Jeep Compass Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 25, 2024
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It might seem like a difficult task when you begin shopping around for Jeep Compass insurance rates. While the average Jeep Compass rates amount to $1,324 a year for full coverage, there are several individual factors that ultimately make up your rate, such as the model year of your car.
For example, 2018 Jeep Compass insurance costs are cheaper than a 2020 model because the former is two years older, and therefore not as valuable.
We have prepared this in-depth guide to help you as you begin your search for Jeep Compass insurance. By reading through it, you will learn helpful information on the cost of a Jeep Compass, and average Jeep Compass yearly insurance rates based on your age, location, and driving history.
Take advantage of our free online quote tool to start comparing Jeep Compass insurance rates now.
Average auto insurance rates for a Jeep Compass are $1,238 annually for full coverage insurance. Comprehensive insurance costs around $228 a year, collision insurance costs $400, and liability is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs $2,680 or more. Teenage drivers receive the highest rates at up to $4,788 a year.
Average premium for full coverage: $1,238
Rate estimates for individual coverage type:
Estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and Compass trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as cheap as $504 for liability-only coverage to a high of $2,680 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates how location helps determine auto insurance rates.
These examples illustrate why it is important to get quotes for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates average Jeep Compass insurance rates for additional coverage choices and driver risks.
- The best discount rate is $724
- Choosing higher $1,000 deductibles can save about $1,096 each year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,238
- Using low $100 deductibles for comp and collision coverage costs an additional $276 every year
- Unlucky drivers who are prone to accidents and violations could pay at least $2,680
- The cost with full coverage for a teen driver can be $4,788 each year
Car insurance rates for a Jeep Compass can also vary considerably based on the trim level of your Compass, your risk profile, and deductibles and policy limits.
Older drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged as much as $4,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $420 every year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Jeep Compass insurance prices. A good driver about age 40 could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,670 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,120 | -$118 | -9.5% |
Alaska | $948 | -$290 | -23.4% |
Arizona | $1,028 | -$210 | -17.0% |
Arkansas | $1,238 | -$0 | 0.0% |
California | $1,410 | $172 | 13.9% |
Colorado | $1,182 | -$56 | -4.5% |
Connecticut | $1,272 | $34 | 2.7% |
Delaware | $1,400 | $162 | 13.1% |
Florida | $1,550 | $312 | 25.2% |
Georgia | $1,142 | -$96 | -7.8% |
Hawaii | $888 | -$350 | -28.3% |
Idaho | $836 | -$402 | -32.5% |
Illinois | $922 | -$316 | -25.5% |
Indiana | $932 | -$306 | -24.7% |
Iowa | $834 | -$404 | -32.6% |
Kansas | $1,176 | -$62 | -5.0% |
Kentucky | $1,690 | $452 | 36.5% |
Louisiana | $1,832 | $594 | 48.0% |
Maine | $762 | -$476 | -38.4% |
Maryland | $1,020 | -$218 | -17.6% |
Massachusetts | $990 | -$248 | -20.0% |
Michigan | $2,150 | $912 | 73.7% |
Minnesota | $1,034 | -$204 | -16.5% |
Mississippi | $1,482 | $244 | 19.7% |
Missouri | $1,096 | -$142 | -11.5% |
Montana | $1,330 | $92 | 7.4% |
Nebraska | $976 | -$262 | -21.2% |
Nevada | $1,486 | $248 | 20.0% |
New Hampshire | $892 | -$346 | -27.9% |
New Jersey | $1,382 | $144 | 11.6% |
New Mexico | $1,096 | -$142 | -11.5% |
New York | $1,302 | $64 | 5.2% |
North Carolina | $714 | -$524 | -42.3% |
North Dakota | $1,014 | -$224 | -18.1% |
Ohio | $856 | -$382 | -30.9% |
Oklahoma | $1,270 | $32 | 2.6% |
Oregon | $1,132 | -$106 | -8.6% |
Pennsylvania | $1,182 | -$56 | -4.5% |
Rhode Island | $1,650 | $412 | 33.3% |
South Carolina | $1,120 | -$118 | -9.5% |
South Dakota | $1,044 | -$194 | -15.7% |
Tennessee | $1,084 | -$154 | -12.4% |
Texas | $1,492 | $254 | 20.5% |
Utah | $916 | -$322 | -26.0% |
Vermont | $848 | -$390 | -31.5% |
Virginia | $740 | -$498 | -40.2% |
Washington | $956 | -$282 | -22.8% |
West Virginia | $1,134 | -$104 | -8.4% |
Wisconsin | $856 | -$382 | -30.9% |
