1. Vehicles
  2. Honda

Insurance for Honda Vehicles

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

Full Bio →

Written by

UPDATED: May 1, 2020

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The table below shows estimated insurance rates for popular Honda vehicles. Additional models are displayed at the bottom of the page

Insurance Rates for Honda Vehicles
Vehicle Model Annual Premium Monthly Premium
Honda Accord $1,310 $109
Honda Accord Crosstour $1,550 $129
Honda Accord Hybrid $1,532 $128
Honda Civic $1,536 $128
Honda Clarity $1,478 $123
Honda CR-V $1,140 $95
Honda CR-Z $1,378 $115
Honda Element $1,324 $110
Honda Fit $1,168 $97
Honda HR-V $1,356 $113
Honda Insight $1,372 $114
Honda Odyssey $1,342 $112
Honda Passport $1,470 $123
Honda Pilot $1,336 $111
Honda Ridgeline $1,498 $125
Get Rates for Your Model Go

Rates assume current model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

View Chart as Image

Average insurance cost for Honda vehicles
Column chart showing average insurance prices for Honda vehicles range from $804 to $5,174 for full coverage

The chart above uses the data from all Honda models in the table above as an example of how different scenarios can have a huge impact on car insurance rates.

Car insurance rates for a Honda can vary considerably based on the trim level of your Ridgeline, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged as much as $5,100 a year.

If you like to drive fast or you caused a few accidents, you could be paying at least $1,700 to $2,300 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 136% more than a normal policy.

View Chart as Image

Honda insurance by risk and age

Using high physical damage deductibles could cut rates by as much as $590 every year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 extra every 12 months

View Chart as Image

Honda insurance by deductible and liability limit

Where you live has a huge impact on Honda insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,010 on average in Michigan, Louisiana, and Montana.

Honda Vehicle Average Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,266 -$134 -9.6%
Alaska $1,076 -$324 -23.1%
Arizona $1,164 -$236 -16.9%
Arkansas $1,400 -$0 0.0%
California $1,596 $196 14.0%
Colorado $1,340 -$60 -4.3%
Connecticut $1,440 $40 2.9%
Delaware $1,586 $186 13.3%
Florida $1,754 $354 25.3%
Georgia $1,294 -$106 -7.6%
Hawaii $1,008 -$392 -28.0%
Idaho $948 -$452 -32.3%
Illinois $1,046 -$354 -25.3%
Indiana $1,054 -$346 -24.7%
Iowa $946 -$454 -32.4%
Kansas $1,332 -$68 -4.9%
Kentucky $1,912 $512 36.6%
Louisiana $2,076 $676 48.3%
Maine $866 -$534 -38.1%
Maryland $1,156 -$244 -17.4%
Massachusetts $1,122 -$278 -19.9%
Michigan $2,434 $1,034 73.9%
Minnesota $1,174 -$226 -16.1%
Mississippi $1,678 $278 19.9%
Missouri $1,244 -$156 -11.1%
Montana $1,504 $104 7.4%
Nebraska $1,106 -$294 -21.0%
Nevada $1,680 $280 20.0%
New Hampshire $1,010 -$390 -27.9%
New Jersey $1,566 $166 11.9%
New Mexico $1,240 -$160 -11.4%
New York $1,476 $76 5.4%
North Carolina $808 -$592 -42.3%
North Dakota $1,146 -$254 -18.1%
Ohio $966 -$434 -31.0%
Oklahoma $1,440 $40 2.9%
Oregon $1,284 -$116 -8.3%
Pennsylvania $1,338 -$62 -4.4%
Rhode Island $1,868 $468 33.4%
South Carolina $1,270 -$130 -9.3%
South Dakota $1,182 -$218 -15.6%
Tennessee $1,228 -$172 -12.3%
Texas $1,688 $288 20.6%
Utah $1,038 -$362 -25.9%
Vermont $958 -$442 -31.6%
Virginia $840 -$560 -40.0%
Washington $1,084 -$316 -22.6%
West Virginia $1,284 -$116 -8.3%
Wisconsin $972 -$428 -30.6%
Wyoming $1,250 -$150 -10.7%

With so much variability in rates, the only way to know your exact price is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different between companies.

Additional Honda Vehicles


U.S. averages for full coverage Honda vehicle insurance

Average Policy Cost $1,400
Comprehensive Premium $308
Collision Premium $562
Liability Premium $372

National average data is compiled from all 50 U.S. states for the Honda models in the rate table on this page. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record.

Rates by Driver Age

Honda Vehicle Insurance Rates by Driver Age
Driver Age Premium
16 $5,174
20 $3,236
30 $1,466
40 $1,400
50 $1,280
60 $1,254

Full coverage, $500 deductibles

Rates by Deductible

Honda Vehicle Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,786
$250 $1,606
$500 $1,400
$1,000 $1,204

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Vehicle Insurance Rates for High Risk Drivers
Age Premium
16 $7,388
20 $5,140
30 $3,098
40 $3,030
50 $2,888
60 $2,862

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $194

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $105
5-yr Claim Free $90
Paid in Full/EFT $65
Advance Quote $70
Online Quote $99
Total Discounts $596
Rate after discounts $804

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles