Land Rover LR2 Insurance Rates

U.S. average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive insurance costs on average $198 a year, collision costs $248, and liability costs around $474. Liability-only coverage costs as low as $522 a year, with high-risk coverage costing $2,314 or more. Teenage drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Rates are based on $500 deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and LR2 trim levels.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Rural areas have lower incidents of physical damage claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

The ranges above illustrate why it is important to compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $650
• Using higher $1,000 deductibles will save around $976 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,078
• Using low $100 deductibles for physical damage coverage will cost an additional $194 annually
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,314 or more
• The price that insures a 16-year-old driver may cost $4,260 or more

View Chart as Image

Auto insurance prices for a Land Rover LR2 are also quite variable based on the trim level of your LR2, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy can be from 42% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay upwards of $4,200 a year. View Rates by Age

The state you live in has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $300 annually, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and quoted prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Land Rover LR2 Insurance

Getting lower rates on insurance for a Land Rover LR2 requires not taking risks behind the wheel, maintaining a good credit score, not filing small claims, and taking advantage of discounts. Compare prices once a year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following is a quick review of the data that was touched on in this article.

• It is possible to save as much as $120 per year simply by quoting early and online
• Insureds who require higher liability limits will pay an extra $520 annually to increase from a low limit to the 250/500 level
• Teens are charged the highest prices, as much as $355 a month if the policy includes full coverage
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,240 more each year for LR2 insurance