Mercury Milan Insurance Rates

The average auto insurance rates for a Mercury Milan are $874 annually with full coverage. Comprehensive insurance costs approximately $148 a year, collision insurance costs $192, and liability costs $398. A liability-only policy costs as little as $444 a year, and high-risk insurance costs $1,876 or more. Teenage drivers cost the most to insure at up to $3,496 a year.

Average premium for full coverage: $874

Policy rates by type of insurance:

Price estimates include $500 deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Milan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. Rural locations are shown to have fewer collision claims than densely populated cities. The diagram below illustrates how geographic area affects auto insurance prices.

The examples above demonstrate why it is important to compare rates using their specific location and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details average Mercury Milan insurance rates for additional coverage and risk scenarios.

• The best discount rate is $531
• Drivers who choose higher $1,000 deductibles will pay $796 annually
• The estimated rate for a good driver age 40 who chooses $500 deductibles is $874
• Using low $100 deductibles for comprehensive and collision insurance costs an additional $146 annually
• Drivers who are prone to accidents and violations could pay around $1,876
• Policy cost with full coverage for a 16-year-old driver can cost $3,496 a year

View Chart as Image

Car insurance rates for a Mercury Milan also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high physical damage deductibles may pay as low as $800 per year on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged in the ballpark of $3,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,000 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy can cost from 43% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $230 annually, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $421 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Mercury Milan insurance prices. A 40-year-old driver could pay as low as $630 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,180 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Cheaper Mercury Milan Insurance

Finding cheaper rates on insurance for a Mercury Milan not only requires not taking risks behind the wheel, but also having a good credit score, not filing small claims, and attention to physical damage deductibles. Invest the time to compare rates every time your policy renews by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a condensed summary of the information presented in the illustrations above.

• You may be able to save around $100 per year just by quoting early and online
• Teens pay the highest auto insurance rates, as much as $291 each month if comprehensive and collision insurance is included
• Increasing comprehensive and collision deductibles could save up to $225 each year
• Drivers considered higher risk with multiple at-fault accidents may pay on average $1,000 more per year for Milan insurance
• Insureds who purchase higher liability limits will pay an extra $440 every year to go from a 30/60 limit to higher 250/500 limits