Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance prices for a Mitsubishi Outlander are $1,090 every 12 months for full coverage insurance. Comprehensive costs around $214 a year, collision costs $350, and liability coverage costs around $390. A policy with just liability insurance costs as low as $438 a year, with coverage for high-risk drivers costing around $2,352. Teenage drivers pay the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Price estimates for individual coverage:

Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 states and Outlander trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population have more infrequent physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects auto insurance rates.

The ranges above illustrate why it is important to compare prices for a specific zip code and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best discount rate is $639
• Using higher $1,000 deductibles will save about $960 each year
• The average price for the average middle-age driver using $500 deductibles is $1,090
• Using low $100 deductibles for physical damage coverage increases the price to $1,336
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,352 or more
• The price to insure a teenage driver can be $4,172 or more

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.

Using high physical damage deductibles could cut prices by as much as $380 a year, while buying higher liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $351 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,000 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay as much as $4,100 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,300 to $1,800 extra each year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

The state you live in has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,470 on average in Michigan, New York, and Florida.

View Chart as Image

Since prices can be so different, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Mitsubishi Outlander Insurance

Getting lower rates on auto insurance requires avoiding accidents and claims, having good credit, not filing small claims, and insuring your home and auto with the same company. Take the time to comparison shop once a year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The points below are a quick rundown of the data that was touched on in the above illustrations.

• It is possible to save up to $130 per year simply by quoting early and online
• Consumers who may need increased liability limits will pay an extra $430 annually to increase from a low limit to a 250/500 level
• Drivers under the age of 20 pay higher prices, as much as $348 a month if they have full coverage
• Drivers with reckless driving or DUI convictions may pay on average $1,260 more every year to insure a Mitsubishi Outlander

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.