Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Estimated insurance rates for a Jeep Compass are $1,238 a year including full coverage. Comprehensive insurance costs an estimated $228, collision costs $400, and liability coverage is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing $2,680 or more. Teens pay the most at $4,788 a year or more.

Average premium for full coverage: $1,238

Premium estimates broken down by type of coverage:

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all 50 U.S. states and for all Compass models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates how location impacts insurance prices.

These rate differences highlight why everyone should get quotes for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down estimated Jeep Compass insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $724
• Choosing higher $1,000 deductibles can save approximately $142 every year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,238
• Selecting pricier low deductibles for comp and collision coverage will cost an additional $276 each year
• Drivers with serious driving violations could pay up to $2,680 or more
• An auto insurance policy that insures a teenage driver for full coverage can cost as much as $4,788 each year

View Chart as Image

Insurance prices for a Jeep Compass also have a wide range based on the model of your Compass, your driving record and age, and liability limits and deductibles.

If you have a few violations or you caused an accident, you are likely paying $1,500 to $2,100 additional annually, depending on your age. Jeep Compass insurance for high-risk drivers ranges around 44% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay at least $4,700 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Jeep Compass insurance rates. A good driver about age 40 could pay as low as $950 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,770 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 a year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out which insurance company is cheapest is to regularly compare prices and see how they stack up. Each auto insurer calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Jeep Compass Insurance

Finding better rates on auto insurance takes being a safe and courteous driver, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Compare rates at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.

Below is a brief recap of the data touched on above.

• Consumers who want higher levels of liability will pay approximately $500 per year to raise limits from 30/60 bodily injury limits to the 250/500 level
• You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
• Increasing policy deductibles can save approximately $425 each year
• Teenage drivers are expensive to insure, with the cost nearing $399 per month if comprehensive and collision insurance is included

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.