Mazda RX-8 Insurance Rates

U.S. average auto insurance rates for a Mazda RX-8 are $942 annually for full coverage. Comprehensive insurance costs around $154, collision costs $188, and liability costs around $442. Liability-only coverage costs as low as $496 a year, with high-risk coverage costing $2,020 or more. Teens pay the highest rates at $3,814 a year or more.

Average premium for full coverage: $942

Price estimates for individual coverage:

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for all RX-8 models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Areas with sparse population have fewer accident claims than cities with more traffic congestion.

The example below illustrates how where you live affects auto insurance rates.

The ranges above show why everyone should compare prices for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Mazda RX-8 insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $578
• Using higher $1,000 deductibles will save about $78 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $942
• Selecting pricier low deductibles for physical damage coverage costs an additional $148 every year
• Drivers with serious driving violations could pay at least $2,020 or more
• The price with full coverage for a teen driver for full coverage can be $3,814 or more

View Chart as Image

Auto insurance prices for a Mazda RX-8 are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

A more mature driver with a good driving record and high physical damage deductibles may pay as little as $900 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $3,800 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,100 to $1,600 in extra premium each year, depending on your age. Mazda RX-8 insurance for high-risk drivers can be as much as 42% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $230 every year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $398 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Mazda RX-8 insurance prices. A driver around age 40 might see prices as low as $620 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,350 on average in Michigan, Louisiana, and New York.

View Chart as Image

Since prices can be so different, the only way to know your exact price is to regularly compare prices and see which company has the best price. Each insurance company calculates prices differently, and quoted prices may be quite different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Cheapest Mazda RX-8 Insurance

Getting lower rates on car insurance requires having a decent driving record, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop at every other renewal by requesting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a recap of the concepts that were touched on in the above illustrations.

• Higher risk drivers that have major violations or accidents pay an average of $1,080 more every year than a driver with a clean driving record
• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $318 a month if full coverage is included
• Drivers can save up to $100 per year simply by quoting online well ahead of the renewal date
• Increasing physical damage deductibles could save up to $225 each year
• Drivers can save up to $100 per year simply by quoting online well ahead of the renewal date