GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months for full coverage insurance. Comprehensive insurance costs on average $186, collision costs $226, and liability coverage is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing $2,238 or more. Teenage drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Rural areas are shown to have more infrequent physical damage claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why everyone should compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best discount rate is $634
• Raising to $1,000 deductibles will save around $94 each year
• The average price for a good driver age 40 with $500 deductibles is $1,044
• Using pricier low deductibles costs an extra $178 each year
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,238 or more
• Policy cost to insure a teenage driver for full coverage may cost $4,152

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Car insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your risk profile, and the trim level of your Yukon.

Using high physical damage deductibles can reduce rates by up to $280 a year, whereas buying more liability protection will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 extra every year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost around 41% to 128% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Because rates have so much variability, the only way to figure out exactly what you will pay is to regularly compare rates and see how they stack up. Every auto insurance company uses a different method to calculate rates, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best GMC Yukon Insurance

Finding cheaper rates on auto insurance consists of being a good driver, maintaining a good credit score, being claim-free, and maximizing policy discounts. Set aside time to compare rates every time your policy renews by requesting quotes from direct insurance companies, and also from several local insurance agents.

The following list is a brief recap of the information covered above.

• It is possible to save as much as $120 per year simply by quoting online well ahead of the renewal date
• Drivers age 16 to 20 are expensive to insure, possibly costing $346 each month if the policy includes full coverage
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Drivers who tend to receive serious violations pay on average $1,190 more each year than a safer driver
• Consumers who require an increased level of liability coverage will pay an extra $520 annually to raise from a 30/60 limit to a 250/500 level