GMC Yukon Insurance Rates

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UPDATED: Apr 10, 2024

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GMC Yukon XL insurance

Estimated insurance prices for a GMC Yukon are $1,044 every 12 months including full coverage. Comprehensive costs on average $186 each year, collision costs $226, and liability insurance is estimated at $474. A policy with only liability insurance costs approximately $522 a year, with a high-risk policy costing around $2,238. 16-year-old drivers pay the most at $4,152 a year or more.

Average premium for full coverage: $1,044

Premium estimates by type of coverage:

Comprehensive $186
Collision $226
Liability $474

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and Yukon models.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for a GMC Yukon go from the cheapest price of $522 for just liability coverage to a high rate of $2,238 for a policy for a high-risk driver.

Liability Only $522
Full Coverage $1,044
High Risk $2,238

Insurance Price Range by Location

Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have more infrequent comprehensive and collision claims than congested cities.

The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $783
Small Cities $1,096
Large Cities $1,409

These rate differences highlight why all drivers should get quotes based on a specific location and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $634
  • Choosing higher $1,000 deductibles can save around $94 every year
  • The average price for a 40-year-old good driver with $500 deductibles is $1,044
  • Buying low deductibles for comp and collision coverage increases the price to $1,222
  • High-risk insureds with multiple tickets or accidents could pay upwards of $2,238 or more
  • An auto insurance policy to insure a teen driver may cost $4,152 each year

View Chart as Image

GMC Yukon insurance cost comparison chart
Column chart showing full coverage GMC Yukon insurance rates range from $634 to $4,152

Car insurance prices for a GMC Yukon also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the trim level of your Yukon.

Opting for high physical damage deductibles can save as much as $280 each year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $480 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged upwards of $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at a minimum $1,200 to $1,700 extra annually, depending on your age. Insurance for high-risk drivers ranges anywhere from 41% to 128% more than the average rate. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for GMC Yukon insurance rates. A good driver about age 40 could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,490 on average in Michigan, New York, and Louisiana.

GMC Yukon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $944 -$100 -9.6%
Alaska $800 -$244 -23.4%
Arizona $866 -$178 -17.0%
Arkansas $1,044 -$0 0.0%
California $1,190 $146 14.0%
Colorado $998 -$46 -4.4%
Connecticut $1,074 $30 2.9%
Delaware $1,184 $140 13.4%
Florida $1,308 $264 25.3%
Georgia $962 -$82 -7.9%
Hawaii $750 -$294 -28.2%
Idaho $704 -$340 -32.6%
Illinois $778 -$266 -25.5%
Indiana $784 -$260 -24.9%
Iowa $704 -$340 -32.6%
Kansas $994 -$50 -4.8%
Kentucky $1,424 $380 36.4%
Louisiana $1,544 $500 47.9%
Maine $646 -$398 -38.1%
Maryland $860 -$184 -17.6%
Massachusetts $836 -$208 -19.9%
Michigan $1,814 $770 73.8%
Minnesota $872 -$172 -16.5%
Mississippi $1,250 $206 19.7%
Missouri $926 -$118 -11.3%
Montana $1,120 $76 7.3%
Nebraska $824 -$220 -21.1%
Nevada $1,252 $208 19.9%
New Hampshire $750 -$294 -28.2%
New Jersey $1,166 $122 11.7%
New Mexico $926 -$118 -11.3%
New York $1,100 $56 5.4%
North Carolina $602 -$442 -42.3%
North Dakota $854 -$190 -18.2%
Ohio $720 -$324 -31.0%
Oklahoma $1,074 $30 2.9%
Oregon $956 -$88 -8.4%
Pennsylvania $998 -$46 -4.4%
Rhode Island $1,392 $348 33.3%
South Carolina $946 -$98 -9.4%
South Dakota $882 -$162 -15.5%
Tennessee $916 -$128 -12.3%
Texas $1,258 $214 20.5%
Utah $772 -$272 -26.1%
Vermont $716 -$328 -31.4%
Virginia $626 -$418 -40.0%
Washington $808 -$236 -22.6%
West Virginia $956 -$88 -8.4%
Wisconsin $724 -$320 -30.7%
Wyoming $930 -$114 -10.9%

