GMC Yukon Insurance Rates

The average insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive costs around $186 each year, collision costs $226, and liability costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,238. Teenage drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates for type of insurance:

These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than densely populated cities.

The graphic below illustrates how rural and urban location affects auto insurance rates.

The examples above illustrate why all drivers should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay about $94 each year
• The estimated price for a good driver age 40 using $500 deductibles is $1,044
• Using low deductibles for comprehensive and collision insurance bumps up the cost to $1,222
• Drivers who are prone to accidents and violations could pay at least $2,238 or more
• Policy cost that insures a 16-year-old driver can be $4,152 a year

View Chart as Image

Auto insurance rates for a GMC Yukon also range considerably based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,200 to $1,700 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost from 41% to 128% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

Your home state makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,410 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $280 annually, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $480 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison from multiple companies. Every company uses a different method to calculate rates, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap GMC Yukon Insurance

Finding cheaper rates on insurance for a GMC Yukon not only requires being a safe and courteous driver, but also maintaining a good credit score, being claim-free, and maximizing policy discounts. Compare prices at least once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a brief summary of the primary concepts that were raised in the charts and tables above.

• It is possible to save up to $120 per year simply by quoting online in advance
• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,190 more every year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $275 each year
• Teenage drivers are expensive to insure, possibly costing $346 each month if the policy includes full coverage