Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage insurance. Comprehensive costs an estimated $214, collision insurance costs $350, and liability insurance costs around $390. A policy with just liability insurance costs as low as $438 a year, and coverage for high-risk drivers costs around $2,352. Teens pay the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Price estimates broken down by individual coverage:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a significant impact on the price of insurance. More rural locations have lower incidents of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference location can make on insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $639
• Using higher $1,000 deductibles will save approximately $130 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,090
• Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,336
• Drivers with serious driving violations could pay up to $2,352
• The price that insures a teen driver with full coverage can cost as much as $4,172 or more

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance can be anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,100 a year. View Rates by Age

The state you live in has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see prices as low as $710 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,470 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $380 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance requires being a good driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare rates at every other renewal by getting quotes from direct insurance companies, and also from local insurance agencies.

The following list is a recap of the concepts that were touched on in this article.

• High-risk drivers that have major violations or accidents may have to pay on average $1,260 more annually than a safer driver
• Drivers age 16 to 20 are charged the highest prices, as much as $348 a month if full coverage is included
• It is possible to save approximately $130 per year just by shopping early and online
• Increasing physical damage deductibles can save approximately $375 each year
• It is possible to save approximately $130 per year just by shopping early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.