Land Rover LR2 Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 4, 2023
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Average insurance rates for a Land Rover LR2 are $1,120 a year including full coverage. Comprehensive insurance costs around $212, collision insurance costs $272, and liability costs $478. A policy with just liability insurance costs as little as $526 a year, and coverage for high-risk drivers costs $2,404 or more. Teens receive the highest rates at up to $4,390 a year.
Average premium for full coverage: $1,120
Rate estimates for individual coverage type:
Prices include $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 U.S. states and for different LR2 trim levels.
Price Range by Coverage and Risk
For an average driver, prices range range from the low end price of $526 for the bare minimum liability coverage to a much higher rate of $2,404 for a driver required to buy high-risk insurance.
Price Range by Location
Your location can make a big difference on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on auto insurance rates.
These examples highlight why anyone shopping for car insurance should compare rates for a specific zip code, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Land Rover LR2 insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $674
- Drivers who choose higher $1,000 deductibles will pay about $110 every year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,120
- Selecting more expensive low deductibles for comprehensive and collision insurance will cost an additional $210 annually
- Drivers with serious driving violations could pay at least $2,404
- The cost that insures a 16-year-old driver with full coverage can be $4,390 a year
Insurance rates for a Land Rover LR2 can also vary considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $1,300 to $1,900 additional per year, depending on your age. High-risk driver insurance can cost from 43% to 129% more than the average policy. View High Risk Driver Rates
An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,300 a year. View Rates by Age
Where you live makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $860 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,600 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,014 | -$106 | -9.5% |
| Alaska | $860 | -$260 | -23.2% |
| Arizona | $930 | -$190 | -17.0% |
| Arkansas | $1,120 | -$0 | 0.0% |
| California | $1,276 | $156 | 13.9% |
| Colorado | $1,072 | -$48 | -4.3% |
| Connecticut | $1,152 | $32 | 2.9% |
| Delaware | $1,268 | $148 | 13.2% |
| Florida | $1,402 | $282 | 25.2% |
| Georgia | $1,032 | -$88 | -7.9% |
| Hawaii | $804 | -$316 | -28.2% |
| Idaho | $758 | -$362 | -32.3% |
| Illinois | $834 | -$286 | -25.5% |
| Indiana | $842 | -$278 | -24.8% |
| Iowa | $756 | -$364 | -32.5% |
| Kansas | $1,066 | -$54 | -4.8% |
| Kentucky | $1,528 | $408 | 36.4% |
| Louisiana | $1,658 | $538 | 48.0% |
| Maine | $692 | -$428 | -38.2% |
| Maryland | $924 | -$196 | -17.5% |
| Massachusetts | $898 | -$222 | -19.8% |
| Michigan | $1,948 | $828 | 73.9% |
| Minnesota | $938 | -$182 | -16.3% |
| Mississippi | $1,344 | $224 | 20.0% |
| Missouri | $996 | -$124 | -11.1% |
| Montana | $1,204 | $84 | 7.5% |
| Nebraska | $884 | -$236 | -21.1% |
| Nevada | $1,344 | $224 | 20.0% |
| New Hampshire | $808 | -$312 | -27.9% |
| New Jersey | $1,254 | $134 | 12.0% |
| New Mexico | $990 | -$130 | -11.6% |
| New York | $1,180 | $60 | 5.4% |
| North Carolina | $644 | -$476 | -42.5% |
| North Dakota | $916 | -$204 | -18.2% |
| Ohio | $774 | -$346 | -30.9% |
| Oklahoma | $1,150 | $30 | 2.7% |
| Oregon | $1,026 | -$94 | -8.4% |
| Pennsylvania | $1,072 | -$48 | -4.3% |
| Rhode Island | $1,494 | $374 | 33.4% |
| South Carolina | $1,014 | -$106 | -9.5% |
| South Dakota | $946 | -$174 | -15.5% |
| Tennessee | $982 | -$138 | -12.3% |
| Texas | $1,352 | $232 | 20.7% |
| Utah | $832 | -$288 | -25.7% |
| Vermont | $768 | -$352 | -31.4% |
| Virginia | $670 | -$450 | -40.2% |
| Washington | $866 | -$254 | -22.7% |
| West Virginia | $1,028 | -$92 | -8.2% |
| Wisconsin | $776 | -$344 | -30.7% |
| Wyoming | $1,000 | -$120 | -10.7% |
Choosing higher comprehensive and collision insurance deductibles could save up to $320 annually, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $430 more each year. View Rates by Deductible or Liability Limit
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Land Rover LR2 | $1,100 | $92 |
| Land Rover LR2 HSE | $1,120 | $93 |
| Land Rover LR2 HSE Luxury | $1,142 | $95 |
Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2012 Land Rover LR2 | $212 | $272 | $478 | $1,120 |
| 2008 Land Rover LR2 | $178 | $198 | $460 | $994 |
Rates are averaged for all Land Rover LR2 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Land Rover LR2 Insurance
Saving money on insurance for a Land Rover LR2 not only requires having a good driving record, but also having a good credit score, not filing small claims, and deciding if full coverage is necessary. Compare rates at every policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The next list is a quick rundown of the data covered in the above illustrations.
- Insureds who may need increased levels of liability coverage will pay approximately $530 per year to go from a minimum limit to the 250/500 level
- You may be able to save up to $130 per year just by shopping early and online
- Increasing deductibles can save approximately $325 each year
- Drivers age 20 and younger are charged the highest rates, as much as $366 per month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,390 |
| 20 | $2,544 |
| 30 | $1,148 |
| 40 | $1,120 |
| 50 | $1,028 |
| 60 | $1,006 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,330 |
| $250 | $1,234 |
| $500 | $1,120 |
| $1,000 | $1,010 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,120 |
| 50/100 | $1,238 |
| 100/300 | $1,357 |
| 250/500 | $1,668 |
| 100 CSL | $1,285 |
| 300 CSL | $1,548 |
| 500 CSL | $1,740 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,206 |
| 20 | $4,056 |
| 30 | $2,434 |
| 40 | $2,404 |
| 50 | $2,296 |
| 60 | $2,272 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $58 |
| Multi-vehicle | $59 |
| Homeowner | $19 |
| 5-yr Accident Free | $70 |
| 5-yr Claim Free | $71 |
| Paid in Full/EFT | $42 |
| Advance Quote | $50 |
| Online Quote | $77 |
| Total Discounts | $446 |
Discounts are estimated and may not be available from every company or in every state.
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