Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Mitsubishi Outlander are $1,090 annually with full coverage. Comprehensive insurance costs an estimated $214 a year, collision insurance costs $350, and liability coverage is $390. Liability-only coverage costs around $438 a year, and high-risk coverage costs $2,352 or more. Teen drivers pay the most at up to $4,172 a year.

Average premium for full coverage: $1,090

Premium estimates broken down by type of coverage:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on car insurance rates. More rural locations are statistically proven to have fewer collision claims than larger metro areas. The diagram below illustrates how location impacts insurance prices.

These rate differences demonstrate why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below details average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save approximately $960 annually
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,090
• Choosing low $100 deductibles costs an additional $246 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,352
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,172

View Chart as Image

Insurance prices for a Mitsubishi Outlander also have a wide range based on the model of your Outlander, your driving record, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they can expect to pay at least $4,100 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you may be forking out $1,300 to $1,800 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce prices by up to $380 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $790 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Low Cost Mitsubishi Outlander Insurance

Finding better rates on auto insurance consists of being a good driver, having a good credit history, being claim-free, and deciding if full coverage is necessary. Spend time shopping around at least once a year by quoting rates from direct companies, and also from several local insurance agents.

The following list is a review of the primary concepts that were touched on above.

• You may be able to save approximately $130 per year just by quoting early and online
• Drivers who have several accidents or serious violations pay on average $1,260 more annually than a safer driver
• Increasing policy deductibles could save up to $375 each year
• Drivers age 16 to 20 are charged the highest prices, possibly costing $348 per month including comprehensive and collision insurance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.