GMC Yukon Insurance Rates

Estimated insurance rates for a GMC Yukon are $1,044 a year for full coverage insurance. Comprehensive insurance costs around $186 each year, collision costs $226, and liability coverage costs $474. A policy with only liability insurance costs as little as $522 a year, with a high-risk policy costing $2,238 or more. Teen drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates for type of coverage:

Includes $500 comprehensive and collision deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and Yukon models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Areas with sparse population are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The graphic below illustrates the difference between rural and urban areas on auto insurance rates.

These rate differences illustrate why all drivers should compare rates for a specific zip code, rather than using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $634
• Drivers who choose higher $1,000 deductibles will pay about $94 each year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,044
• Choosing low deductibles for comprehensive and collision insurance will cost an additional $178 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,238 or more
• An auto insurance policy that insures a teenage driver can be $4,152 a year

View Chart as Image

Car insurance prices for a GMC Yukon also have a wide range based on the trim level and model year, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,200 to $1,700 extra annually, depending on your age. Insurance for high-risk drivers can cost around 41% to 128% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged as much as $4,100 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $690 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,410 on average in Michigan, New York, and Florida.

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Choosing high deductibles could save up to $280 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest GMC Yukon Insurance

Finding better rates on auto insurance not only requires avoiding accidents and violations, but also having a positive credit history, paying for small claims out-of-pocket, and qualifying for all possible discounts. Shop around once a year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The list below is a recap of the data that was covered above.

• It is possible to save up to $120 per year simply by quoting online in advance
• Consumers who may need higher liability limits will pay about $520 annually to go from 30/60 bodily injury limits to the 250/500 level
• Teenagers are the costliest to insure, with premiums being up to $346 per month if full coverage is purchased
• Drivers that have major violations or accidents could be forced to pay on average $1,190 more every year for car insurance