GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,008 every 12 months with full coverage. Comprehensive insurance costs approximately $180 each year, collision costs $202, and liability costs $468. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing $2,162 or more. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates by type of insurance:

Includes $500 deductible amounts, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Rural locations are shown to have more infrequent collision claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above demonstrate why all drivers should compare rates using their specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated GMC Yukon insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $616
• Drivers who choose higher $1,000 deductibles will pay $86 annually
• The average price for a good driver age 40 who chooses $500 deductibles is $1,008
• Choosing low deductibles for comprehensive and collision insurance costs an extra $166 annually
• Drivers with multiple violations and an at-fault accident could pay around $2,162 or more
• Policy cost to insure a 16-year-old driver can cost $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driving record, and the model of your Yukon.

Choosing high deductibles could save up to $260 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out anywhere from $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers can cost from 42% to 132% more than average. View High Risk Driver Rates

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires having a good driving record, but also having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to compare rates every time your policy renews by obtaining price quotes from direct companies, and also from insurance agencies where you live.

The next list is a recap of the information covered above.

• You may be able to save around $110 per year simply by quoting online in advance
• Drivers age 20 and younger are the costliest to insure, as much as $336 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save as much as $250 each year
• Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,150 more per year to buy GMC Yukon insurance
• Insureds who purchase increased levels of liability coverage will pay about $520 every year to go from a 30/60 limit to a 250/500 level