GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive insurance costs approximately $186 each year, collision costs $226, and liability insurance costs $474. Liability-only coverage costs as little as $522 a year, with high-risk coverage costing $2,238 or more. Teenage drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance prices.

These rate differences highlight why all drivers should compare rates using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay $94 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,044
• Using low deductibles for comprehensive and collision insurance will cost an extra $178 a year
• High risk drivers who are prone to accidents and violations could pay around $2,238 or more
• An auto insurance policy for full coverage for a teen driver can cost $4,152 a year

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model of your Yukon, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay in the ballpark of $4,100 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $800 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,490 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $280 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $480 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 extra annually, depending on your age. Insurance for high-risk drivers can cost anywhere from 41% to 128% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable GMC Yukon Insurance

Finding better rates on GMC Yukon insurance not only requires being a good driver, but also maintaining good credit, refrain from filing small claims, and maximizing policy discounts. Set aside time to shop around at least every other year by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a summary of the car insurance concepts raised in the charts and tables above.

• High-risk drivers who have multiple accidents or major violations could be forced to pay on average $1,190 more per year than a safer driver
• You may be able to save around $120 per year simply by quoting online in advance
• Increasing policy deductibles can save around $275 each year
• Drivers who purchase an increased level of liability coverage will pay an extra $520 per year to go from 30/60 bodily injury limits to 250/500 limits