GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year for full coverage. Comprehensive insurance costs around $180 a year, collision costs $202, and liability is $468. Liability-only coverage costs around $518 a year, with high-risk coverage costing $2,162 or more. Teen drivers pay the most at $4,034 a year or more.

Average premium for full coverage: $1,008

Premium estimates for type of coverage:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how where you live affects auto insurance rates.

These rate differences show why it is important to compare rates quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $616
• Raising to $1,000 deductibles will save about $922 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,008
• Choosing low $100 deductibles will cost an extra $166 every year
• At-risk drivers with multiple violations and an at-fault accident could pay at least $2,162 or more
• An auto insurance policy for full coverage for a teen driver can be $4,034

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the trim level of your Yukon, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $4,000 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Yukon insurance prices. A middle-age driver might find prices as low as $670 a year in states like Idaho, Maine, and Iowa, or as much as $1,440 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $260 every year, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $477 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 132% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to get quotes and see which company has the best price. Every auto insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding better rates on car insurance consists of being a low-risk driver, maintaining good credit, not filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop every time your policy renews by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The items below are a quick rundown of the information touched on in the above illustrations.

• Drivers can save up to $110 per year simply by quoting early and online
• Teen drivers pay higher prices, as much as $336 per month for full coverage
• Increasing policy deductibles can save around $250 each year
• Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,150 more every year to insure their Yukon
• Policyholders who may need more liability coverage will pay about $520 each year to raise from 30/60 bodily injury limits to 250/500 limits