Mercury Milan Insurance Rates

The average auto insurance rates for a Mercury Milan are $874 annually with full coverage. Comprehensive costs an estimated $148 each year, collision costs $192, and liability is estimated at $398. Liability-only insurance costs approximately $444 a year, with high-risk driver insurance costing around $1,876. Teenage drivers cost the most to insure at $3,496 a year or more.

Average premium for full coverage: $874

Policy rates broken down by type of insurance:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Milan models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates how rural and urban location affects insurance prices.

The examples above demonstrate why all drivers should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details estimated Mercury Milan insurance rates for other coverage scenarios.

• The best discount rate is $531
• Choosing higher $1,000 deductibles can save approximately $78 annually
• The estimated rate for a good driver age 40 who has $500 deductibles is $874
• Using low deductibles for comp and collision coverage will cost $1,020
• Higher-risk drivers who are prone to accidents and violations could pay up to $1,876 or more
• Policy cost with full coverage for a 16-year-old driver can cost as much as $3,496 each year

View Chart as Image

Auto insurance rates for a Mercury Milan also range considerably based on the model year and trim level, your driving record, and liability limits and deductibles.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $3,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,000 to $1,500 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $230 annually, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $421 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Mercury Milan insurance prices. A good driver about age 40 could pay as low as $630 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,180 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to do a rate comparison from multiple companies. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Mercury Milan Insurance

Finding cheaper rates on insurance for a Mercury Milan takes being a good driver, having above-average credit, not filing small claims, and qualifying for all possible discounts. Set aside time to shop around once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a review of the data that was raised in the charts and tables above.

• You may be able to save approximately $100 per year simply by quoting online in advance
• Insureds who want an increased level of liability coverage will pay an extra $440 every year to raise limits from a 30/60 limit to higher 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, as much as $291 each month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,000 more annually than a safer driver