GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive insurance costs an estimated $186 a year, collision costs $226, and liability is estimated at $474. Liability-only insurance costs approximately $522 a year, with high-risk driver insurance costing $2,238 or more. Teens pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates broken down by type of coverage:

Price estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Yukon trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city can make a big difference on the price of insurance. More rural locations are statistically proven to have lower incidents of physical damage claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

These rate differences illustrate why it is important to get quotes for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated GMC Yukon insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $634
• Choosing higher $1,000 deductibles can save approximately $950 each year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,044
• Selecting low $100 deductibles for comp and collision coverage will cost an additional $178 annually
• Higher-risk drivers with serious driving violations could pay up to $2,238 or more
• An auto insurance policy that insures a 16-year-old driver can cost as much as $4,152 each year

View Chart as Image

Insurance prices for a GMC Yukon also have a wide range based on the trim level of your Yukon, your age and driving record, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are probably paying $1,200 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy ranges from 41% to 128% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for GMC Yukon insurance prices. A good driver about age 40 could pay as low as $690 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,410 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $280 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes from multiple companies. Each auto insurer calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper GMC Yukon Insurance

Finding better rates on insurance for a GMC Yukon takes having a decent driving record, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Compare rates every other policy renewal by requesting rates from direct insurance companies, and also from local insurance agencies.

The following items are a condensed summary of the ideas that were covered above.

• 16 to 18-year-old drivers are expensive to insure, with premiums being up to $346 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents may have to pay on average $1,190 more annually than a driver with a clean driving record
• Increasing policy deductibles can save approximately $275 each year
• It is possible to save approximately $120 per year simply by quoting early and online