Wyoming | $1,104 | -$134 | -10.8% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Jeep Compass Sport 2WD | $1,166 | $97 |
Jeep Compass Sport 4WD | $1,202 | $100 |
Jeep Compass Limited 2WD | $1,238 | $103 |
Jeep Compass Limited 4WD | $1,272 | $106 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2024 Jeep Compass | $280 | $482 | $390 | $1,310 |
2023 Jeep Compass | $270 | $478 | $398 | $1,304 |
2022 Jeep Compass | $260 | $466 | $416 | $1,300 |
2021 Jeep Compass | $250 | $446 | $430 | $1,284 |
2020 Jeep Compass | $238 | $430 | $442 | $1,268 |
2019 Jeep Compass | $228 | $400 | $452 | $1,238 |
2018 Jeep Compass | $218 | $376 | $456 | $1,208 |
2017 Jeep Compass | $210 | $338 | $460 | $1,166 |
2016 Jeep Compass | $196 | $310 | $460 | $1,124 |
2012 Jeep Compass | $166 | $228 | $478 | $1,030 |
2011 Jeep Compass | $156 | $210 | $474 | $998 |
2007 Jeep Compass | $136 | $160 | $452 | $906 |
Rates are averaged for all Jeep Compass models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Jeep Compass Insurance
Saving money on car insurance takes being safe and accident-free, having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Invest time comparing rates at every other renewal by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.
Below you'll find a review of the concepts that were covered in the charts and tables above.
- Higher risk drivers who have several accidents or serious violations pay on average $1,440 more every year than a low-risk driver
- Youthful drivers are the costliest to insure, costing up to $399 per month if comprehensive and collision insurance is included
- It is possible to save up to $150 per year just by quoting early and online
- Increasing deductibles could save up to $425 each year
- It is possible to save up to $150 per year just by quoting early and online
As you can see from some of the information we’ve gone over to this point, there are several individual factors that influence Jeep Compass insurance costs. If you want to bypass the theoretical part of shopping for insurance, take advantage of our free quote tool below to start comparing quotes from multiple companies right now.
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What are the Jeep Compass safety ratings?
When quoting a driver, insurance companies will look at the safety features and ratings of the model you drive in order to determine the risk of injury to you as well as the risk of damage to your Jeep Compass.
One way you can end up saving money on Compass car insurance is by pointing to the fact that it received positive crash test results.
Take a look at the following safety ratings of the Jeep Compass as determined by the Insurance Institute for Highway Safety (IIHS).
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
As you can see from these results, the Jeep Compass received the highest mark possible in all six categories.
Jeep Compass Compared Against Other Vehicles in the Same Class
Classified as a small SUV, the Jeep Compass is heavier than a lot of sedans but also lighter than some three-row SUVs. While heavier models typically translate to lower insurance rates, small SUVs are arguably the fastest-growing vehicle segment in the market.
Take a look at the following small SUVs to see how their average insurance rates compare to the Jeep Compass.
To this point, we have gone into excessive detail about Jeep Compass insurance costs. Do you believe there are any details we might have missed or any topics you want to know more about? If not, be sure to use our free online tool to start comparing Jeep Compass insurance quotes from multiple companies today.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,788 |
20 | $2,860 |
30 | $1,276 |
40 | $1,238 |
50 | $1,134 |
60 | $1,112 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,514 |
$250 | $1,386 |
$500 | $1,238 |
$1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,238 |
50/100 | $1,362 |
100/300 | $1,475 |
250/500 | $1,769 |
100 CSL | $1,408 |
300 CSL | $1,656 |
500 CSL | $1,837 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,802 |
20 | $4,556 |
30 | $2,724 |
40 | $2,680 |
50 | $2,562 |
60 | $2,540 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $65 |
Multi-vehicle | $66 |
Homeowner | $20 |
5-yr Accident Free | $86 |
5-yr Claim Free | $80 |
Paid in Full/EFT | $52 |
Advance Quote | $59 |
Online Quote | $86 |
Total Discounts | $514 |
Discounts are estimated and may not be available from every company or in every state.
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