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Jeep Compass Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing...

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UPDATED: Apr 9, 2020

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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,324 a year including full coverage. Comprehensive insurance costs approximately $294, collision insurance costs $500, and liability is estimated at $372. A policy with only liability insurance costs approximately $438 a year, and a high-risk policy costs $2,852 or more. Teenage drivers pay the most at up to $4,910 a year.

Average premium for full coverage: $1,324

Premium estimates by type of coverage:

Comprehensive $294
Collision $500
Liability $372

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Compass models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for a Jeep Compass range from as low as $438 for a discount liability-only rate to the much higher price of $2,852 for a policy for a high-risk driver.

Liability Only $438
Full Coverage $1,324
High Risk $2,852

Insurance Price Range by Location

Living in a larger city can have significant affects on car insurance prices. Rural locations are statistically proven to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $993
Small Cities $1,390
Large Cities $1,787

These rate differences highlight why everyone should get quotes using their specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down average Jeep Compass insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $770
  • Choosing higher $1,000 deductibles can save $180 every year
  • The average rate for a 40-year-old good driver who chooses $500 deductibles is $1,324
  • Using pricier low deductibles for comp and collision coverage will cost an extra $350 every year
  • Unlucky drivers who are prone to accidents and violations could pay around $2,852
  • An auto insurance policy for full coverage for a teen driver for full coverage can cost $4,910 each year

View Chart as Image

Jeep Compass insurance cost comparison chart
Column chart showing Jeep Compass insurance prices range from $770 to $4,910 for full coverage

Car insurance prices for a Jeep Compass also have a wide range based on your driving characteristics, the model of your Compass, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers will be charged in the ballpark of $4,900 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,890 on average in Louisiana, New York, and Michigan.

Jeep Compass Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,198 -$126 -9.5%
Alaska $1,018 -$306 -23.1%
Arizona $1,100 -$224 -16.9%
Arkansas $1,324 -$0 0.0%
California $1,510 $186 14.0%
Colorado $1,266 -$58 -4.4%
Connecticut $1,362 $38 2.9%
Delaware $1,500 $176 13.3%
Florida $1,660 $336 25.4%
Georgia $1,224 -$100 -7.6%
Hawaii $954 -$370 -27.9%
Idaho $898 -$426 -32.2%
Illinois $990 -$334 -25.2%
Indiana $998 -$326 -24.6%
Iowa $894 -$430 -32.5%
Kansas $1,262 -$62 -4.7%
Kentucky $1,808 $484 36.6%
Louisiana $1,964 $640 48.3%
Maine $818 -$506 -38.2%
Maryland $1,094 -$230 -17.4%
Massachusetts $1,062 -$262 -19.8%
Michigan $2,302 $978 73.9%
Minnesota $1,108 -$216 -16.3%
Mississippi $1,588 $264 19.9%
Missouri $1,176 -$148 -11.2%
Montana $1,424 $100 7.6%
Nebraska $1,046 -$278 -21.0%
Nevada $1,588 $264 19.9%
New Hampshire $954 -$370 -27.9%
New Jersey $1,482 $158 11.9%
New Mexico $1,174 -$150 -11.3%
New York $1,396 $72 5.4%
North Carolina $764 -$560 -42.3%
North Dakota $1,084 -$240 -18.1%
Ohio $916 -$408 -30.8%
Oklahoma $1,362 $38 2.9%
Oregon $1,214 -$110 -8.3%
Pennsylvania $1,266 -$58 -4.4%
Rhode Island $1,768 $444 33.5%
South Carolina $1,202 -$122 -9.2%
South Dakota $1,118 -$206 -15.6%
Tennessee $1,162 -$162 -12.2%
Texas $1,596 $272 20.5%
Utah $982 -$342 -25.8%
Vermont $908 -$416 -31.4%
Virginia $794 -$530 -40.0%
Washington $1,026 -$298 -22.5%
West Virginia $1,214 -$110 -8.3%
Wisconsin $918 -$406 -30.7%
Wyoming $1,182 -$142 -10.7%

View Chart as Image

Jeep Compass insurance rates by U.S. city

Using high physical damage deductibles can save as much as $530 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,600 to $2,100 extra annually, depending on your age. Jeep Compass insurance for high-risk drivers ranges as much as 43% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Jeep Compass Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Jeep Compass Sport 2WD $1,234 $103
Jeep Compass Sport 4WD $1,280 $107
Jeep Compass Limited 2WD $1,324 $110
Jeep Compass Limited 4WD $1,370 $114

Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Jeep Compass Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Jeep Compass $294 $500 $372 $1,324
2019 Jeep Compass $280 $482 $390 $1,310
2018 Jeep Compass $270 $478 $398 $1,304
2017 Jeep Compass $260 $466 $416 $1,300
2016 Jeep Compass $250 $446 $430 $1,284
2015 Jeep Compass $238 $430 $442 $1,268
2014 Jeep Compass $228 $400 $452 $1,238
2013 Jeep Compass $218 $376 $456 $1,208
2012 Jeep Compass $210 $338 $460 $1,166
2011 Jeep Compass $196 $310 $460 $1,124
2010 Jeep Compass $190 $292 $464 $1,104
2009 Jeep Compass $184 $272 $474 $1,088
2008 Jeep Compass $172 $252 $474 $1,056
2007 Jeep Compass $166 $228 $478 $1,030

Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Jeep Compass Insurance

Finding better rates on car insurance takes avoiding accidents and violations, having above-average credit, refrain from filing small claims, and attention to physical damage deductibles. Set aside time to shop around every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a quick rundown of the coverage data raised in the charts and tables above.

  • You may be able to save around $160 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $525 each year
  • Teenagers pay the highest auto insurance prices, with the cost nearing $409 per month if full coverage is included
  • Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,530 more per year for car insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

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What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

  • Small overlap front (driver-side): Good
  • Small overlap front (passenger-side): Good
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.

Rates by Driver Age

Jeep Compass Insurance Rates by Driver Age
Driver Age Premium
16 $4,910
20 $3,046
30 $1,384
40 $1,324
50 $1,210
60 $1,186

Full coverage, $500 deductibles

Rates by Deductible

Jeep Compass Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,674
$250 $1,512
$500 $1,324
$1,000 $1,144

Full coverage, driver age 40

Rates by Liability Limit

Jeep Compass Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,324
50/100 $1,444
100/300 $1,537
250/500 $1,779
100 CSL $1,482
300 CSL $1,686
500 CSL $1,835

Full coverage, driver age 40

Rates for High Risk Drivers

Jeep Compass Insurance Rates for High Risk Drivers
Age Premium
16 $6,996
20 $4,832
30 $2,914
40 $2,852
50 $2,720
60 $2,694

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $181

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $96
5-yr Claim Free $84
Paid in Full/EFT $60
Advance Quote $64
Online Quote $93
Total Discounts $554
Rate after discounts $770

Discounts are estimated and may not be available from every company or in every state.

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