Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,208 a year for full coverage insurance. Comprehensive insurance costs an estimated $218, collision insurance costs $376, and liability costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs $2,620 or more. Teenage drivers pay the most at up to $4,704 a year.

Average premium for full coverage: $1,208

Premium estimates broken down by type of coverage:

Prices are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for all Compass models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities. The example below illustrates how your location can change insurance prices.

These rate differences illustrate why everyone should compare rates for a targeted area and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Jeep Compass insurance rates for other coverage scenarios.

• The best discount rate is $709
• Drivers who choose higher $1,000 deductibles will pay approximately $134 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,208
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $264 every year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,620
• An auto insurance policy for full coverage for a teen driver for full coverage can cost as much as $4,704 a year

View Chart as Image

Insurance prices for a Jeep Compass also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,630 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $400 every year, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,400 to $2,000 extra annually, depending on your age. Jeep Compass insurance for high-risk drivers can cost as much as 43% to 129% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Jeep Compass Insurance

Finding better rates on car insurance not only requires avoiding accidents and violations, but also maintaining good credit, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Invest the time to shop around every other policy renewal by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The list below is a brief review of the ideas that were illustrated above.

• Teenagers are charged the highest prices, with premiums being up to $392 per month for full coverage
• Higher risk drivers with DUI or reckless driving convictions pay on average $1,410 more annually for car insurance
• Increasing policy deductibles can save around $400 each year
• It is possible to save approximately $140 per year just by quoting online well ahead of the renewal date

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.