GMC Yukon Insurance Rates

U.S. average insurance rates for a GMC Yukon are $1,044 a year including full coverage. Comprehensive insurance costs around $186, collision costs $226, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, with coverage for high-risk drivers costing $2,238 or more. Teenage drivers pay the highest rates at $4,152 a year or more.

Average premium for full coverage: $1,044

Price estimates for individual coverage:

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all Yukon models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities.

The example below illustrates the difference location can make on auto insurance rates.

The ranges above highlight why everyone should compare rates for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated GMC Yukon insurance rates for additional coverage choices and driver risks.

• The best discount rate is $634
• Drivers who choose higher $1,000 deductibles will pay about $94 every year
• The estimated price for the average middle-age driver using $500 deductibles is $1,044
• Using pricier low deductibles for comprehensive and collision insurance will cost an additional $178 every year
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,238 or more
• The price that insures a teen driver for full coverage can be $4,152 a year

View Chart as Image

Insurance prices for a GMC Yukon are also quite variable based on the model of your Yukon, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,200 to $1,700 extra each year, depending on your age. GMC Yukon insurance for high-risk drivers can cost as much as 41% to 128% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,000 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,100 a year. View Rates by Age

The state you live in makes a big difference in GMC Yukon insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,490 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $280 every year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $480 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best GMC Yukon Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, being claim-free, and insuring your home and auto with the same company. Compare prices every time your policy renews by getting quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a brief recap of the information touched on in this article.

• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date
• Drivers under the age of 20 pay higher prices, possibly costing $346 a month if full coverage is included
• Increasing physical damage deductibles can save approximately $275 each year
• Higher risk drivers who tend to receive serious violations may have to pay on average $1,190 more every year to insure a GMC Yukon
• Policyholders who may need increased liability limits will pay an extra $520 per year to go from a low limit to the 250/500 level