Mercury Milan Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated auto insurance rates for a Mercury Milan are $842 annually for full coverage insurance. Comprehensive costs an estimated $144 a year, collision insurance costs $178, and liability insurance is estimated at $384. A liability-only policy costs approximately $432 a year, and high-risk insurance costs around $1,802. Teens pay the most at up to $3,366 a year.
Average premium for full coverage: $842
Premium estimates broken down by type of coverage:
Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Milan trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for a Mercury Milan range from as cheap as $432 for your basic liability-only policy to a high of $1,802 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city has a significant impact on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on insurance prices.
These rate differences illustrate why it is important to get quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below illustrates average Mercury Milan insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $515
- Choosing higher $1,000 deductibles can save approximately $768 each year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $842
- Selecting low $100 deductibles for comp and collision coverage will cost $980
- High-risk insureds with serious driving violations could pay up to $1,802
- An auto insurance policy with full coverage for a teen driver can cost as much as $3,366 each year
Auto insurance prices for a Mercury Milan also have a wide range based on the model of your Milan, your risk profile, and liability limits and deductibles.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $800 annually on average, or $67 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay at least $3,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying $1,000 to $1,400 in extra premium annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 42% to 132% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $220 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $407 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Mercury Milan insurance rates. A good driver about age 40 could pay as low as $550 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,140 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $760 | -$82 | -9.7% |
| Alaska | $646 | -$196 | -23.3% |
| Arizona | $696 | -$146 | -17.3% |
| Arkansas | $842 | -$0 | 0.0% |
| California | $960 | $118 | 14.0% |
| Colorado | $800 | -$42 | -5.0% |
| Connecticut | $864 | $22 | 2.6% |
| Delaware | $950 | $108 | 12.8% |
| Florida | $1,050 | $208 | 24.7% |
| Georgia | $778 | -$64 | -7.6% |
| Hawaii | $604 | -$238 | -28.3% |
| Idaho | $572 | -$270 | -32.1% |
| Illinois | $626 | -$216 | -25.7% |
| Indiana | $634 | -$208 | -24.7% |
| Iowa | $566 | -$276 | -32.8% |
| Kansas | $798 | -$44 | -5.2% |
| Kentucky | $1,148 | $306 | 36.3% |
| Louisiana | $1,244 | $402 | 47.7% |
| Maine | $518 | -$324 | -38.5% |
| Maryland | $694 | -$148 | -17.6% |
| Massachusetts | $668 | -$174 | -20.7% |
| Michigan | $1,458 | $616 | 73.2% |
| Minnesota | $706 | -$136 | -16.2% |
| Mississippi | $1,008 | $166 | 19.7% |
| Missouri | $746 | -$96 | -11.4% |
| Montana | $902 | $60 | 7.1% |
| Nebraska | $660 | -$182 | -21.6% |
| Nevada | $1,008 | $166 | 19.7% |
| New Hampshire | $606 | -$236 | -28.0% |
| New Jersey | $940 | $98 | 11.6% |
| New Mexico | $742 | -$100 | -11.9% |
| New York | $884 | $42 | 5.0% |
| North Carolina | $482 | -$360 | -42.8% |
| North Dakota | $690 | -$152 | -18.1% |
| Ohio | $578 | -$264 | -31.4% |
| Oklahoma | $862 | $20 | 2.4% |
| Oregon | $772 | -$70 | -8.3% |
| Pennsylvania | $800 | -$42 | -5.0% |
| Rhode Island | $1,120 | $278 | 33.0% |
| South Carolina | $764 | -$78 | -9.3% |
| South Dakota | $708 | -$134 | -15.9% |
| Tennessee | $736 | -$106 | -12.6% |
| Texas | $1,014 | $172 | 20.4% |
| Utah | $622 | -$220 | -26.1% |
| Vermont | $574 | -$268 | -31.8% |
| Virginia | $504 | -$338 | -40.1% |
| Washington | $648 | -$194 | -23.0% |
| West Virginia | $772 | -$70 | -8.3% |
| Wisconsin | $582 | -$260 | -30.9% |
| Wyoming | $750 | -$92 | -10.9% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mercury Milan | $810 | $68 |
| Mercury Milan Premier | $842 | $70 |
| Mercury Milan Premier AWD | $858 | $72 |
| Mercury Milan Hybrid | $954 | $80 |
Rates assume 2006 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2010 Mercury Milan | $162 | $236 | $402 | $936 |
| 2009 Mercury Milan | $152 | $214 | $402 | $904 |
| 2008 Mercury Milan | $148 | $192 | $398 | $874 |
| 2007 Mercury Milan | $146 | $188 | $390 | $860 |
| 2006 Mercury Milan | $144 | $178 | $384 | $842 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Mercury Milan Insurance
Finding better rates on Mercury Milan insurance takes having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Set aside time to compare rates once a year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The following items are a condensed summary of the data that was covered above.
- It is possible to save approximately $90 per year just by quoting early and online
- Drivers who want additional liability coverage will pay approximately $420 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- 16 to 18-year-old drivers are the costliest to insure, with premiums being up to $281 per month if full coverage is included
- High-risk drivers with multiple at-fault accidents may pay on average $960 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $3,366 |
| 20 | $1,916 |
| 30 | $856 |
| 40 | $842 |
| 50 | $774 |
| 60 | $758 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $980 |
| $250 | $918 |
| $500 | $842 |
| $1,000 | $768 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $842 |
| 50/100 | $1,044 |
| 100/300 | $1,157 |
| 250/500 | $1,451 |
| 100 CSL | $1,090 |
| 300 CSL | $1,338 |
| 500 CSL | $1,519 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $4,738 |
| 20 | $3,044 |
| 30 | $1,818 |
| 40 | $1,802 |
| 50 | $1,720 |
| 60 | $1,702 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $42 |
| Multi-vehicle | $45 |
| Homeowner | $15 |
| 5-yr Accident Free | $51 |
| 5-yr Claim Free | $52 |
| Paid in Full/EFT | $30 |
| Advance Quote | $36 |
| Online Quote | $56 |
| Total Discounts | $327 |
Discounts are estimated and may not be available from every company or in every state.
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