Jeep Compass Insurance Rates
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UPDATED: Apr 9, 2020
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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.
For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable.
We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.
Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.
Estimated insurance rates for a Jeep Compass are $1,324 a year including full coverage. Comprehensive insurance costs approximately $294, collision insurance costs $500, and liability is estimated at $372. A policy with only liability insurance costs approximately $438 a year, and a high-risk policy costs $2,852 or more. Teenage drivers pay the most at up to $4,910 a year.
Average premium for full coverage: $1,324
Premium estimates by type of coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Compass models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Jeep Compass range from as low as $438 for a discount liability-only rate to the much higher price of $2,852 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.
These rate differences highlight why everyone should get quotes using their specific location and risk profile, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down average Jeep Compass insurance rates for additional coverage and risk scenarios.
- The best discount rate is $770
- Choosing higher $1,000 deductibles can save $180 every year
- The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,324
- Using pricier low deductibles for comp and collision coverage will cost an extra $350 every year
- Unlucky drivers who are prone to accidents and violations could pay around $2,852
- An auto insurance policy for full coverage for a teen driver for full coverage can cost $4,910 each year
Car insurance prices for a Jeep Compass also have a wide range based on your driving characteristics, the model of your Compass, and physical damage deductibles and liability limits.
A more mature driver with no driving violations and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $4,900 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,890 on average in Louisiana, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Using high physical damage deductibles can save as much as $530 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,100 extra annually, depending on your age. Jeep Compass insurance for high-risk drivers ranges as much as 43% to 135% more than a normal policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Jeep Compass Sport 2WD||$1,234||$103|
|Jeep Compass Sport 4WD||$1,280||$107|
|Jeep Compass Limited 2WD||$1,324||$110|
|Jeep Compass Limited 4WD||$1,370||$114|
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Jeep Compass||$294||$500||$372||$1,324|
|2019 Jeep Compass||$280||$482||$390||$1,310|
|2018 Jeep Compass||$270||$478||$398||$1,304|
|2017 Jeep Compass||$260||$466||$416||$1,300|
|2016 Jeep Compass||$250||$446||$430||$1,284|
|2015 Jeep Compass||$238||$430||$442||$1,268|
|2014 Jeep Compass||$228||$400||$452||$1,238|
|2013 Jeep Compass||$218||$376||$456||$1,208|
|2012 Jeep Compass||$210||$338||$460||$1,166|
|2011 Jeep Compass||$196||$310||$460||$1,124|
|2010 Jeep Compass||$190||$292||$464||$1,104|
|2009 Jeep Compass||$184||$272||$474||$1,088|
|2008 Jeep Compass||$172||$252||$474||$1,056|
|2007 Jeep Compass||$166||$228||$478||$1,030|
Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Jeep Compass Insurance
Finding better rates on car insurance takes avoiding accidents and violations, having above-average credit, refrain from filing small claims, and attention to physical damage deductibles. Set aside time to shop around every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The list below is a quick rundown of the coverage data raised in the charts and tables above.
- You may be able to save around $160 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $525 each year
- Teenagers pay the highest auto insurance prices, with the cost nearing $409 per month if full coverage is included
- Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,530 more per year for car insurance
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the Jeep Compass safety ratings?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.
One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.
Jeep Compass Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.
Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.
To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$96|
|5-yr Claim Free||$84|
|Paid in Full/EFT||$60|
Discounts are estimated and may not be available from every company or in every state.