Mercury Milan Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jun 3, 2023
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U.S. average insurance prices for a Mercury Milan are $904 every 12 months with full coverage. Comprehensive costs approximately $152, collision insurance costs $214, and liability costs $402. Liability-only insurance costs as little as $446 a year, and high-risk driver insurance costs around $1,948. Teenage drivers pay the highest rates at up to $3,604 a year.
Average premium for full coverage: $904
Price estimates by individual coverage:
Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all U.S. states and for all Milan models.
Price Range from Low to High
For the normal driver, Mercury Milan insurance prices range from the cheapest price of $446 for liability-only coverage to the much higher price of $1,948 for a driver who requires high-risk insurance.
Geographic Price Range
Your location can have significant affects on the price of insurance. Rural locations have more infrequent collision claims than densely populated cities. The example below illustrates how geographic area affects auto insurance prices.
The ranges above demonstrate why everyone should compare rates using their specific location and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Mercury Milan insurance rates for additional coverage and risk scenarios.
- The best discount rate is $544
- Drivers who choose higher $1,000 deductibles will pay $84 annually
- The average price for the average middle-age driver who chooses $500 deductibles is $904
- Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,064
- Higher-risk drivers who are prone to accidents and violations could pay around $1,948
- The price to insure a teen driver for full coverage can cost $3,604 a year
Car insurance prices for a Mercury Milan are also quite variable based on deductibles and policy limits, your driving record, and the model of your Milan.
Using high physical damage deductibles could save up to $250 every year, whereas buying more liability protection will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may pay as little as $900 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $3,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,500 extra each year, depending on your age. Mercury Milan insurance for high-risk drivers can cost as much as 42% to 135% more than a normal policy. View High Risk Driver Rates
The state you live in makes a big difference in Mercury Milan insurance prices. A 40-year-old driver could pay as low as $650 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,220 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $818 | -$86 | -9.5% |
Alaska | $694 | -$210 | -23.2% |
Arizona | $750 | -$154 | -17.0% |
Arkansas | $904 | -$0 | 0.0% |
California | $1,030 | $126 | 13.9% |
Colorado | $862 | -$42 | -4.6% |
Connecticut | $928 | $24 | 2.7% |
Delaware | $1,020 | $116 | 12.8% |
Florida | $1,128 | $224 | 24.8% |
Georgia | $838 | -$66 | -7.3% |
Hawaii | $650 | -$254 | -28.1% |
Idaho | $612 | -$292 | -32.3% |
Illinois | $674 | -$230 | -25.4% |
Indiana | $684 | -$220 | -24.3% |
Iowa | $610 | -$294 | -32.5% |
Kansas | $860 | -$44 | -4.9% |
Kentucky | $1,232 | $328 | 36.3% |
Louisiana | $1,338 | $434 | 48.0% |
Maine | $558 | -$346 | -38.3% |
Maryland | $746 | -$158 | -17.5% |
Massachusetts | $720 | -$184 | -20.4% |
Michigan | $1,570 | $666 | 73.7% |
Minnesota | $756 | -$148 | -16.4% |
Mississippi | $1,082 | $178 | 19.7% |
Missouri | $802 | -$102 | -11.3% |
Montana | $970 | $66 | 7.3% |
Nebraska | $710 | -$194 | -21.5% |
Nevada | $1,084 | $180 | 19.9% |
New Hampshire | $652 | -$252 | -27.9% |
New Jersey | $1,010 | $106 | 11.7% |
New Mexico | $800 | -$104 | -11.5% |
New York | $952 | $48 | 5.3% |
North Carolina | $522 | -$382 | -42.3% |
North Dakota | $742 | -$162 | -17.9% |
Ohio | $624 | -$280 | -31.0% |
Oklahoma | $926 | $22 | 2.4% |
Oregon | $828 | -$76 | -8.4% |
Pennsylvania | $862 | -$42 | -4.6% |
Rhode Island | $1,206 | $302 | 33.4% |
South Carolina | $820 | -$84 | -9.3% |
South Dakota | $762 | -$142 | -15.7% |
Tennessee | $792 | -$112 | -12.4% |
Texas | $1,090 | $186 | 20.6% |
Utah | $670 | -$234 | -25.9% |
Vermont | $616 | -$288 | -31.9% |
Virginia | $542 | -$362 | -40.0% |
Washington | $698 | -$206 | -22.8% |
West Virginia | $828 | -$76 | -8.4% |
Wisconsin | $624 | -$280 | -31.0% |
Wyoming | $804 | -$100 | -11.1% |
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mercury Milan | $868 | $72 |
Mercury Milan Premier | $904 | $75 |
Mercury Milan Premier AWD | $924 | $77 |
Mercury Milan Hybrid | $1,024 | $85 |
Rates assume 2010 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2010 Mercury Milan | $152 | $214 | $402 | $904 |
2009 Mercury Milan | $148 | $192 | $398 | $874 |
2008 Mercury Milan | $146 | $188 | $390 | $860 |
2007 Mercury Milan | $144 | $178 | $384 | $842 |
2006 Mercury Milan | $132 | $170 | $380 | $818 |
Rates are averaged for all Mercury Milan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Mercury Milan Insurance
Getting lower rates on car insurance not only requires being a good driver, but also maintaining a good credit score, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to compare rates at every other renewal by getting rate quotes from direct companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The following list is a quick review of the concepts that were presented in the illustrations above.
- Higher risk drivers with a DUI or reckless driving violation could be forced to pay on average $1,040 more per year than a safer driver
- Drivers age 16 to 20 pay the highest auto insurance prices, costing up to $300 a month if the policy includes full coverage
- You may be able to save around $100 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $250 each year
- You may be able to save around $100 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,604 |
20 | $2,070 |
30 | $922 |
40 | $904 |
50 | $830 |
60 | $814 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,064 |
$250 | $992 |
$500 | $904 |
$1,000 | $820 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $904 |
50/100 | $1,119 |
100/300 | $1,237 |
250/500 | $1,545 |
100 CSL | $1,166 |
300 CSL | $1,427 |
500 CSL | $1,617 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,086 |
20 | $3,296 |
30 | $1,966 |
40 | $1,948 |
50 | $1,858 |
60 | $1,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $46 |
Multi-vehicle | $49 |
Homeowner | $16 |
5-yr Accident Free | $57 |
5-yr Claim Free | $57 |
Paid in Full/EFT | $34 |
Advance Quote | $40 |
Online Quote | $61 |
Total Discounts | $360 |
Discounts are estimated and may not be available from every company or in every state.
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