GMC Yukon Insurance Rates

The average auto insurance rates for a GMC Yukon are $1,008 annually for full coverage. Comprehensive costs around $180 each year, collision costs $202, and liability coverage costs $468. Liability-only coverage costs as little as $518 a year, with high-risk coverage costing around $2,162. Teen drivers cost the most to insure at $4,034 a year or more.

Average premium for full coverage: $1,008

Policy rates for type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and Yukon models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance rates.

The examples above show why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $616
• Drivers who choose higher $1,000 deductibles will pay about $86 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,008
• Choosing low deductibles for comprehensive and collision insurance will cost $1,174
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,162 or more
• Policy cost with full coverage for a teenage driver can be $4,034 a year

View Chart as Image

Insurance rates for a GMC Yukon also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,200 to $1,700 additional every year, depending on your age. Insurance for high-risk drivers can cost around 42% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $260 a year, whereas increasing liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $477 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in GMC Yukon insurance rates. A 40-year-old driver could pay as low as $670 a year in states like Idaho, Maine, and Iowa, or as much as $1,440 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable GMC Yukon Insurance

Finding cheaper rates on auto insurance not only requires avoiding accidents and violations, but also having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest the time to compare rates every time your policy renews by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The list below is a brief review of the information presented in the illustrations above.

• Drivers can save up to $110 per year simply by quoting online in advance
• Teenagers are charged the highest rates, costing up to $336 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $250 each year
• Drivers with DUI or reckless driving convictions pay an average of $1,150 more every year for car insurance
• Consumers who may need higher liability limits will pay about $520 each year to go from a 30/60 limit to higher 250/500 limits