Kia Sorento Insurance Rates

More often than not, trying to find reliable car insurance quotes can seem like a headache. That’s why you should know that the average Kia Sorento insurance costs drivers $1,414 per year for full coverage, which boils down to a $118 monthly insurance bill.

While there are a variety of factors that come into play, the model year of the vehicle often plays a big part. For example, the insurance cost of a Kia Sorento 2011 model is cheaper than the cost of a Kia Sorento 2013 model.

We have outlined all the information you need to know in this helpful guide. Feel encouraged to read through the details of this comprehensive guide and enter your five-digit ZIP code in the box above to start comparing Kia Sorento insurance rates from multiple providers.

Average insurance rates for a Kia Sorento are $1,382 a year for full coverage insurance. Comprehensive insurance costs around $284 a year, collision insurance costs $524, and liability is estimated at $416. Buying just liability costs approximately $474 a year, and insurance for high-risk drivers costs $2,996 or more. Teen drivers receive the highest rates at up to $5,192 a year.

Average premium for full coverage: $1,382

Rate estimates for individual coverage type:

Price estimates include $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and Sorento trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance rates.

These examples illustrate why it is important to get quotes for a specific zip code, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Kia Sorento insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $795
• Choosing higher $1,000 deductibles can save about $1,198 each year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,382
• Choosing low $100 deductibles for comp and collision coverage will cost an additional $356 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,996
• The cost that insures a teen driver can be $5,192 each year

View Chart as Image

Auto insurance rates for a Kia Sorento can also vary considerably based on the trim level of your Sorento, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,600 to $2,300 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 129% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $5,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Kia Sorento insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,870 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $540 every year, while buying higher liability limits will increase rates. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheaper Kia Sorento Insurance

Saving money on car insurance takes not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Shop around every year by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following is a condensed summary of the coverage data touched on in the above illustrations.

• It is possible to save up to $170 per year just by quoting early and online
• Increasing deductibles can save approximately $550 each year
• Teens are expensive to insure, costing up to $433 per month if the policy includes full coverage
• Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,610 more every year for Sorento insurance

To this point, we’ve gone over a lot of details as it pertains to Kia Sorento insurance rates but a couple of the most important factors to keep in mind are the model year of your SUV and where you live. For example, Kia car insurance in Australia looks a lot different than what a driver in the United States might pay.

In order to eliminate any other individualized questions such as, “How much does a 2016 Kia Sorento cost?” use our free online tool below. It will provide you with tangible insurance options from multiple providers.

What are the safety ratings of the Kia Sorento?

The Kia Sorento safety ratings are important to know because positive scores translate to favorable insurance rates. 

Take a look at the Kia Sorento’s safety ratings as determined by the Insurance Insitute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

In case you are unaware, “Good” is the highest rating possible. Therefore, the Kia Sorento earned the best marks an SUV possibly can, which is good news if you like cheap insurance rates.

Kia Sorento Compared Against Other Vehicles in the Same Class

Classified as a midsize four-door SUV, the Kia Sorento has plenty of competition for its vehicle segment. Take a look at the following comparable models:

• Chevrolet Traverse
• Ford Explorer
• Hyundai Santa Fe

So why is it important to know the Kia Sorento’s competition?

Insurance companies will look at the loss percentages of the Kia Sorento as it compares to other midsize SUVs. And the positive news is that the Kia Sorento reflects a loss percentage that is above average for this vehicle class.

We have uncovered a lot of information about the Kia Sorento, so is there anything we might’ve missed? If not, start comparing Kia Sorento car insurance rates from multiple companies by using our free online quote tool.