Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance prices for a Mitsubishi Outlander are $1,090 every 12 months with full coverage. Comprehensive costs an estimated $214 a year, collision costs $350, and liability costs $390. Buying just liability costs as little as $438 a year, with insurance for high-risk drivers costing around $2,352. 16-year-old drivers cost the most to insure at $4,172 a year or more.

Average premium for full coverage: $1,090

Policy rates broken down by type of insurance:

These estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have more infrequent collision claims than congested cities.

The diagram below illustrates the effect of geographic area on insurance prices.

The examples above demonstrate why it is important to compare rates for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below details estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best full coverage rate is $639
• Drivers who choose higher $1,000 deductibles will pay approximately $960 annually
• The average price for a good driver age 40 who has $500 deductibles is $1,090
• Buying low $100 deductibles for comprehensive and collision insurance increases the price to $1,336
• Higher-risk drivers with multiple tickets or accidents could pay up to $2,352 or more
• Policy cost to insure a teen driver can cost as much as $4,172 a year

View Chart as Image

Insurance rates for a Mitsubishi Outlander also range considerably based on liability limits and deductibles, your driving record, and the model year and trim level.

Opting for high physical damage deductibles could save up to $380 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out $1,300 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

Your home state makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $790 a year in states like Utah, Ohio, and New Hampshire, or at least $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see which company has the best rate. Every company utilizes a different rate formula, so the rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheap Mitsubishi Outlander Insurance

Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also having good credit, not filing small claims, and taking advantage of discounts. Take the time to compare rates at least once a year by quoting rates from direct companies, and also from your local independent and exclusive agents.

Below is a brief summary of the primary concepts that were covered in the above illustrations.

• You may be able to save approximately $130 per year simply by quoting early and online
• Higher risk drivers that tend to have accidents or serious violations may pay on average $1,260 more annually for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $375 each year
• Teenage drivers are charged the highest rates, as much as $348 each month if they have full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.