Mercury Milan Insurance Rates

The average insurance rates for a Mercury Milan are $904 a year including full coverage. Comprehensive costs approximately $152 a year, collision costs $214, and liability costs around $402. Liability-only insurance costs as low as $446 a year, with high-risk driver insurance costing around $1,948. Teen drivers cost the most to insure at $3,604 a year or more.

Average premium for full coverage: $904

Policy rates by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Milan trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above highlight why it is important to compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down estimated Mercury Milan insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $544
• Using higher $1,000 deductibles will save $820 every year
• The average rate for a good driver age 40 who chooses $500 deductibles is $904
• Choosing low $100 deductibles for physical damage coverage will increase the cost to $1,064
• High-risk insureds with multiple violations and an at-fault accident could pay around $1,948 or more
• Policy cost for full coverage for a 16-year-old driver can cost $3,604 or more

View Chart as Image

Auto insurance rates for a Mercury Milan also range considerably based on your risk profile, the model of your Milan, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high deductibles may pay as low as $900 a year, or $75 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay in the ballpark of $3,600 a year. View Rates by Age

Your home state has a huge impact on Mercury Milan insurance prices. A driver around age 40 might see rates as low as $690 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,290 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $250 annually, while buying higher liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,100 to $1,500 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 42% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes from multiple companies. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mercury Milan Insurance

Finding cheaper rates on insurance for a Mercury Milan requires having a decent driving record, having good credit, paying for small claims out-of-pocket, and not having any coverage lapses. Set aside time to compare rates once a year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a brief review of the data that was covered above.

• You may be able to save around $100 per year simply by quoting early and online
• Insureds who purchase additional liability coverage will pay about $440 per year to increase from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers have the highest car insurance rates, with premiums being up to $300 each month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,040 more per year than a driver with a clean driving record