Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage. Comprehensive costs around $230, collision insurance costs $380, and liability costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $2,452. Teens cost the most to insure at up to $4,314 a year.

Average premium for full coverage: $1,136

Policy rates for type of insurance:

Estimates include $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for all Outlander models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates how your location can change auto insurance rates.

The examples above show why everyone should compare prices for a specific zip code, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $661
• Using higher $1,000 deductibles will save about $140 a year
• The estimated price for a good driver age 40 using $500 deductibles is $1,136
• Selecting pricier low deductibles for physical damage coverage bumps up the cost to $1,402
• High-risk insureds with serious driving violations could pay at least $2,452
• Policy cost that insures a 16-year-old driver for full coverage can be $4,314 or more

View Chart as Image

Car insurance rates for a Mitsubishi Outlander also range considerably based on the model of your Outlander, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,300 to $1,900 extra every year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can be from 44% to 128% more than the average policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,300 a year. View Rates by Age

Your home state has a huge impact on Mitsubishi Outlander insurance prices. A driver around age 40 might see rates as low as $750 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $410 annually, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mitsubishi Outlander Insurance

Finding cheaper rates on insurance for a Mitsubishi Outlander requires being a low-risk driver, having a positive credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare rates at every other renewal by getting rate quotes from direct carriers, and also from several local insurance agents.

The items below are a review of the concepts that were illustrated above.

• Drivers considered higher risk who have several accidents or serious violations pay on average $1,320 more every year to insure their Outlander
• Teen drivers are the costliest to insure, costing up to $360 each month if full coverage is purchased
• Drivers can save up to $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers can save up to $140 per year just by quoting online well ahead of the renewal date

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.