Lexus GS-350 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

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UPDATED: Jun 4, 2023

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Criteria which help determine

Car insurance premiums for your Lexus GS-350 can fluctuate considerably depending on several factors. A few of these criteria are:

  • A clean driving record keeps rates low
  • Credit rating impacts rates
  • Where you live
  • High miles vs. low miles
  • Your gender can raise or lower rates
  • Low deductibles cost more
  • NTSB crash rating for your vehicle
  • Your claim history
  • Having current coverage saves
  • Owning a home can lower rates

An additional factor that helps determine Lexus GS-350 insurance quotes is the year of the vehicle. Older models have a much lower replacement value than newer models so the payout to repair may result in lower rates. On the flip side, newer models may have safety features like blind-spot warning system, dual-stage airbags, and automatic crash notification which may give discounted rates.

Liability

injuries or damage you cause to claims such as funeral expenses, loss of income, and emergency aid. .

Collision coverage

another vehicle or an object, but not an animal. . , . .

Comprehensive coverage (or Other than Collision)

caused by mother nature, theft, vandalism and other events. . a auto insurance company will pay at claim time , .

UM/UIM (Uninsured/Underinsured Motorist) coverage

This coverage . , . .

Medical costs insurance

bills ambulance fees, surgery, and doctor visits. . .

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