Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage insurance. Comprehensive costs approximately $214 each year, collision costs $350, and liability insurance is $390. A policy with only liability insurance costs around $438 a year, with a high-risk policy costing around $2,352. 16-year-old drivers pay the most at $4,172 a year or more.

Average premium for full coverage: $1,090

Premium estimates by type of coverage:

Includes $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than congested cities.

The graphic below illustrates how geographic area affects auto insurance prices.

These rate differences illustrate why all drivers should compare rates quotes using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $639
• Raising to $1,000 deductibles will save $130 each year
• The estimated price for a 40-year-old good driver who chooses $500 deductibles is $1,090
• Buying low deductibles bumps up the cost to $1,336
• Higher-risk drivers with multiple tickets or accidents could pay around $2,352 or more
• An auto insurance policy that insures a teen driver can cost $4,172

View Chart as Image

Car insurance prices for a Mitsubishi Outlander also have a wide range based on the trim level and model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged in the ballpark of $4,100 a year. View Rates by Age

Where you choose to live also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,470 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $380 each year, whereas increasing liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison from as many companies as possible. Every auto insurance company utilizes a different rate formula, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mitsubishi Outlander Insurance

Finding better rates on Mitsubishi Outlander insurance consists of avoiding accidents and claims, having a positive credit history, paying for small claims out-of-pocket, and avoiding coverage lapses. Comparison shop at least every other year by getting rate quotes from direct insurance companies, and also from your local car insurance providers.

The points below are a recap of the car insurance concepts presented in the illustrations above.

• High-risk drivers that have major violations or accidents could be charged and average of $1,260 more per year to insure a Mitsubishi Outlander
• It is possible to save around $130 per year simply by quoting online in advance
• Increasing policy deductibles can save approximately $375 each year
• Drivers who purchase increased liability limits will pay around $430 annually to raise from 30/60 bodily injury limits to the 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.