Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average auto insurance rates for a Jeep Compass are $1,238 annually for full coverage insurance. Comprehensive insurance costs around $228 a year, collision costs $400, and liability insurance costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing $2,680 or more. 16-year-old drivers receive the highest rates at $4,788 a year or more.

Average premium for full coverage: $1,238

Rate estimates for individual coverage type:

Rates are based on $500 deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than congested cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

These examples illustrate why it is important to compare prices for a specific zip code and their own personal driving habits, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $724
• Using higher $1,000 deductibles will save about $1,096 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,238
• Buying low $100 deductibles for physical damage coverage costs an additional $276 a year
• Drivers with multiple tickets or accidents could pay at least $2,680 or more
• The cost with full coverage for a teen driver can be $4,788 or more

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your risk profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut rates by as much as $420 each year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Jeep Compass insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company utilizes a different rate formula, and rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Cheap Jeep Compass Insurance

Saving money on Jeep Compass insurance requires not taking risks behind the wheel, having good credit, avoid buying unnecessary coverage, and taking advantage of discounts. Set aside time to shop around every year by quoting rates from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following is a quick review of the coverage data raised in the charts and tables above.

• It is possible to save up to $150 per year simply by quoting early and online
• Increasing deductibles could save up to $425 each year
• Teens are charged the highest rates, costing up to $399 per month if they have full coverage
• High-risk drivers with a DUI or reckless driving violation pay on average $1,440 more every year for Compass insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.