Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

The average insurance prices for a Jeep Compass are $1,208 every 12 months for full coverage. Comprehensive insurance costs around $218, collision costs $376, and liability is $456. Liability-only insurance costs around $508 a year, with high-risk driver insurance costing $2,620 or more. Teens cost the most to insure at $4,704 a year or more.

Average premium for full coverage: $1,208

Policy rates for type of insurance:

Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Compass models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than cities with more traffic congestion.

The example below illustrates how your location can change auto insurance rates.

The examples above show why everyone should compare rates quotes for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Jeep Compass insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $709
• Raising to $1,000 deductibles will save about $134 a year
• The average price for a good driver age 40 using $500 deductibles is $1,208
• Selecting pricier low deductibles costs an extra $264 every year
• At-risk drivers with serious driving violations could pay at least $2,620 or more
• Policy cost to insure a teen driver for full coverage can be $4,704

View Chart as Image

Auto insurance rates for a Jeep Compass also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $400 every year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $4,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,400 to $2,000 in extra premium every year, depending on your age. Jeep Compass insurance for high-risk drivers is expensive and can cost as much as 43% to 129% more than the average policy. View High Risk Driver Rates

Your home state also has a big influence on Jeep Compass insurance prices. A middle-age driver might find rates as low as $800 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,730 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know your exact price is to regularly compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Jeep Compass Insurance

Finding cheaper rates on car insurance consists of being a low-risk driver, having a good credit score, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around once a year by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a recap of the data that was illustrated above.

• Drivers can save up to $140 per year simply by quoting online well ahead of the renewal date
• Policyholders who may need more liability coverage will pay approximately $500 each year to raise from a 30/60 limit to a 250/500 level
• Teen drivers are expensive to insure, costing up to $392 each month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents may pay on average $1,410 more every year to insure their Compass

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.