Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,238 a year with full coverage. Comprehensive insurance costs an estimated $228, collision insurance costs $400, and liability insurance costs $452. Liability-only insurance costs as little as $504 a year, and high-risk driver insurance costs $2,680 or more. Teenage drivers pay the most at up to $4,788 a year.

Average premium for full coverage: $1,238

Premium estimates broken down by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for different Compass trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than densely populated cities. The price range example below illustrates how where you live affects insurance prices.

These rate differences demonstrate why anyone shopping for car insurance should compare rates for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Jeep Compass insurance rates for other coverage scenarios.

• The best discount rate is $724
• Drivers who choose higher $1,000 deductibles will pay approximately $142 annually
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,238
• Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $276 a year
• High risk drivers who are prone to accidents and violations could pay up to $2,680
• An auto insurance policy for full coverage for a teen driver with full coverage can cost as much as $4,788 a year

View Chart as Image

Insurance prices for a Jeep Compass also have a wide range based on your driving characteristics, the trim level and model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles could pay as little as $1,200 per year on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $4,700 a year. View Rates by Age

Where you choose to live makes a big difference in Jeep Compass insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,670 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $420 each year, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $1,500 to $2,100 additional annually, depending on your age. High-risk driver insurance can cost anywhere from 44% to 135% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Compass Insurance

Finding better rates on Jeep Compass insurance not only requires having a decent driving record, but also having a good credit history, being claim-free, and possibly raising deductibles. Take the time to comparison shop every year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a summary of the coverage data touched on in the above illustrations.

• You may be able to save approximately $150 per year just by shopping early and online
• Increasing policy deductibles can save around $425 each year
• 16 to 18-year-old drivers are expensive to insure, possibly costing $399 per month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations may pay on average $1,440 more annually than a driver with a clean driving record

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.