Mercury Milan Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Jun 3, 2023
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Estimated auto insurance rates for a Mercury Milan are $904 annually for full coverage. Comprehensive costs approximately $152, collision costs $214, and liability insurance is $402. Liability-only insurance costs around $446 a year, with high-risk driver insurance costing around $1,948. 16-year-old drivers pay the most at $3,604 a year or more.
Average premium for full coverage: $904
Premium estimates by type of coverage:
These estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and for different Milan trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Mercury Milan go from as cheap as $446 for just liability coverage to a much higher rate of $1,948 for high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on car insurance rates. Rural locations are statistically proven to have fewer accident claims than congested cities.
The price range example below illustrates the effect of geographic area on auto insurance prices.
These rate differences show why anyone shopping for car insurance should compare rates quotes using their specific location and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows estimated Mercury Milan insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $544
- Raising to $1,000 deductibles will save $84 a year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $904
- Buying more expensive low deductibles will cost $1,064
- Higher-risk drivers with multiple tickets or accidents could pay around $1,948 or more
- An auto insurance policy with full coverage for a teen driver with full coverage can cost $3,604
Insurance prices for a Mercury Milan also have a wide range based on the model of your Milan, your driver profile, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high physical damage deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $3,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,100 to $1,500 additional annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 135% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $250 each year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more each year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Mercury Milan insurance rates. A middle-age driver might find prices as low as $600 a year in states like Iowa, Maine, and Idaho, or at least $1,290 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$86 | -9.5% |
| Alaska | $694 | -$210 | -23.2% |
| Arizona | $750 | -$154 | -17.0% |
| Arkansas | $904 | -$0 | 0.0% |
| California | $1,030 | $126 | 13.9% |
| Colorado | $862 | -$42 | -4.6% |
| Connecticut | $928 | $24 | 2.7% |
| Delaware | $1,020 | $116 | 12.8% |
| Florida | $1,128 | $224 | 24.8% |
| Georgia | $838 | -$66 | -7.3% |
| Hawaii | $650 | -$254 | -28.1% |
| Idaho | $612 | -$292 | -32.3% |
| Illinois | $674 | -$230 | -25.4% |
| Indiana | $684 | -$220 | -24.3% |
| Iowa | $610 | -$294 | -32.5% |
| Kansas | $860 | -$44 | -4.9% |
| Kentucky | $1,232 | $328 | 36.3% |
| Louisiana | $1,338 | $434 | 48.0% |
| Maine | $558 | -$346 | -38.3% |
| Maryland | $746 | -$158 | -17.5% |
| Massachusetts | $720 | -$184 | -20.4% |
| Michigan | $1,570 | $666 | 73.7% |
| Minnesota | $756 | -$148 | -16.4% |
| Mississippi | $1,082 | $178 | 19.7% |
| Missouri | $802 | -$102 | -11.3% |
| Montana | $970 | $66 | 7.3% |
| Nebraska | $710 | -$194 | -21.5% |
| Nevada | $1,084 | $180 | 19.9% |
| New Hampshire | $652 | -$252 | -27.9% |
| New Jersey | $1,010 | $106 | 11.7% |
| New Mexico | $800 | -$104 | -11.5% |
| New York | $952 | $48 | 5.3% |
| North Carolina | $522 | -$382 | -42.3% |
| North Dakota | $742 | -$162 | -17.9% |
| Ohio | $624 | -$280 | -31.0% |
| Oklahoma | $926 | $22 | 2.4% |
| Oregon | $828 | -$76 | -8.4% |
| Pennsylvania | $862 | -$42 | -4.6% |
| Rhode Island | $1,206 | $302 | 33.4% |
| South Carolina | $820 | -$84 | -9.3% |
| South Dakota | $762 | -$142 | -15.7% |
| Tennessee | $792 | -$112 | -12.4% |
| Texas | $1,090 | $186 | 20.6% |
| Utah | $670 | -$234 | -25.9% |
| Vermont | $616 | -$288 | -31.9% |
| Virginia | $542 | -$362 | -40.0% |
| Washington | $698 | -$206 | -22.8% |
| West Virginia | $828 | -$76 | -8.4% |
| Wisconsin | $624 | -$280 | -31.0% |
| Wyoming | $804 | -$100 | -11.1% |
With such a large range in prices, the only way to know who has the cheapest car insurance prices is to compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, and prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $868 | $72 |
| Mercury Milan Premier | $904 | $75 |
| Mercury Milan Premier AWD | $924 | $77 |
| Mercury Milan Hybrid | $1,024 | $85 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $152 | $214 | $402 | $904 |
| 2009 Mercury Milan | $148 | $192 | $398 | $874 |
| 2008 Mercury Milan | $146 | $188 | $390 | $860 |
| 2007 Mercury Milan | $144 | $178 | $384 | $842 |
| 2006 Mercury Milan | $132 | $170 | $380 | $818 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheap Mercury Milan Insurance
Finding better rates on Mercury Milan insurance consists of being a good driver, having good credit, not filing small claims, and qualifying for all possible discounts. Take the time to compare rates every couple of years by requesting quotes from direct carriers, and also from several local insurance agents.
The following list is a brief summary of the material that was covered in the above illustrations.
- Drivers who purchase an increased level of liability coverage will pay around $440 each year to raise from 30/60 bodily injury limits to higher 250/500 limits
- Drivers age 16 to 20 are the costliest to insure, as much as $300 per month if they have full coverage
- High-risk drivers that tend to have accidents or serious violations pay on average $1,040 more per year than a safer driver
- Increasing policy deductibles could save up to $250 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,604 |
| 20 | $2,070 |
| 30 | $922 |
| 40 | $904 |
| 50 | $830 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,064 |
| $250 | $992 |
| $500 | $904 |
| $1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $904 |
| 50/100 | $1,119 |
| 100/300 | $1,237 |
| 250/500 | $1,545 |
| 100 CSL | $1,166 |
| 300 CSL | $1,427 |
| 500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,086 |
| 20 | $3,296 |
| 30 | $1,966 |
| 40 | $1,948 |
| 50 | $1,858 |
| 60 | $1,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $61 |
| Total Discounts | $360 |
Discounts are estimated and may not be available from every company or in every state.
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