Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Mitsubishi Outlander are $1,090 every 12 months including full coverage. Comprehensive costs on average $214 a year, collision insurance costs $350, and liability insurance is $390. Liability-only insurance costs around $438 a year, and high-risk driver insurance costs around $2,352. Teen drivers cost the most to insure at up to $4,172 a year.

Average premium for full coverage: $1,090

Policy rates by type of insurance:

Rates are based on $500 deductibles, 30/60 split liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why it is important to compare rates quotes based on a specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save around $960 every year
• The average price for a good driver age 40 with $500 deductibles is $1,090
• Choosing low $100 deductibles increases the price to $1,336
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,352
• Policy cost to insure a teen driver may cost $4,172

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your Outlander.

Choosing high deductibles can reduce rates by up to $380 each year, while buying higher liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay upwards of $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 133% more than average. View High Risk Driver Rates

Your home state also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find rates as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,550 on average in Michigan, New York, and Louisiana.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Cheap Mitsubishi Outlander Insurance

Finding cheaper rates on Mitsubishi Outlander insurance consists of not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by quoting rates from direct car insurance companies, and also from your local independent and exclusive agents.

The following is a quick review of the car insurance concepts raised in the charts and tables above.

• High-risk drivers with a DUI or reckless driving violation may pay on average $1,260 more each year for Outlander insurance
• You may be able to save as much as $130 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Drivers who require higher liability limits will pay about $430 per year to raise from a 30/60 limit to a 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.