Mercury Milan Insurance Rates

Estimated insurance rates for a Mercury Milan are $904 a year for full coverage. Comprehensive costs on average $152 a year, collision costs $214, and liability is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing around $1,948. Teenage drivers pay the most at $3,604 a year or more.

Average premium for full coverage: $904

Premium estimates by type of coverage:

Full coverage includes $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all states and Milan trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates the difference location can make on car insurance rates.

These rate differences show why it is important to compare rates quotes based on a specific location, instead of using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Mercury Milan insurance rates for different risk profiles and scenarios.

• The best discount rate is $544
• Raising to $1,000 deductibles will save around $820 a year
• The estimated price for a 40-year-old good driver with $500 deductibles is $904
• Using low $100 deductibles bumps up the cost to $1,064
• At-risk drivers who are prone to accidents and violations could pay upwards of $1,948 or more
• An auto insurance policy that insures a teen driver may cost $3,604

View Chart as Image

Insurance prices for a Mercury Milan also have a wide range based on the trim level of your Milan, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,100 to $1,500 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $3,600 a year. View Rates by Age

Where you choose to live also has a big influence on Mercury Milan insurance prices. A middle-age driver might find prices as low as $600 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,290 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $250 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mercury Milan Insurance

Finding better rates on car insurance consists of having a good driving record, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Compare prices at every policy renewal by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The next list is a summary of the data touched on in this article.

• Policyholders who require increased levels of liability coverage will pay an extra $440 each year to raise from 30/60 bodily injury limits to the 250/500 level
• Drivers can save as much as $100 per year simply by quoting early and online
• Increasing policy deductibles can save approximately $250 each year
• Drivers age 20 and younger pay higher prices, as much as $300 per month if comprehensive and collision insurance is included