Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

U.S. average insurance prices for a Jeep Compass are $1,238 every 12 months for full coverage insurance. Comprehensive costs an estimated $228 a year, collision insurance costs $400, and liability is $452. Liability-only insurance costs around $504 a year, and high-risk driver insurance costs around $2,680. Teenage drivers pay the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Price estimates broken down by individual coverage:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and Compass trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations have more infrequent physical damage claims than densely populated cities. The diagram below illustrates the difference location can make on insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates average Jeep Compass insurance rates for other coverage scenarios.

• The best discount rate is $724
• Raising to $1,000 deductibles will save approximately $1,096 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,238
• Using low $100 deductibles increases the price to $1,514
• At-risk drivers who are prone to accidents and violations could pay up to $2,680
• The price to insure a teen driver can cost as much as $4,788

View Chart as Image

Car insurance prices for a Jeep Compass are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Using high physical damage deductibles can reduce prices by up to $420 every year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,200 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged at least $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Jeep Compass insurance prices. A middle-age driver might find prices as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,670 on average in Florida, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Jeep Compass Insurance

Getting lower rates on car insurance consists of having a decent driving record, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Make time to compare rates at least once a year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following items are a recap of the primary concepts that were touched on in this article.

• It is possible to save approximately $150 per year just by quoting early and online
• Higher risk drivers that have major violations or accidents could be forced to pay on average $1,440 more annually than a driver with a clean driving record
• Increasing physical damage deductibles could save as much as $425 each year
• 16 to 18-year-old drivers have the highest car insurance prices, as much as $399 a month if the policy includes full coverage

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.