GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,008 every 12 months for full coverage insurance. Comprehensive insurance costs on average $180 a year, collision costs $202, and liability costs $468. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing $2,162 or more. Teen drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates by individual coverage:

Full coverage includes $500 deductible amounts, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Yukon trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Rural areas have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates how location helps determine car insurance rates.

The ranges above illustrate why it is important to compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $616
• Drivers who choose higher $1,000 deductibles will pay around $922 each year
• The average price for the average middle-age driver with $500 deductibles is $1,008
• Choosing low $100 deductibles for comprehensive and collision insurance costs an extra $166 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,162 or more
• The price to insure a teen driver may cost $4,034 a year

View Chart as Image

Auto insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your risk profile, and the trim level of your Yukon.

Choosing high deductibles could save up to $260 every year, while buying higher liability limits will cost you more. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $477 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may pay as little as $1,000 per year on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at a minimum $1,200 to $1,700 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 42% to 132% more than average. View High Risk Driver Rates

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $660 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,370 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes and see which company has the best price. Every company uses a different rate calculation, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Getting lower rates on car insurance not only requires having a good driving record, but also having a good credit score, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every other renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a summary of the concepts that were covered in the charts and tables above.

• Higher risk drivers who have multiple accidents or major violations pay on average $1,150 more each year to buy GMC Yukon insurance
• Drivers age 20 and younger are charged the highest prices, as much as $336 a month if comprehensive and collision insurance is included
• It is possible to save as much as $110 per year simply by quoting early and online
• Increasing physical damage deductibles could save as much as $250 each year
• It is possible to save as much as $110 per year simply by quoting early and online