Mercury Milan Insurance Rates

U.S. average insurance rates for a Mercury Milan are $874 a year including full coverage. Comprehensive insurance costs approximately $148 each year, collision costs $192, and liability insurance is $398. Liability-only coverage costs around $444 a year, with high-risk coverage costing $1,876 or more. Teenage drivers pay the highest rates at $3,496 a year or more.

Average premium for full coverage: $874

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and Milan models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than densely populated cities.

The graphic below illustrates the effect of geographic area on auto insurance prices.

The ranges above highlight why all drivers should compare rates quotes using their specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Mercury Milan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $531
• Raising to $1,000 deductibles will save $78 every year
• The average rate for the average middle-age driver who chooses $500 deductibles is $874
• Using low deductibles will cost an extra $146 a year
• Higher-risk drivers who are prone to accidents and violations could pay around $1,876 or more
• The price for full coverage for a teen driver can cost $3,496

View Chart as Image

Auto insurance prices for a Mercury Milan are also quite variable based on your driving record, the model of your Milan, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles could pay as little as $800 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay in the ballpark of $3,400 a year. View Rates by Age

The state you live in also has a big influence on Mercury Milan insurance rates. A middle-age driver might find prices as low as $670 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,250 on average in Louisiana, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $230 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $421 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,000 to $1,500 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 127% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different method to calculate prices, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mercury Milan Insurance

Getting lower rates on Mercury Milan insurance consists of having a decent driving record, having good credit, being claim-free, and not having any coverage lapses. Take the time to compare rates every couple of years by requesting quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a brief summary of the material that was covered in the above illustrations.

• Drivers who purchase additional liability coverage will pay an extra $440 per year to raise from a low limit to 250/500 limits
• 16 to 18-year-old drivers have the highest car insurance prices, possibly costing $291 a month if they have full coverage
• High-risk drivers that tend to have accidents or serious violations could be forced to pay on average $1,000 more per year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $225 each year