Land Rover LR2 Insurance Rates

Average insurance prices for a Land Rover LR2 are $1,078 every 12 months including full coverage. Comprehensive costs around $198, collision costs $248, and liability costs $474. Buying just liability costs as little as $522 a year, with insurance for high-risk drivers costing around $2,314. Teens receive the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Rate estimates for individual coverage type:

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all LR2 models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on auto insurance rates.

These examples highlight why everyone should compare rates for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $650
• Drivers who choose higher $1,000 deductibles will pay about $102 every year
• The average price for a 40-year-old driver using $500 deductibles is $1,078
• Selecting pricier low deductibles for comprehensive and collision insurance increases the price to $1,272
• Higher-risk drivers with serious driving violations could pay at least $2,314 or more
• The cost to insure a teen driver for full coverage can be $4,260 a year

View Chart as Image

Auto insurance rates for a Land Rover LR2 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $300 every year, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,300 to $1,800 in extra premium per year, depending on your age. Land Rover LR2 insurance for high-risk drivers can cost as much as 42% to 134% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Land Rover LR2 insurance prices. A 40-year-old driver could pay as low as $830 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,540 on average in Michigan, New York, and Louisiana.

View Chart as Image

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see which company has the best rate. Every company calculates rates differently, and quoted rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Land Rover LR2 Insurance

Saving money on car insurance not only requires being safe and accident-free, but also having a good credit score, not filing small claims, and maximizing policy discounts. Take the time to compare rates at least once a year by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

Below you'll find a brief summary of the primary concepts that were covered in the above illustrations.

• You may be able to save up to $120 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,240 more every year than a low-risk driver
• Increasing deductibles could save as much as $300 each year
• Youthful drivers are expensive to insure, as much as $355 per month if comprehensive and collision insurance is included