Lexus LS-400 Insurance Rates
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UPDATED: May 29, 2023
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Auto insurance rates for a Lexus LS-400 will vary greatly and are calculated by many factors. Including but not limited to:
- Tickets increase premiums
- Your credit history
- Male rates may be higher
- Higher deductibles save money
- Crash test rating for your LS-400
- Claims drive up premiums
- Having current coverage saves
- Home ownership saves money
A final factor that will help determine Lexus LS-400 insurance rates is the model year. Older cars and trucks have a lower value in comparison to older models so repair costs tend to be lower which may end up costing you less. On the flip side, newer vehicles may have a trim level with safety features like anti-lock brakes, pedestrian detection, active head restraints, and an advanced theft deterrent system so those may provide discounts that lower premiums.
Liability coverage - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .
Collision coverage - a stationary object or other vehicle. . , . .
Comprehensive protection - from a wide range of events other than collision. . your auto insurance company will pay , .
Uninsured and underinsured coverage - Uninsured or Underinsured Motorist coverage . , . .
Medical payments coverage and PIP - immediate expenses EMT expenses, pain medications, and nursing services. . .
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