GMC Yukon Insurance Rates

U.S. average insurance prices for a GMC Yukon are $1,008 every 12 months including full coverage. Comprehensive costs an estimated $180, collision costs $202, and liability is $468. A policy with just liability insurance costs around $518 a year, with coverage for high-risk drivers costing around $2,162. Teen drivers pay the highest rates at $4,034 a year or more.

Average premium for full coverage: $1,008

Price estimates broken down by individual coverage:

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than larger metro areas.

The example below illustrates how geographic area affects insurance prices.

The ranges above highlight why everyone should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated GMC Yukon insurance rates for other coverage scenarios.

• The lowest rate with discounts is $616
• Raising to $1,000 deductibles will save approximately $86 every year
• The average price for the average middle-age driver who has $500 deductibles is $1,008
• Choosing pricier low deductibles increases the price to $1,174
• Drivers with multiple violations and an at-fault accident could pay up to $2,162 or more
• The price to insure a 16-year-old driver for full coverage can cost as much as $4,034

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Insurance prices for a GMC Yukon are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.

Choosing high deductibles can reduce prices by up to $260 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $477 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers can expect to pay at least $4,000 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying $1,200 to $1,700 extra each year, depending on your age. GMC Yukon insurance for high-risk drivers is expensive and can cost from 42% to 132% more than average. View High Risk Driver Rates

The state you live in also has a big influence on GMC Yukon insurance prices. A middle-age driver might find prices as low as $780 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,440 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices from multiple companies. Every auto insurance company uses a different rate calculation, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for More Affordable GMC Yukon Insurance

Getting lower rates on insurance for a GMC Yukon consists of having a decent driving record, having good credit, being claim-free, and taking advantage of discounts. Invest the time to compare rates every other policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a summary of the ideas that were presented in the illustrations above.

• 16 to 18-year-old drivers are charged the highest prices, possibly costing $336 a month if they have full coverage
• Drivers considered higher risk who have multiple accidents or major violations may have to pay on average $1,150 more annually than a driver with a clean driving record
• Increasing physical damage deductibles could save as much as $250 each year
• You may be able to save approximately $110 per year simply by quoting online well ahead of the renewal date