Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,090 a year with full coverage. Comprehensive insurance costs an estimated $214, collision costs $350, and liability is estimated at $390. A policy with just liability insurance costs approximately $438 a year, with coverage for high-risk drivers costing $2,352 or more. Teens receive the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Rate estimates broken down by individual coverage type:

Rates are based on $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all U.S. states and for different Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects insurance prices.

These examples demonstrate why anyone shopping for car insurance should get quotes for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $639
• Choosing higher $1,000 deductibles can save approximately $130 annually
• The average rate for a 40-year-old driver who has $500 deductibles is $1,090
• Selecting more expensive low deductibles for comp and collision coverage will cost an extra $246 annually
• Higher-risk drivers with serious driving violations could pay up to $2,352 or more
• The cost for full coverage for a 16-year-old driver with full coverage can cost as much as $4,172 each year

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may pay as low as $1,000 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $4,100 a year. View Rates by Age

Where you live plays a big part in determining prices for Mitsubishi Outlander insurance prices. A good driver about age 40 could pay as low as $790 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $380 annually, while increasing your policy's liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,300 to $1,800 additional per year, depending on your age. High-risk driver insurance ranges from 43% to 133% more than the average policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to compare rates from multiple companies. Each auto insurer calculates rates differently, and rates can be significantly different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Mitsubishi Outlander Insurance

Saving money on insurance for a Mitsubishi Outlander takes having a decent driving record, having a good credit history, eliminating unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop once a year by obtaining price quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a quick review of the data that was touched on in the above illustrations.

• You may be able to save approximately $130 per year simply by shopping early and online
• Insureds who want additional liability coverage will pay approximately $430 every year to raise limits from a minimum limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $348 per month including comprehensive and collision insurance
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,260 more annually than a driver with a clean driving record

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.