GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,008 a year including full coverage. Comprehensive costs approximately $180 a year, collision insurance costs $202, and liability coverage is $468. A policy with only liability insurance costs around $518 a year, and a high-risk policy costs around $2,162. 16-year-old drivers pay the most at up to $4,034 a year.

Average premium for full coverage: $1,008

Premium estimates by type of coverage:

Prices include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance prices.

These rate differences highlight why it is important to compare rates quotes using their specific location and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average GMC Yukon insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $616
• Raising to $1,000 deductibles will save $922 every year
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,008
• Buying low $100 deductibles will increase the cost to $1,174
• Unlucky drivers with multiple tickets or accidents could pay around $2,162
• An auto insurance policy for full coverage for a teenage driver can cost $4,034

View Chart as Image

Car insurance prices for a GMC Yukon also have a wide range based on your driving characteristics, the model of your Yukon, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $4,000 a year. View Rates by Age

Where you choose to live also has a big influence on GMC Yukon insurance rates. A middle-age driver might find prices as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,440 on average in Louisiana, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $260 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $477 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,200 to $1,700 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 132% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right GMC Yukon Insurance

Finding better rates on auto insurance consists of having a decent driving record, having above-average credit, refrain from filing small claims, and attention to physical damage deductibles. Take the time to compare rates every couple of years by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a quick rundown of the material that was covered in the above illustrations.

• Consumers who purchase additional liability coverage will pay around $520 per year to raise from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers pay the highest auto insurance prices, with the cost nearing $336 per month if full coverage is included
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,150 more per year than a driver with a clean driving record
• Increasing policy deductibles can save around $250 each year