Land Rover LR2 Insurance Rates

The average insurance rates for a Land Rover LR2 are $1,078 a year including full coverage. Comprehensive insurance costs an estimated $198, collision costs $248, and liability insurance is estimated at $474. Liability-only coverage costs approximately $522 a year, with high-risk coverage costing $2,314 or more. Teen drivers cost the most to insure at $4,260 a year or more.

Average premium for full coverage: $1,078

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how where you live affects insurance prices.

The examples above highlight why anyone shopping for car insurance should get quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save approximately $102 every year
• The average rate for a good driver age 40 who has $500 deductibles is $1,078
• Choosing more expensive low deductibles for comp and collision coverage will cost an extra $194 a year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,314 or more
• Policy cost for full coverage for a teen driver with full coverage can cost as much as $4,260 each year

View Chart as Image

Insurance rates for a Land Rover LR2 also range considerably based on your risk profile, the model of your LR2, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay at least $4,200 a year. View Rates by Age

Your home state plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,540 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles can save as much as $300 each year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying $1,300 to $1,800 additional every year, depending on your age. High-risk driver insurance ranges anywhere from 42% to 134% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates from as many companies as possible. Each auto insurer uses a different rate calculation, and rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Land Rover LR2 Insurance

Finding cheaper rates on Land Rover LR2 insurance takes being safe and accident-free, having a good credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Take the time to comparison shop at least every other year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a quick rundown of the car insurance concepts touched on in the above illustrations.

• High-risk drivers with reckless driving or DUI convictions may pay on average $1,240 more annually than a low-risk driver
• You may be able to save approximately $120 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save around $300 each year
• Drivers who want more liability protection will pay about $520 per year to raise limits from a 30/60 limit to 250/500 limits