Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average auto insurance rates for a Mitsubishi Outlander are $1,090 annually including full coverage. Comprehensive costs an estimated $214, collision costs $350, and liability coverage is estimated at $390. Liability-only coverage costs approximately $438 a year, with high-risk coverage costing around $2,352. Teen drivers receive the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Rate estimates broken down by individual coverage type:

Prices include $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city has a large influence on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates how location helps determine insurance prices.

These examples highlight why anyone shopping for car insurance should get quotes for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The lowest rate with discounts is $639
• Choosing higher $1,000 deductibles can save approximately $130 every year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,090
• Choosing more expensive low deductibles for comp and collision coverage will cost $1,336
• Drivers with multiple violations and an at-fault accident could pay up to $2,352 or more
• The cost with full coverage for a teenage driver with full coverage can cost as much as $4,172 each year

View Chart as Image

Car insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level of your Outlander, your driving characteristics, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,000 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged at least $4,100 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,300 to $1,800 extra per year, depending on your age. High-risk driver insurance ranges around 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $380 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,550 on average in Louisiana, New York, and Michigan.

View Chart as Image

With so much variability in rates, the best way to figure out which company is cheapest is to compare rates and see how they stack up. Each auto insurer uses a different rate calculation, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy the Right Mitsubishi Outlander Insurance

Saving money on auto insurance takes being a low-risk driver, having a good credit score, not filing small claims, and not having any coverage lapses. Invest time comparing rates every time your policy renews by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The items below are a quick rundown of the information covered in the charts and tables above.

• You may be able to save approximately $130 per year simply by shopping early and online
• Teen drivers have the highest car insurance rates, as much as $348 per month if comprehensive and collision insurance is included
• Increasing deductibles could save up to $375 each year
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,260 more annually to insure their Outlander
• Consumers who want more liability coverage will pay about $430 per year to raise limits from a minimum limit to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.