Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive costs approximately $214, collision insurance costs $350, and liability insurance costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $2,352. 16-year-old drivers receive the highest rates at up to $4,172 a year.

Average premium for full coverage: $1,090

Rate estimates by individual coverage type:

Prices include $500 policy deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all Outlander models.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities. The example below illustrates how your location can change auto insurance prices.

These examples show why everyone should compare prices using their specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $639
• Using higher $1,000 deductibles will save $130 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,090
• Buying pricier low deductibles for physical damage coverage bumps up the cost to $1,336
• Drivers with multiple tickets or accidents could pay around $2,352
• The cost that insures a teen driver for full coverage can cost $4,172 or more

View Chart as Image

Auto insurance rates for a Mitsubishi Outlander can also vary considerably based on the model of your Outlander, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,300 to $1,800 in extra premium per year, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can be anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $4,100 a year. View Rates by Age

Where you live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $720 a year in states like Iowa, Maine, and Idaho, or at least $1,550 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $380 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Mitsubishi Outlander Insurance

Saving money on Mitsubishi Outlander insurance requires being a good driver, maintaining a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Comparison shop every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The following list is a quick rundown of the material that was illustrated above.

• Drivers who purchase an increased level of liability coverage will pay around $430 each year to increase from a minimum limit to the 250/500 level
• Drivers age 16 to 20 have the highest car insurance rates, costing as high as $348 per month if the policy includes full coverage
• High-risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,260 more per year than a safer driver
• Increasing deductibles can save approximately $375 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.