Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,090 a year with full coverage. Comprehensive costs around $214, collision costs $350, and liability coverage is estimated at $390. A liability-only policy costs approximately $438 a year, with high-risk insurance costing around $2,352. 16-year-old drivers cost the most to insure at $4,172 a year or more.

Average premium for full coverage: $1,090

Policy rates for type of insurance:

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for different Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than congested cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should get quotes for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $639
• Choosing higher $1,000 deductibles can save about $130 annually
• The estimated price for a good driver age 40 using $500 deductibles is $1,090
• Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $1,336
• Drivers with multiple tickets or accidents could pay at least $2,352 or more
• Policy cost that insures a teenage driver with full coverage can be $4,172 each year

View Chart as Image

Car insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,300 to $1,800 extra every year, depending on your age. High-risk driver insurance ranges around 43% to 133% more than the average rate. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may only pay around $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged as much as $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $790 a year in states like New Hampshire, Ohio, and Utah, or at least $1,470 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles can save as much as $380 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to find out your exact price is to compare rates and see how they stack up. Each auto insurer utilizes a different rate formula, so rate quotes will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mitsubishi Outlander Insurance

Finding cheaper rates on auto insurance takes being a good driver, having a positive credit history, not filing small claims, and qualifying for all possible discounts. Comparison shop every other policy renewal by requesting quotes from direct companies, and also from your local independent and exclusive agents.

The following list is a review of the ideas that were covered in the above illustrations.

• Drivers age 16 to 20 are the costliest to insure, as much as $348 each month if full coverage is purchased
• Drivers who have several accidents or serious violations may pay on average $1,260 more every year than a safer driver
• Increasing comprehensive and collision deductibles can save approximately $375 each year
• You may be able to save up to $130 per year simply by shopping early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.