Mercury Milan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Average auto insurance rates for a Mercury Milan are $874 annually with full coverage. Comprehensive insurance costs around $148, collision insurance costs $192, and liability insurance costs $398. Buying just liability costs as little as $444 a year, and insurance for high-risk drivers costs $1,876 or more. 16-year-old drivers receive the highest rates at up to $3,496 a year.
Average premium for full coverage: $874
Rate estimates for individual coverage type:
Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for all Milan models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $444 for just the minimum liability insurance to the much higher price of $1,876 for a high-risk insurance policy.
Price Range by Location
Your location has a significant impact on insurance rates. Areas with sparse population tend to have fewer collision claims than congested cities. The example below illustrates how where you live affects auto insurance rates.
These examples demonstrate why everyone should compare rates for a specific zip code and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details average Mercury Milan insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $531
- Drivers who choose higher $1,000 deductibles will pay about $78 annually
- The estimated rate for a 40-year-old driver using $500 deductibles is $874
- Buying pricier low deductibles for comprehensive and collision insurance costs an additional $146 a year
- High risk drivers with multiple tickets or accidents could pay at least $1,876
- The cost with full coverage for a teen driver for full coverage can be $3,496 a year
Auto insurance rates for a Mercury Milan can also vary considerably based on the trim level of your Milan, your driving record, and deductibles and policy limits.
A more mature driver with a good driving record and high physical damage deductibles could pay as little as $800 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay as much as $3,400 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at least $1,000 to $1,500 in extra premium per year, depending on your age. Mercury Milan insurance for high-risk drivers can cost anywhere from 43% to 127% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $230 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $421 extra every year. View Rates by Deductible or Liability Limit
Where you live makes a big difference in Mercury Milan insurance rates. A 40-year-old driver could pay as low as $630 a year in states like New Hampshire, Ohio, and Utah, or at least $1,180 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $790 | -$84 | -9.6% |
| Alaska | $672 | -$202 | -23.1% |
| Arizona | $724 | -$150 | -17.2% |
| Arkansas | $874 | -$0 | 0.0% |
| California | $994 | $120 | 13.7% |
| Colorado | $834 | -$40 | -4.6% |
| Connecticut | $898 | $24 | 2.7% |
| Delaware | $988 | $114 | 13.0% |
| Florida | $1,090 | $216 | 24.7% |
| Georgia | $808 | -$66 | -7.6% |
| Hawaii | $628 | -$246 | -28.1% |
| Idaho | $592 | -$282 | -32.3% |
| Illinois | $650 | -$224 | -25.6% |
| Indiana | $658 | -$216 | -24.7% |
| Iowa | $590 | -$284 | -32.5% |
| Kansas | $828 | -$46 | -5.3% |
| Kentucky | $1,192 | $318 | 36.4% |
| Louisiana | $1,294 | $420 | 48.1% |
| Maine | $540 | -$334 | -38.2% |
| Maryland | $720 | -$154 | -17.6% |
| Massachusetts | $696 | -$178 | -20.4% |
| Michigan | $1,518 | $644 | 73.7% |
| Minnesota | $732 | -$142 | -16.2% |
| Mississippi | $1,048 | $174 | 19.9% |
| Missouri | $776 | -$98 | -11.2% |
| Montana | $938 | $64 | 7.3% |
| Nebraska | $688 | -$186 | -21.3% |
| Nevada | $1,048 | $174 | 19.9% |
| New Hampshire | $630 | -$244 | -27.9% |
| New Jersey | $978 | $104 | 11.9% |
| New Mexico | $772 | -$102 | -11.7% |
| New York | $920 | $46 | 5.3% |
| North Carolina | $504 | -$370 | -42.3% |
| North Dakota | $718 | -$156 | -17.8% |
| Ohio | $600 | -$274 | -31.4% |
| Oklahoma | $894 | $20 | 2.3% |
| Oregon | $802 | -$72 | -8.2% |
| Pennsylvania | $834 | -$40 | -4.6% |
| Rhode Island | $1,166 | $292 | 33.4% |
| South Carolina | $792 | -$82 | -9.4% |
| South Dakota | $736 | -$138 | -15.8% |
| Tennessee | $764 | -$110 | -12.6% |
| Texas | $1,054 | $180 | 20.6% |
| Utah | $646 | -$228 | -26.1% |
| Vermont | $598 | -$276 | -31.6% |
| Virginia | $522 | -$352 | -40.3% |
| Washington | $674 | -$200 | -22.9% |
| West Virginia | $802 | -$72 | -8.2% |
| Wisconsin | $602 | -$272 | -31.1% |
| Wyoming | $776 | -$98 | -11.2% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $838 | $70 |
| Mercury Milan Premier | $874 | $73 |
| Mercury Milan Premier AWD | $890 | $74 |
| Mercury Milan Hybrid | $990 | $83 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $148 | $192 | $398 | $874 |
| 2009 Mercury Milan | $146 | $188 | $390 | $860 |
| 2008 Mercury Milan | $144 | $178 | $384 | $842 |
| 2007 Mercury Milan | $132 | $170 | $380 | $818 |
| 2006 Mercury Milan | $126 | $162 | $376 | $800 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Mercury Milan Insurance
Saving money on Mercury Milan insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop at least every other year by requesting quotes from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.
The items below are a brief review of the car insurance concepts touched on in the above illustrations.
- High-risk drivers with DUI or reckless driving convictions may pay on average $1,000 more every year to insure their Milan
- You may be able to save up to $100 per year just by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $225 each year
- Drivers who may need more liability coverage will pay around $440 every year to go from a minimum limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,496 |
| 20 | $1,992 |
| 30 | $888 |
| 40 | $874 |
| 50 | $804 |
| 60 | $788 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,020 |
| $250 | $954 |
| $500 | $874 |
| $1,000 | $796 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $874 |
| 50/100 | $1,084 |
| 100/300 | $1,201 |
| 250/500 | $1,505 |
| 100 CSL | $1,130 |
| 300 CSL | $1,388 |
| 500 CSL | $1,575 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,924 |
| 20 | $3,174 |
| 30 | $1,894 |
| 40 | $1,876 |
| 50 | $1,792 |
| 60 | $1,776 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $44 |
| Multi-vehicle | $47 |
| Homeowner | $15 |
| 5-yr Accident Free | $53 |
| 5-yr Claim Free | $55 |
| Paid in Full/EFT | $32 |
| Advance Quote | $38 |
| Online Quote | $59 |
| Total Discounts | $343 |
Discounts are estimated and may not be available from every company or in every state.
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