Mercury Milan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 3, 2023
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Average insurance rates for a Mercury Milan are $904 a year for full coverage. Comprehensive insurance costs an estimated $152, collision costs $214, and liability insurance costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing $1,948 or more. Teens receive the highest rates at $3,604 a year or more.
Average premium for full coverage: $904
Rate estimates broken down by individual coverage type:
Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all Milan models.
Price Range by Coverage and Risk
For the normal driver, prices range go from as low as $446 for the bare minimum liability coverage to the much higher price of $1,948 for coverage for higher-risk drivers.
Price Range by Location
Your location has a significant impact on insurance rates. More rural locations tend to have a lower frequency of accident claims than cities with more traffic congestion.
The example below illustrates how geographic area affects insurance prices.
These examples show why everyone should compare rates for a targeted area and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Mercury Milan insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $544
- Drivers who choose higher $1,000 deductibles will pay approximately $84 a year
- The average rate for a 40-year-old driver who has $500 deductibles is $904
- Selecting pricier low deductibles for comprehensive and collision insurance will cost an extra $160 a year
- High risk drivers with serious driving violations could pay up to $1,948 or more
- The cost for full coverage for a teen driver for full coverage can cost as much as $3,604 a year
Car insurance rates for a Mercury Milan can also vary considerably based on your driver profile, the trim level of your Milan, and liability limits and deductibles.
A more mature driver with no driving violations and high deductibles could pay as little as $900 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $3,600 a year. View Rates by Age
Where you live makes a big difference in Mercury Milan insurance rates. A 40-year-old driver could pay as low as $600 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,290 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $818 | -$86 | -9.5% |
| Alaska | $694 | -$210 | -23.2% |
| Arizona | $750 | -$154 | -17.0% |
| Arkansas | $904 | -$0 | 0.0% |
| California | $1,030 | $126 | 13.9% |
| Colorado | $862 | -$42 | -4.6% |
| Connecticut | $928 | $24 | 2.7% |
| Delaware | $1,020 | $116 | 12.8% |
| Florida | $1,128 | $224 | 24.8% |
| Georgia | $838 | -$66 | -7.3% |
| Hawaii | $650 | -$254 | -28.1% |
| Idaho | $612 | -$292 | -32.3% |
| Illinois | $674 | -$230 | -25.4% |
| Indiana | $684 | -$220 | -24.3% |
| Iowa | $610 | -$294 | -32.5% |
| Kansas | $860 | -$44 | -4.9% |
| Kentucky | $1,232 | $328 | 36.3% |
| Louisiana | $1,338 | $434 | 48.0% |
| Maine | $558 | -$346 | -38.3% |
| Maryland | $746 | -$158 | -17.5% |
| Massachusetts | $720 | -$184 | -20.4% |
| Michigan | $1,570 | $666 | 73.7% |
| Minnesota | $756 | -$148 | -16.4% |
| Mississippi | $1,082 | $178 | 19.7% |
| Missouri | $802 | -$102 | -11.3% |
| Montana | $970 | $66 | 7.3% |
| Nebraska | $710 | -$194 | -21.5% |
| Nevada | $1,084 | $180 | 19.9% |
| New Hampshire | $652 | -$252 | -27.9% |
| New Jersey | $1,010 | $106 | 11.7% |
| New Mexico | $800 | -$104 | -11.5% |
| New York | $952 | $48 | 5.3% |
| North Carolina | $522 | -$382 | -42.3% |
| North Dakota | $742 | -$162 | -17.9% |
| Ohio | $624 | -$280 | -31.0% |
| Oklahoma | $926 | $22 | 2.4% |
| Oregon | $828 | -$76 | -8.4% |
| Pennsylvania | $862 | -$42 | -4.6% |
| Rhode Island | $1,206 | $302 | 33.4% |
| South Carolina | $820 | -$84 | -9.3% |
| South Dakota | $762 | -$142 | -15.7% |
| Tennessee | $792 | -$112 | -12.4% |
| Texas | $1,090 | $186 | 20.6% |
| Utah | $670 | -$234 | -25.9% |
| Vermont | $616 | -$288 | -31.9% |
| Virginia | $542 | -$362 | -40.0% |
| Washington | $698 | -$206 | -22.8% |
| West Virginia | $828 | -$76 | -8.4% |
| Wisconsin | $624 | -$280 | -31.0% |
| Wyoming | $804 | -$100 | -11.1% |
Choosing higher comprehensive and collision insurance deductibles could save up to $250 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying $1,100 to $1,500 extra per year, depending on your age. Mercury Milan insurance for high-risk drivers can cost anywhere from 42% to 135% more than the average policy. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates from as many companies as possible. Every company calculates rates differently, so rate quotes can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $868 | $72 |
| Mercury Milan Premier | $904 | $75 |
| Mercury Milan Premier AWD | $924 | $77 |
| Mercury Milan Hybrid | $1,024 | $85 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $152 | $214 | $402 | $904 |
| 2009 Mercury Milan | $148 | $192 | $398 | $874 |
| 2008 Mercury Milan | $146 | $188 | $390 | $860 |
| 2007 Mercury Milan | $144 | $178 | $384 | $842 |
| 2006 Mercury Milan | $132 | $170 | $380 | $818 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Mercury Milan Insurance
Saving money on Mercury Milan insurance not only requires avoiding accidents and violations, but also having above-average credit, eliminating unneeded coverage, and not having any coverage lapses. Invest the time to compare rates at least once a year by getting rate quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.
The list below is a brief review of the primary concepts that were presented in the illustrations above.
- Drivers can save approximately $100 per year simply by quoting online well ahead of the renewal date
- High-risk drivers with DUI or reckless driving convictions pay an average of $1,040 more annually for car insurance
- Increasing deductibles can save around $250 each year
- Teenagers have the highest car insurance rates, costing as high as $300 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,604 |
| 20 | $2,070 |
| 30 | $922 |
| 40 | $904 |
| 50 | $830 |
| 60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,064 |
| $250 | $992 |
| $500 | $904 |
| $1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $904 |
| 50/100 | $1,119 |
| 100/300 | $1,237 |
| 250/500 | $1,545 |
| 100 CSL | $1,166 |
| 300 CSL | $1,427 |
| 500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,086 |
| 20 | $3,296 |
| 30 | $1,966 |
| 40 | $1,948 |
| 50 | $1,858 |
| 60 | $1,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $46 |
| Multi-vehicle | $49 |
| Homeowner | $16 |
| 5-yr Accident Free | $57 |
| 5-yr Claim Free | $57 |
| Paid in Full/EFT | $34 |
| Advance Quote | $40 |
| Online Quote | $61 |
| Total Discounts | $360 |
Discounts are estimated and may not be available from every company or in every state.
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