Jeep Compass Insurance Rates

It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.

For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable. 

We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.

Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.

Average auto insurance rates for a Jeep Compass are $1,238 annually for full coverage insurance. Comprehensive insurance costs around $228 a year, collision insurance costs $400, and liability is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs $2,680 or more. Teenage drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,238

Rate estimates for individual coverage type:

Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Compass trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.

These examples illustrate why it is important to get quotes for a specific zip code and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Jeep Compass insurance rates for additional coverage choices and driver risks.

• The best discount rate is $724
• Choosing higher $1,000 deductibles can save about $1,096 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,238
• Using low $100 deductibles for comp and collision coverage costs an additional $276 every year
• Unlucky drivers who are prone to accidents and violations could pay at least $2,680
• The cost with full coverage for a teen driver can be $4,788 each year

View Chart as Image

Car insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your risk profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged as much as $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 135% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $420 every year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Jeep Compass Insurance

Saving money on car insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates at every other renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below you'll find a review of the concepts that were covered in the charts and tables above.

• Higher risk drivers who have several accidents or serious violations pay on average $1,440 more every year than a low-risk driver
• Youthful drivers are the costliest to insure, costing up to $399 per month if comprehensive and collision insurance is included
• It is possible to save up to $150 per year just by quoting early and online
• Increasing deductibles could save up to $425 each year
• It is possible to save up to $150 per year just by quoting early and online

As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.

What are the Jeep Compass safety ratings?

When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.

One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.

Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.

Jeep Compass Compared Against Other Vehicles in the Same Class

Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.

Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.

• Chevrolet Equinox
• Honda CR-V
• Nissan Rogue

To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.