Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

The average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive insurance costs around $214 a year, collision insurance costs $350, and liability is estimated at $390. Liability-only insurance costs approximately $438 a year, and high-risk driver insurance costs $2,352 or more. Teen drivers cost the most to insure at up to $4,172 a year.

Average premium for full coverage: $1,090

Policy rates for type of insurance:

Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Outlander trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population are shown to have a lower frequency of accident claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above show why it is important to get quotes for a specific zip code and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $639
• Choosing higher $1,000 deductibles can save about $960 a year
• The average rate for a good driver age 40 using $500 deductibles is $1,090
• Choosing low $100 deductibles for comp and collision coverage will cost an extra $246 every year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,352
• Policy cost for full coverage for a teen driver can be $4,172 each year

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander also range considerably based on your risk profile, the trim level of your Outlander, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,000 annually on average, or $83 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay as much as $4,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Mitsubishi Outlander insurance prices. A good driver about age 40 could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or as much as $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles can save as much as $380 every year, while buying higher liability limits will increase rates. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at least $1,300 to $1,800 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 133% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mitsubishi Outlander Insurance

Finding cheaper rates on car insurance takes avoiding accidents and claims, having good credit, avoid buying unnecessary coverage, and possibly raising deductibles. Make time to compare rates every time your policy renews by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

The points below are a brief review of the information touched on in this article.

• Drivers can save up to $130 per year just by quoting early and online
• Drivers under the age of 20 are expensive to insure, costing up to $348 each month if they have full coverage
• Increasing comprehensive and collision deductibles can save around $375 each year
• Higher risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,260 more every year to insure a Mitsubishi Outlander
• Policyholders who may need increased liability limits will pay about $430 each year to raise limits from a 30/60 limit to 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.