teens cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The graphic below illustrates how location impacts auto insurance rates.

The examples above highlight why all drivers should compare rates for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $616
• Drivers who choose higher $1,000 deductibles will pay about $86 every year
• The average price for a good driver age 40 using $500 deductibles is $1,008
• Selecting low deductibles for comprehensive and collision insurance increases the price to $1,174
• Drivers with serious driving violations could pay at least $2,162 or more
• Policy cost to insure a 16-year-old driver can be $4,034 a year

View Chart as Image

Car insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $260 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $1,200 to $1,700 extra every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 132% more than the average policy. View High Risk Driver Rates

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $780 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,440 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out your exact price is to do a rate comparison from multiple companies. Every company calculates rates differently, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires being a good driver, but also maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Spend time shopping around at every policy renewal by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The following list is a summary of the data touched on above.

• Insureds who may need an increased level of liability coverage will pay approximately $520 per year to go from a 30/60 limit to a 250/500 level
• You may be able to save up to $110 per year simply by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $336 each month if the policy includes full coverage