Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,208 a year including full coverage. Comprehensive costs an estimated $218 a year, collision costs $376, and liability is estimated at $456. Buying just liability costs approximately $508 a year, with insurance for high-risk drivers costing around $2,620. Teenage drivers receive the highest rates at $4,704 a year or more.

Average premium for full coverage: $1,208

Rate estimates broken down by individual coverage type:

These estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The diagram below illustrates how your location can change insurance prices.

These examples highlight why it is important to get quotes for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down estimated Jeep Compass insurance rates for other coverage scenarios.

• The best discount rate is $709
• Choosing higher $1,000 deductibles can save approximately $1,074 every year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,208
• Using low $100 deductibles for comp and collision coverage will increase the cost to $1,472
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,620 or more
• The cost for full coverage for a 16-year-old driver can cost as much as $4,704 each year

View Chart as Image

Auto insurance rates for a Jeep Compass can also vary considerably based on your driver profile, the model of your Compass, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $4,700 a year. View Rates by Age

Where you live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,730 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $400 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying $1,400 to $2,000 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 129% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out which company is cheapest is to get quotes from multiple companies. Each auto insurer uses a different method to calculate rates, and quoted rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Jeep Compass Insurance

Saving money on insurance for a Jeep Compass takes avoiding accidents and claims, having good credit, not filing small claims, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by getting quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The points below are a brief summary of the concepts that were illustrated above.

• Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,410 more annually to insure a Jeep Compass
• Drivers under the age of 20 are the costliest to insure, as much as $392 per month if they have full coverage
• You may be able to save approximately $140 per year simply by quoting early and online
• Increasing deductibles can save around $400 each year
• You may be able to save approximately $140 per year simply by quoting early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.