Land Rover LR2 Insurance Rates

Estimated insurance rates for a Land Rover LR2 are $1,120 a year with full coverage. Comprehensive costs on average $212 a year, collision costs $272, and liability insurance costs around $478. Liability-only insurance costs as low as $526 a year, with high-risk driver insurance costing around $2,404. Teenage drivers pay the most at $4,390 a year or more.

Average premium for full coverage: $1,120

Premium estimates by type of coverage:

Full coverage includes $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and LR2 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than densely populated cities.

The diagram below illustrates how location impacts car insurance rates.

These rate differences demonstrate why it is important to compare prices based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The best discount rate is $674
• Using higher $1,000 deductibles will save around $1,010 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,120
• Using low $100 deductibles for physical damage coverage bumps up the cost to $1,330
• Drivers who are prone to accidents and violations could pay upwards of $2,404 or more
• An auto insurance policy that insures a teen driver may cost $4,390 or more

View Chart as Image

Insurance prices for a Land Rover LR2 also have a wide range based on the trim level of your LR2, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,300 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Land Rover LR2 insurance rates. A driver around age 40 might see prices as low as $810 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,510 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut prices by as much as $320 each year, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $430 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Land Rover LR2 Insurance

Finding better rates on Land Rover LR2 insurance requires being a low-risk driver, having a good credit score, being claim-free, and insuring your home and auto with the same company. Compare prices at every policy renewal by getting rate quotes from direct companies, and also from several local insurance agents.

The items below are a summary of the data touched on above.

• Drivers who require more liability coverage will pay an extra $530 every year to increase from 30/60 bodily injury limits to the 250/500 level
• You may be able to save as much as $130 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $325 each year
• Teen drivers pay higher prices, possibly costing $366 per month if comprehensive and collision insurance is included