GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,044 annually for full coverage. Comprehensive insurance costs around $186 a year, collision insurance costs $226, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs $2,238 or more. Teenage drivers cost the most to insure at up to $4,152 a year.

Average premium for full coverage: $1,044

Policy rates for type of insurance:

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and Yukon trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance rates.

The examples above show why it is important to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $634
• Using higher $1,000 deductibles will save about $950 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,044
• Using low $100 deductibles for physical damage coverage costs an additional $178 annually
• High-risk insureds who are prone to accidents and violations could pay at least $2,238
• Policy cost with full coverage for a 16-year-old driver can be $4,152 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,200 to $1,700 extra every year, depending on your age. A high-risk auto insurance policy can be from 41% to 128% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $280 annually, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $480 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on GMC Yukon insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,490 on average in Michigan, Louisiana, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon requires being safe and accident-free, having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Take the time to comparison shop every time your policy renews by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a review of the information touched on in the above illustrations.

• Drivers can save up to $120 per year just by quoting early and online
• Youthful drivers pay higher rates, costing up to $346 each month including comprehensive and collision insurance
• Increasing comprehensive and collision deductibles could save up to $275 each year
• Drivers considered higher risk who have several accidents or serious violations pay an average of $1,190 more every year than a low-risk driver
• Insureds who may need more liability protection will pay an extra $520 each year to increase from a 30/60 limit to higher 250/500 limits