Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance prices for a Mitsubishi Outlander are $1,090 every 12 months including full coverage. Comprehensive costs approximately $214, collision insurance costs $350, and liability is estimated at $390. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs around $2,352. Teenage drivers pay the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Price estimates by individual coverage:

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

The ranges above highlight why anyone shopping for car insurance should get quotes using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below breaks down average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best discount rate is $639
• Choosing higher $1,000 deductibles can save $130 every year
• The average price for the average middle-age driver who chooses $500 deductibles is $1,090
• Using more expensive low deductibles for comp and collision coverage increases the price to $1,336
• Unlucky drivers who are prone to accidents and violations could pay around $2,352
• The price to insure a teen driver with full coverage can cost $4,172 each year

View Chart as Image

Car insurance prices for a Mitsubishi Outlander are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your Outlander.

Using high physical damage deductibles can save as much as $380 every year, while increasing your policy's liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,000 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance ranges as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Mitsubishi Outlander insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Mitsubishi Outlander Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Set aside time to compare rates at least once a year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The list below is a quick rundown of the primary concepts that were covered above.

• You may be able to save around $130 per year just by shopping early and online
• Higher risk drivers with reckless driving or DUI convictions could be charged and average of $1,260 more per year for car insurance
• Increasing physical damage deductibles could save as much as $375 each year
• Teenagers pay the highest auto insurance prices, possibly costing $348 a month if the policy includes full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.