Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average insurance rates for a Jeep Compass are $1,238 a year for full coverage. Comprehensive insurance costs on average $228 a year, collision costs $400, and liability insurance costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing $2,680 or more. Teen drivers receive the highest rates at $4,788 a year or more.

Average premium for full coverage: $1,238

Rate estimates by individual coverage type:

Prices include $500 physical damage deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than larger metro areas.

The diagram below illustrates how rural and urban location affects car insurance rates.

These examples show why it is important to compare prices based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Jeep Compass insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $724
• Using higher $1,000 deductibles will save around $1,096 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,238
• Choosing low $100 deductibles for physical damage coverage will cost an extra $276 a year
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,680 or more
• The cost for full coverage for a teen driver may cost $4,788 or more

View Chart as Image

Insurance rates for a Jeep Compass can also vary considerably based on your driver profile, the trim level of your Compass, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $4,700 a year. View Rates by Age

Where you live has a huge impact on Jeep Compass insurance rates. A driver around age 40 might see rates as low as $820 a year in states like Idaho, Maine, and Iowa, or as much as $1,770 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $420 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $407 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Jeep Compass Insurance

Saving money on Jeep Compass insurance requires being a safe and courteous driver, having a good credit history, eliminating unneeded coverage, and insuring your home and auto with the same company. Set aside time to shop around every year by getting rate quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Below is a quick rundown of the coverage data raised in the charts and tables above.

• Drivers can save as much as $150 per year simply by quoting early and online
• Increasing deductibles can save around $425 each year
• Teenage drivers pay higher rates, costing as high as $399 per month including comprehensive and collision insurance
• High-risk drivers with reckless driving or DUI convictions will pay on average $1,440 more each year for auto insurance

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.