Land Rover LR2 Insurance Rates

U.S. average auto insurance rates for a Land Rover LR2 are $1,078 annually including full coverage. Comprehensive insurance costs an estimated $198, collision costs $248, and liability insurance is estimated at $474. Buying just liability costs approximately $522 a year, with insurance for high-risk drivers costing $2,314 or more. Teen drivers pay the highest rates at $4,260 a year or more.

Average premium for full coverage: $1,078

Price estimates broken down by individual coverage:

Rate estimates include $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all LR2 models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than larger metro areas.

The example below illustrates how where you live affects insurance prices.

The ranges above highlight why everyone should get quotes for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down estimated Land Rover LR2 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $650
• Choosing higher $1,000 deductibles can save approximately $102 every year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,078
• Choosing pricier low deductibles for comp and collision coverage costs an additional $194 a year
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,314 or more
• The price with full coverage for a teen driver for full coverage can cost as much as $4,260 each year

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Insurance prices for a Land Rover LR2 are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $4,200 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying $1,300 to $1,800 additional each year, depending on your age. Land Rover LR2 insurance for high-risk drivers ranges anywhere from 42% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $300 each year, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $426 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Land Rover LR2 insurance rates. A good driver about age 40 could pay as low as $830 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,540 on average in Louisiana, New York, and Michigan.

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Since prices can be so different, the best way to figure out which car insurance is cheapest is to regularly compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2012 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Best Land Rover LR2 Insurance

Getting lower rates on Land Rover LR2 insurance takes having a good driving record, having good credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The next list is a brief recap of the data touched on in the above illustrations.

• Drivers who want increased levels of liability coverage will pay about $520 per year to raise limits from a low limit to higher 250/500 limits
• You may be able to save approximately $120 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $300 each year
• Drivers age 20 and younger are expensive to insure, possibly costing $355 a month if they have full coverage