Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average auto insurance rates for a Jeep Compass are $1,208 annually for full coverage insurance. Comprehensive insurance costs on average $218 each year, collision costs $376, and liability costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing $2,620 or more. Teens receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates by individual coverage type:

Estimates include $500 deductible amounts, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Compass models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on insurance rates. Rural areas tend to have fewer physical damage claims than cities with more traffic congestion.

The graphic below illustrates how location helps determine car insurance rates.

These examples illustrate why all drivers should compare rates based on a specific location and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Jeep Compass insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $709
• Drivers who choose higher $1,000 deductibles will pay around $134 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,208
• Selecting low deductibles for comprehensive and collision insurance costs an additional $264 annually
• Drivers with serious driving violations could pay upwards of $2,620 or more
• The cost with full coverage for a 16-year-old driver may cost $4,704 a year

View Chart as Image

Car insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your risk profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,400 to $2,000 extra per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $400 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,630 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company calculates rates differently, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Jeep Compass Insurance

Saving money on insurance for a Jeep Compass not only requires having a good driving record, but also having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every time your policy renews by getting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a review of the information covered in the charts and tables above.

• It is possible to save as much as $140 per year simply by quoting online in advance
• Drivers age 20 and younger are expensive to insure, costing up to $392 per month if comprehensive and collision insurance is included
• Increasing deductibles could save up to $400 each year
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,410 more each year to buy Jeep Compass insurance
• Insureds who require increased levels of liability coverage will pay approximately $500 annually to go from a minimum limit to higher 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.