Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance rates for a Jeep Compass are $1,238 a year for full coverage insurance. Comprehensive costs around $228, collision insurance costs $400, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs around $2,680. Teens pay the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Price estimates for individual coverage:

Full coverage includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and for all Compass models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance rates.

The ranges above illustrate why everyone should get quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Jeep Compass insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $724
• Choosing higher $1,000 deductibles can save about $142 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,238
• Selecting pricier low deductibles for comp and collision coverage will increase the cost to $1,514
• Drivers with serious driving violations could pay at least $2,680
• The price for full coverage for a teenage driver for full coverage can be $4,788 each year

View Chart as Image

Auto insurance prices for a Jeep Compass are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,700 a year. View Rates by Age

The state you live in plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 a year, whereas buying more liability protection will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,500 to $2,100 in extra premium each year, depending on your age. Jeep Compass insurance for high-risk drivers ranges around 44% to 135% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Jeep Compass Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having good credit, not filing small claims, and possibly raising deductibles. Invest the time to shop around every time your policy renews by requesting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The items below are a summary of the information illustrated above.

• It is possible to save up to $150 per year just by quoting online well ahead of the renewal date
• Teen drivers are expensive to insure, as much as $399 a month if they have full coverage
• Increasing physical damage deductibles can save around $425 each year
• Drivers who have multiple accidents or major violations may pay on average $1,440 more every year to insure their Compass
• Consumers who may need more liability coverage will pay approximately $500 annually to raise limits from a low limit to 250/500 limits

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.