Mazda RX-8 Insurance Rates

Estimated insurance rates for a Mazda RX-8 are $962 a year with full coverage. Comprehensive insurance costs approximately $160 each year, collision costs $198, and liability insurance costs around $446. A policy with only liability insurance costs as low as $500 a year, with a high-risk policy costing $2,066 or more. Teen drivers pay the most at $3,882 a year or more.

Average premium for full coverage: $962

Premium estimates by type of coverage:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and RX-8 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on the price of insurance. Rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.

The graphic below illustrates the difference location can make on auto insurance prices.

These rate differences demonstrate why all drivers should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Mazda RX-8 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $590
• Using higher $1,000 deductibles will save $82 annually
• The average rate for a 40-year-old good driver who chooses $500 deductibles is $962
• Choosing low deductibles for physical damage coverage will cost an extra $156 a year
• Drivers with multiple violations and an at-fault accident could pay around $2,066 or more
• An auto insurance policy for full coverage for a teen driver can cost $3,882 or more

View Chart as Image

Car insurance prices for a Mazda RX-8 also have a wide range based on your driving characteristics, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles could pay as little as $900 a year, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged in the ballpark of $3,800 a year. View Rates by Age

Where you choose to live has a huge impact on Mazda RX-8 insurance rates. A driver around age 40 might see prices as low as $690 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,300 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing high deductibles could cut prices by as much as $240 each year, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will cost up to $402 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out anywhere from $1,100 to $1,600 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 41% to 127% more than average. View High Risk Driver Rates

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mazda RX-8 Insurance

Finding better rates on Mazda RX-8 insurance requires avoiding accidents and claims, having above-average credit, being claim-free, and avoiding coverage lapses. Make time to compare rates at every policy renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a brief recap of the data touched on in this article.

• Drivers who purchase increased liability limits will pay about $490 every year to increase from 30/60 bodily injury limits to 250/500 limits
• You may be able to save around $110 per year simply by quoting online in advance
• Increasing policy deductibles can save around $250 each year
• Drivers under the age of 20 pay the highest auto insurance prices, possibly costing $324 per month if full coverage is included