GMC Yukon Insurance Rates

The average insurance prices for a GMC Yukon are $1,044 every 12 months including full coverage. Comprehensive costs on average $186, collision costs $226, and liability insurance costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing around $2,238. 16-year-old drivers cost the most to insure at $4,152 a year or more.

Average premium for full coverage: $1,044

Policy rates by type of insurance:

Estimates include $500 deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for all Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than congested cities.

The example below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why everyone should compare prices based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $634
• Using higher $1,000 deductibles will save around $94 every year
• The average price for a good driver age 40 with $500 deductibles is $1,044
• Buying pricier low deductibles for physical damage coverage increases the price to $1,222
• Drivers with multiple tickets or accidents could pay upwards of $2,238 or more
• Policy cost to insure a teen driver for full coverage may cost $4,152 or more

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Yukon.

Opting for high physical damage deductibles could cut rates by as much as $280 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $480 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 additional every year, depending on your age. GMC Yukon insurance for high-risk drivers can be anywhere from 41% to 128% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on GMC Yukon insurance rates. A driver around age 40 might see rates as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Each insurance company utilizes a different rate formula, and rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Low Cost GMC Yukon Insurance

Finding cheaper rates on GMC Yukon insurance requires not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Set aside time to shop around at least once a year by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following is a review of the primary concepts that were raised in the charts and tables above.

• You may be able to save as much as $120 per year simply by quoting online well ahead of the renewal date
• High-risk drivers who have several accidents or serious violations may pay on average $1,190 more each year for Yukon insurance
• Increasing comprehensive and collision deductibles could save as much as $275 each year
• Teens pay higher rates, with premiums being up to $346 each month if full coverage is included