Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,238 a year with full coverage. Comprehensive insurance costs on average $228 a year, collision insurance costs $400, and liability insurance is $452. Liability-only coverage costs around $504 a year, and high-risk coverage costs $2,680 or more. Teen drivers pay the most at up to $4,788 a year.

Average premium for full coverage: $1,238

Premium estimates by type of coverage:

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Compass trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas are statistically proven to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how location helps determine car insurance rates.

These rate differences demonstrate why it is important to compare rates quotes based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Jeep Compass insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $724
• Raising to $1,000 deductibles will save around $1,096 annually
• The average rate for a 40-year-old good driver with $500 deductibles is $1,238
• Choosing low $100 deductibles will cost an extra $276 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,680
• An auto insurance policy for full coverage for a teen driver may cost $4,788

View Chart as Image

Insurance prices for a Jeep Compass also have a wide range based on your driving characteristics, the trim level and model year, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay upwards of $4,700 a year. View Rates by Age

Where you choose to live also has a big influence on Jeep Compass insurance rates. A middle-age driver might find prices as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,670 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing high deductibles can reduce prices by up to $420 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out at a minimum $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 44% to 135% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Jeep Compass Insurance

Finding better rates on Jeep Compass insurance consists of being a safe and courteous driver, maintaining good credit, being claim-free, and determing if full coverage is necessary. Invest time comparing rates at least once a year by getting price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a condensed summary of the primary concepts that were covered in the charts and tables above.

• You may be able to save as much as $150 per year just by quoting early and online
• High-risk drivers with multiple at-fault accidents may be required to pay an average of $1,440 more each year for auto insurance
• Increasing policy deductibles can save around $425 each year
• Teenage drivers pay the highest prices, possibly costing $399 per month for full coverage

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.