Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average auto insurance rates for a Jeep Compass are $1,238 annually for full coverage. Comprehensive costs approximately $228, collision costs $400, and liability costs $452. Buying just liability costs as little as $504 a year, with insurance for high-risk drivers costing around $2,680. Teenage drivers pay the highest rates at $4,788 a year or more.

Average premium for full coverage: $1,238

Price estimates by individual coverage:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all states and for different Compass trim levels.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural locations have fewer accident claims than densely populated cities.

The price range example below illustrates the effect of geographic area on auto insurance prices.

The ranges above show why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Jeep Compass insurance rates for additional coverage and risk scenarios.

• The best discount rate is $724
• Drivers who choose higher $1,000 deductibles will pay $142 a year
• The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,238
• Using more expensive low deductibles for comprehensive and collision insurance will cost $1,514
• Higher-risk drivers who are prone to accidents and violations could pay around $2,680 or more
• The price with full coverage for a teen driver with full coverage can cost $4,788 a year

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Insurance prices for a Jeep Compass are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,200 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay in the ballpark of $4,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,500 to $2,100 additional each year, depending on your age. High-risk driver insurance can cost as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $420 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Jeep Compass insurance prices. A 40-year-old driver could pay as low as $820 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,770 on average in New York, Louisiana, and Michigan.

View Chart as Image

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices and see which company has the best price. Every company uses a different method to calculate prices, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Jeep Compass Insurance

Getting lower rates on car insurance not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Take the time to compare rates at least once a year by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following list is a condensed summary of the primary concepts that were covered in the above illustrations.

• Drivers can save around $150 per year simply by shopping early and online
• Higher risk drivers with multiple at-fault accidents pay on average $1,440 more per year than a safer driver
• Increasing physical damage deductibles could save up to $425 each year
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $399 a month if they have full coverage

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.