Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average auto insurance rates for a Jeep Compass are $1,238 annually with full coverage. Comprehensive insurance costs around $228, collision costs $400, and liability is estimated at $452. Buying just liability costs approximately $504 a year, with insurance for high-risk drivers costing $2,680 or more. 16-year-old drivers cost the most to insure at $4,788 a year or more.

Average premium for full coverage: $1,238

Policy rates for type of insurance:

Rate estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all U.S. states and for all Compass models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than congested cities.

The example below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why everyone should get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $724
• Choosing higher $1,000 deductibles can save about $142 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,238
• Buying pricier low deductibles for comp and collision coverage costs an additional $276 annually
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,680 or more
• Policy cost with full coverage for a 16-year-old driver for full coverage can be $4,788 each year

View Chart as Image

Insurance rates for a Jeep Compass also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,500 to $2,100 extra every year, depending on your age. Jeep Compass insurance for high-risk drivers ranges from 44% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $420 annually, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 more per year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or at least $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

Because rates have so much variability, the best way to find out your exact price is to regularly compare rates from multiple companies. Each auto insurer utilizes a different rate formula, so the rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Jeep Compass Insurance

Finding cheaper rates on insurance for a Jeep Compass takes being a good driver, having a good credit history, not filing small claims, and insuring your home and auto with the same company. Invest time comparing rates once a year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a brief recap of the data that was covered in the charts and tables above.

• You may be able to save up to $150 per year simply by quoting online well ahead of the renewal date
• Insureds who may need an increased level of liability coverage will pay around $500 every year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 pay higher rates, as much as $399 each month including comprehensive and collision insurance
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,440 more every year than a safer driver

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.