GMC Yukon Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2023

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GMC Yukon XL insurance

Average insurance rates for a GMC Yukon are $924 a year for full coverage. Comprehensive insurance costs around $154 each year, collision costs $170, and liability insurance costs around $442. A policy with just liability insurance costs as low as $496 a year, with coverage for high-risk drivers costing $1,976 or more. Teens receive the highest rates at $3,744 a year or more.

Average premium for full coverage: $924

Rate estimates for individual coverage type:

Comprehensive $154
Collision $170
Liability $442

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Yukon models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from as low as $496 for just liability coverage to a high rate of $1,976 for coverage for higher-risk drivers.

Liability Only $496
Full Coverage $924
High Risk $1,976

Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than cities with more traffic congestion.

The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $693
Small Cities $970
Large Cities $1,247

These examples show why all drivers should compare prices for a specific zip code and risk profile, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $571
  • Using higher $1,000 deductibles will save about $74 a year
  • The average rate for a 40-year-old driver using $500 deductibles is $924
  • Selecting low deductibles for physical damage coverage will cost an extra $140 a year
  • Drivers with serious driving violations could pay at least $1,976 or more
  • The cost for full coverage for a teen driver can be $3,744 or more

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing full coverage GMC Yukon insurance prices range from $571 to $3,744

Insurance rates for a GMC Yukon can also vary considerably based on your driver profile, the trim level of your Yukon, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $900 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay as much as $3,700 a year. View Rates by Age

Where you live has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $610 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,320 on average in Michigan, Louisiana, and New York.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $838 -$86 -9.3%
Alaska $710 -$214 -23.2%
Arizona $770 -$154 -16.7%
Arkansas $924 -$0 0.0%
California $1,054 $130 14.1%
Colorado $884 -$40 -4.3%
Connecticut $952 $28 3.0%
Delaware $1,046 $122 13.2%
Florida $1,158 $234 25.3%
Georgia $854 -$70 -7.6%
Hawaii $666 -$258 -27.9%
Idaho $626 -$298 -32.3%
Illinois $690 -$234 -25.3%
Indiana $696 -$228 -24.7%
Iowa $624 -$300 -32.5%
Kansas $880 -$44 -4.8%
Kentucky $1,262 $338 36.6%
Louisiana $1,370 $446 48.3%
Maine $572 -$352 -38.1%
Maryland $764 -$160 -17.3%
Massachusetts $742 -$182 -19.7%
Michigan $1,608 $684 74.0%
Minnesota $774 -$150 -16.2%
Mississippi $1,110 $186 20.1%
Missouri $822 -$102 -11.0%
Montana $996 $72 7.8%
Nebraska $730 -$194 -21.0%
Nevada $1,110 $186 20.1%
New Hampshire $666 -$258 -27.9%
New Jersey $1,034 $110 11.9%
New Mexico $818 -$106 -11.5%
New York $976 $52 5.6%
North Carolina $534 -$390 -42.2%
North Dakota $758 -$166 -18.0%
Ohio $640 -$284 -30.7%
Oklahoma $950 $26 2.8%
Oregon $848 -$76 -8.2%
Pennsylvania $884 -$40 -4.3%
Rhode Island $1,236 $312 33.8%
South Carolina $838 -$86 -9.3%
South Dakota $782 -$142 -15.4%
Tennessee $814 -$110 -11.9%
Texas $1,116 $192 20.8%
Utah $686 -$238 -25.8%
Vermont $634 -$290 -31.4%
Virginia $554 -$370 -40.0%
Washington $718 -$206 -22.3%
West Virginia $848 -$76 -8.2%
Wisconsin $642 -$282 -30.5%
Wyoming $826 -$98 -10.6%

View Chart as Image

GMC Yukon insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $220 each year, whereas increasing liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $450 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at least $1,100 to $1,600 additional per year, depending on your age. Insurance for high-risk drivers can be anywhere from 43% to 132% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the only way to know your exact price is to do a rate comparison from as many companies as possible. Each insurance company calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $872 $73
GMC Yukon 2WD $872 $73
GMC Yukon SLE 4WD $888 $74
GMC Yukon SLT 2WD $888 $74
GMC Yukon 4WD $888 $74
GMC Yukon SLT 4WD $902 $75
GMC Yukon Denali 2WD $916 $76
GMC Yukon Denali 4WD $930 $78
GMC Yukon Hybrid 2WD $1,046 $87
GMC Yukon Hybrid 4WD $1,046 $87
GMC Yukon Hybrid Denali 2WD $1,062 $89
GMC Yukon Hybrid Denali 4WD $1,076 $90

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 GMC Yukon $320 $530 $430 $1,438
2018 GMC Yukon $292 $474 $452 $1,376
2017 GMC Yukon $280 $446 $456 $1,340
2016 GMC Yukon $268 $400 $460 $1,286
2011 GMC Yukon $212 $272 $478 $1,120
2008 GMC Yukon $180 $202 $468 $1,008
2007 GMC Yukon $178 $198 $460 $994
2006 GMC Yukon $176 $188 $452 $974
2005 GMC Yukon $160 $180 $446 $944
2004 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable GMC Yukon Insurance

Saving money on GMC Yukon insurance requires avoiding accidents and violations, having a good credit history, eliminating unneeded coverage, and taking advantage of discounts. Take the time to comparison shop at least once a year by requesting rates from direct carriers like GEICO and Progressive, and also from local insurance agents.

The list below is a brief review of the primary concepts that were touched on in the above illustrations.

  • Drivers can save up to $100 per year simply by quoting online in advance
  • High-risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,050 more every year for car insurance
  • Increasing deductibles can save around $225 each year
  • Teenagers are charged the highest rates, costing as high as $312 per month including comprehensive and collision insurance

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $3,744
20 $2,102
30 $940
40 $924
50 $850
60 $832

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,064
$250 $1,002
$500 $924
$1,000 $850

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $924
50/100 $1,176
100/300 $1,301
250/500 $1,626
100 CSL $1,226
300 CSL $1,501
500 CSL $1,701

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,254
20 $3,342
30 $1,990
40 $1,976
50 $1,890
60 $1,870

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $120

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $46
Multi-vehicle $49
Homeowner $17
5-yr Accident Free $53
5-yr Claim Free $57
Paid in Full/EFT $31
Advance Quote $39
Online Quote $61
Total Discounts $353
Rate after discounts $571

Discounts are estimated and may not be available from every company or in every state.

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