Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average auto insurance rates for a Mitsubishi Outlander are $1,090 annually for full coverage. Comprehensive insurance costs an estimated $214, collision costs $350, and liability is $390. Liability-only insurance costs around $438 a year, with high-risk driver insurance costing $2,352 or more. Teen drivers cost the most to insure at $4,172 a year or more.

Average premium for full coverage: $1,090

Policy rates broken down by type of insurance:

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas.

The price range example below illustrates how geographic area affects insurance prices.

The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save approximately $130 a year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,090
• Choosing more expensive low deductibles costs an additional $246 every year
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,352 or more
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $4,172

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $4,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,300 to $1,800 in extra premium every year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $380 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find rates as low as $720 a year in states like Iowa, Maine, and Idaho, or as much as $1,550 on average in New York, Louisiana, and Michigan.

View Chart as Image

Because rates have so much variability, the only way to know which auto insurance is cheapest is to compare rates and see which company has the best rate. Every auto insurance company uses a different rate calculation, and quoted rates will be varied between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mitsubishi Outlander Insurance

Finding cheaper rates on car insurance consists of avoiding accidents and violations, having above-average credit, avoid buying unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates every time your policy renews by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a brief review of the information presented in the illustrations above.

• Drivers can save approximately $130 per year simply by shopping early and online
• Teenagers are the costliest to insure, costing up to $348 each month if full coverage is included
• Increasing comprehensive and collision deductibles could save up to $375 each year
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,260 more annually for car insurance
• Policyholders who want higher liability limits will pay about $430 each year to raise from a 30/60 limit to higher 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.