Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually for full coverage insurance. Comprehensive insurance costs on average $198, collision costs $248, and liability is estimated at $474. A policy with just liability insurance costs approximately $522 a year, with coverage for high-risk drivers costing $2,314 or more. Teen drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and for all LR2 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on insurance rates. Rural areas have fewer physical damage claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why everyone should get quotes based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Land Rover LR2 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save around $102 each year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,078
• Choosing pricier low deductibles for comp and collision coverage costs an additional $194 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $2,314 or more
• The price with full coverage for a teen driver for full coverage may cost $4,260 each year

View Chart as Image

Insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your risk profile, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at a minimum $1,300 to $1,800 extra each year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges as much as 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $300 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Land Rover LR2 insurance prices. A good driver about age 40 could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,460 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Each auto insurer uses a different rate calculation, so the prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Land Rover LR2 Insurance

Getting lower rates on car insurance takes being a low-risk driver, having a good credit history, not filing small claims, and bundling your home and auto policies. Set aside time to compare rates every other policy renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The items below are a recap of the ideas that were covered above.

• Teen drivers pay the highest prices, as much as $355 a month including comprehensive and collision insurance
• Higher risk drivers that have major violations or accidents may pay on average $1,240 more each year to insure their LR2
• Increasing physical damage deductibles could save up to $300 each year
• It is possible to save as much as $120 per year simply by quoting online well ahead of the renewal date