Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,090 a year including full coverage. Comprehensive insurance costs around $214, collision costs $350, and liability insurance is estimated at $390. A liability-only policy costs approximately $438 a year, with high-risk insurance costing $2,352 or more. Teen drivers pay the most at $4,172 a year or more.

Average premium for full coverage: $1,090

Premium estimates for type of coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates include averaging for all 50 U.S. states and for all Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of insurance. Areas with sparse population are statistically proven to have lower incidents of comprehensive and collision claims than larger metro areas.

The example below illustrates the difference location can make on auto insurance rates.

These rate differences highlight why everyone should get quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $639
• Choosing higher $1,000 deductibles can save about $130 every year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,090
• Choosing pricier low deductibles for comp and collision coverage will cost an additional $246 a year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $2,352 or more
• An auto insurance policy that insures a teen driver for full coverage can be $4,172 each year

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander also have a wide range based on the model of your Outlander, your driving record and age, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are likely paying at least $1,300 to $1,800 in extra premium annually, depending on your age. Mitsubishi Outlander insurance for high-risk drivers ranges anywhere from 43% to 133% more than average. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 annually on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay as much as $4,100 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Mitsubishi Outlander insurance rates. A good driver about age 40 could pay as low as $840 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,550 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles can save as much as $380 each year, whereas buying more liability protection will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to figure out your exact price is to regularly compare prices from as many companies as possible. Each auto insurer uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Mitsubishi Outlander Insurance

Finding better rates on Mitsubishi Outlander insurance takes avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and maximizing policy discounts. Shop around at least once a year by requesting quotes from direct car insurance companies, and also from local insurance agencies.

The points below are a brief recap of the primary concepts that were touched on in this article.

• You may be able to save up to $130 per year simply by quoting online well ahead of the renewal date
• High-risk drivers who tend to receive serious violations may have to pay on average $1,260 more every year to insure a Mitsubishi Outlander
• Increasing policy deductibles can save approximately $375 each year
• Drivers under the age of 20 are expensive to insure, with the cost nearing $348 per month if the policy includes full coverage

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.