GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage. Comprehensive insurance costs an estimated $186, collision insurance costs $226, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,238 or more. Teens cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates broken down by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. More rural locations are shown to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates how where you live affects insurance prices.

The examples above show why everyone should compare prices for a targeted area and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $634
• Using higher $1,000 deductibles will save approximately $94 a year
• The average price for a good driver age 40 who has $500 deductibles is $1,044
• Selecting pricier low deductibles for physical damage coverage costs an extra $178 every year
• Drivers with serious driving violations could pay up to $2,238
• Policy cost to insure a teen driver for full coverage can cost as much as $4,152 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $280 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers can be as much as 41% to 128% more than the average policy. View High Risk Driver Rates

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,490 on average in New York, Louisiana, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Yukon Insurance

Finding cheaper rates on car insurance requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by requesting quotes from direct carriers, and also from several local insurance agents.

The points below are a brief recap of the data touched on in the above illustrations.

• Policyholders who want increased liability limits will pay approximately $520 each year to increase from a 30/60 limit to a 250/500 level
• Drivers can save approximately $120 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Drivers under the age of 20 are expensive to insure, costing up to $346 each month if full coverage is included