Land Rover LR2 Insurance Rates

Average insurance rates for a Land Rover LR2 are $1,078 a year for full coverage insurance. Comprehensive costs approximately $198 a year, collision costs $248, and liability costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing around $2,314. 16-year-old drivers receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and LR2 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates how where you live affects auto insurance prices.

These examples illustrate why it is important to compare prices using their specific location and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Land Rover LR2 insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $650
• Using higher $1,000 deductibles will save $976 each year
• The average rate for a 40-year-old driver who chooses $500 deductibles is $1,078
• Buying low $100 deductibles for physical damage coverage will increase the cost to $1,272
• Drivers with multiple tickets or accidents could pay around $2,314 or more
• The cost for full coverage for a teen driver can cost $4,260 or more

View Chart as Image

Insurance rates for a Land Rover LR2 can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $4,200 a year. View Rates by Age

Where you live has a huge impact on Land Rover LR2 insurance prices. A driver around age 40 might see rates as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,460 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $300 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can be as much as 42% to 134% more than the average rate. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see which company has the best rate. Each insurance company utilizes a different rate formula, so the rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Land Rover LR2 Insurance

Saving money on car insurance requires avoiding accidents and violations, maintaining good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop at least once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The list below is a recap of the primary concepts that were touched on in the above illustrations.

• It is possible to save around $120 per year simply by quoting early and online
• Higher risk drivers that have major violations or accidents may pay on average $1,240 more per year for car insurance
• Increasing deductibles can save around $300 each year
• Teenagers are expensive to insure, costing up to $355 per month for full coverage