Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage insurance. Comprehensive costs around $214 a year, collision insurance costs $350, and liability insurance is estimated at $390. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs around $2,352. Teen drivers pay the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Price estimates for individual coverage:

Prices include $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why it is important to get quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $639
• Choosing higher $1,000 deductibles can save about $960 each year
• The estimated price for the average middle-age driver using $500 deductibles is $1,090
• Choosing low $100 deductibles for comp and collision coverage bumps up the cost to $1,336
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,352
• The price that insures a teen driver can be $4,172 each year

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander are also quite variable based on the trim level of your Outlander, your age and driving record, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are probably paying at least $1,300 to $1,800 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 133% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

The state you live in plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,470 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can save as much as $380 each year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance takes being a good driver, maintaining a good credit score, not filing small claims, and possibly raising deductibles. Shop around at least once a year by requesting rates from direct insurance companies, and also from insurance agencies where you live.

The following list is a quick rundown of the primary concepts that were touched on in the above illustrations.

• It is possible to save up to $130 per year just by quoting early and online
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,260 more every year than a safer driver
• Increasing physical damage deductibles can save approximately $375 each year
• Drivers age 16 to 20 are expensive to insure, as much as $348 a month if the policy includes full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.