View Chart as Image

GMC Yukon insurance rates by U.S. city

With such a large range in prices, the best way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Each auto insurer utilizes a different rate formula, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

GMC Yukon Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
GMC Yukon SLE 2WD $976 $81
GMC Yukon 2WD $976 $81
GMC Yukon SLE 4WD $996 $83
GMC Yukon SLT 2WD $996 $83
GMC Yukon 4WD $996 $83
GMC Yukon SLT 4WD $1,014 $85
GMC Yukon Denali 2WD $1,032 $86
GMC Yukon Denali 4WD $1,052 $88
GMC Yukon Hybrid 2WD $1,180 $98
GMC Yukon Hybrid 4WD $1,180 $98
GMC Yukon Hybrid Denali 2WD $1,198 $100
GMC Yukon Hybrid Denali 4WD $1,218 $102

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

GMC Yukon Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Yukon $358 $570 $390 $1,476
2023 GMC Yukon $344 $566 $398 $1,466
2022 GMC Yukon $332 $552 $416 $1,458
2021 GMC Yukon $320 $530 $430 $1,438
2020 GMC Yukon $304 $512 $442 $1,416
2019 GMC Yukon $292 $474 $452 $1,376
2018 GMC Yukon $280 $446 $456 $1,340
2017 GMC Yukon $268 $400 $460 $1,286
2016 GMC Yukon $250 $368 $460 $1,236
2015 GMC Yukon $242 $346 $464 $1,210
2014 GMC Yukon $236 $322 $474 $1,190
2013 GMC Yukon $218 $300 $474 $1,150
2012 GMC Yukon $212 $272 $478 $1,120
2011 GMC Yukon $198 $248 $474 $1,078
2010 GMC Yukon $186 $226 $474 $1,044
2008 GMC Yukon $178 $198 $460 $994
2007 GMC Yukon $176 $188 $452 $974
2006 GMC Yukon $160 $180 $446 $944
2005 GMC Yukon $154 $170 $442 $924

Rates are averaged for all GMC Yukon models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest GMC Yukon Insurance

Finding better rates on GMC Yukon insurance takes being a safe and courteous driver, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Invest the time to compare rates every year by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

Below is a recap of the coverage data presented in the illustrations above.

  • You may be able to save as much as $120 per year simply by quoting online in advance
  • Increasing policy deductibles could save as much as $275 each year
  • Teenage drivers are expensive to insure, with the cost nearing $346 per month if the policy includes full coverage
  • High-risk drivers that have major violations or accidents may pay on average $1,190 more each year for auto insurance

Rates by Driver Age

GMC Yukon Insurance Rates by Driver Age
Driver Age Premium
16 $4,152
20 $2,370
30 $1,066
40 $1,044
50 $956
60 $936

Full coverage, $500 deductibles

Rates by Deductible

GMC Yukon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,222
$250 $1,142
$500 $1,044
$1,000 $950

Full coverage, driver age 40

Rates by Liability Limit

GMC Yukon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,044
50/100 $1,325
100/300 $1,458
250/500 $1,805
100 CSL $1,378
300 CSL $1,672
500 CSL $1,886

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Yukon Insurance Rates for High Risk Drivers
Age Premium
16 $5,852
20 $3,778
30 $2,260
40 $2,238
50 $2,140
60 $2,116

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $138

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $53
Multi-vehicle $56
Homeowner $18
5-yr Accident Free $63
5-yr Claim Free $65
Paid in Full/EFT $38
Advance Quote $46
Online Quote $71
Total Discounts $410
Rate after discounts $634

Discounts are estimated and may not be available from every company or in every state.

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