GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,008 a year with full coverage. Comprehensive insurance costs an estimated $180 a year, collision costs $202, and liability coverage is $468. Buying just liability costs around $518 a year, with insurance for high-risk drivers costing $2,162 or more. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates broken down by type of insurance:

Rates are based on $500 deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than larger metro areas.

The diagram below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why it is important to compare rates quotes for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $616
• Raising to $1,000 deductibles will save approximately $922 annually
• The average rate for a good driver age 40 who has $500 deductibles is $1,008
• Choosing low $100 deductibles will cost an extra $166 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,162 or more
• Policy cost for full coverage for a teenage driver can cost as much as $4,034

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay at least $4,000 a year. View Rates by Age

Your home state also has a big influence on GMC Yukon insurance rates. A middle-age driver might find rates as low as $730 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,370 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles can reduce rates by up to $260 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $477 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see how they stack up. Every auto insurance company uses a different rate calculation, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap GMC Yukon Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, maintaining good credit, not filing small claims, and taking advantage of discounts. Set aside time to shop around every time your policy renews by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following is a quick review of the information raised in the charts and tables above.

• You may be able to save approximately $110 per year simply by quoting early and online
• Teens are charged the highest rates, as much as $336 each month for full coverage
• Increasing comprehensive and collision deductibles can save around $250 each year
• Drivers with a DUI or reckless driving violation may pay on average $1,150 more annually for Yukon insurance
• Consumers who want higher liability limits will pay about $520 every year to raise from a 30/60 limit to 250/500 limits