Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,208 a year for full coverage insurance. Comprehensive insurance costs an estimated $218 a year, collision costs $376, and liability is $456. A liability-only policy costs around $508 a year, with high-risk insurance costing $2,620 or more. Teen drivers receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how your location can change insurance prices.

These examples illustrate why it is important to compare rates quotes for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Jeep Compass insurance rates for other coverage scenarios.

• The lowest rate with discounts is $709
• Raising to $1,000 deductibles will save approximately $1,074 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,208
• Choosing low $100 deductibles will cost an additional $264 annually
• Drivers with multiple violations and an at-fault accident could pay up to $2,620 or more
• The cost that insures a 16-year-old driver can cost as much as $4,704

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 129% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $4,700 a year. View Rates by Age

Where you live also has a big influence on Jeep Compass insurance prices. A middle-age driver might find rates as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,630 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce rates by up to $400 annually, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes from multiple companies. Every auto insurance company uses a different rate calculation, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Jeep Compass Insurance

Saving money on insurance for a Jeep Compass consists of being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Shop around every other policy renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a review of the ideas that were illustrated above.

• Teen drivers are charged the highest rates, costing up to $392 per month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may have to pay on average $1,410 more annually to insure their Compass
• Increasing deductibles can save approximately $400 each year
• It is possible to save approximately $140 per year simply by quoting early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.