Land Rover LR2 Insurance Rates

The average auto insurance rates for a Land Rover LR2 are $1,078 annually with full coverage. Comprehensive costs around $198 a year, collision insurance costs $248, and liability is estimated at $474. A liability-only policy costs approximately $522 a year, and high-risk insurance costs around $2,314. Teens cost the most to insure at up to $4,260 a year.

Average premium for full coverage: $1,078

Policy rates for type of insurance:

Estimates include $500 deductible amounts, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and LR2 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why it is important to get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Land Rover LR2 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $650
• Choosing higher $1,000 deductibles can save about $976 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,078
• Selecting low $100 deductibles for comp and collision coverage will cost $1,272
• Higher-risk drivers with serious driving violations could pay at least $2,314
• Policy cost with full coverage for a 16-year-old driver can be $4,260 each year

View Chart as Image

Car insurance rates for a Land Rover LR2 also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $1,000 annually on average, or $83 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $4,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy ranges from 42% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $300 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $780 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,460 on average in Florida, Michigan, and New York.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Land Rover LR2 Insurance

Finding cheaper rates on insurance for a Land Rover LR2 takes having a good driving record, having a good credit score, not filing small claims, and consideration of higher deductibles. Invest time comparing rates at least every other year by getting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The next list is a review of the car insurance concepts covered in the charts and tables above.

• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,240 more every year to buy Land Rover LR2 insurance
• You may be able to save up to $120 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $300 each year
• Insureds who may need increased levels of liability coverage will pay approximately $520 every year to raise limits from a 30/60 limit to higher 250/500 limits