Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Mitsubishi Outlander are $1,090 every 12 months for full coverage insurance. Comprehensive insurance costs around $214, collision costs $350, and liability insurance costs around $390. A liability-only policy costs as low as $438 a year, with high-risk insurance costing $2,352 or more. 16-year-old drivers pay the most at $4,172 a year or more.

Average premium for full coverage: $1,090

Premium estimates for type of coverage:

Prices include $500 deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and for different Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than congested cities.

The price range example below illustrates how your location can change auto insurance rates.

These rate differences illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $639
• Using higher $1,000 deductibles will save about $130 each year
• The average price for a 40-year-old good driver using $500 deductibles is $1,090
• Buying more expensive low deductibles for physical damage coverage costs an extra $246 a year
• Drivers with multiple tickets or accidents could pay at least $2,352 or more
• An auto insurance policy to insure a teen driver with full coverage can be $4,172 or more

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Opting for high physical damage deductibles could cut prices by as much as $380 each year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,300 to $1,800 in extra premium annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

Where you choose to live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see prices as low as $710 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,470 on average in Michigan, New York, and Florida.

View Chart as Image

With such a large range in prices, the only way to figure out your exact price is to compare prices from as many companies as possible. Each insurance company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Mitsubishi Outlander Insurance

Finding better rates on Mitsubishi Outlander insurance requires not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Invest the time to shop around every time your policy renews by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The following is a quick rundown of the information illustrated above.

• It is possible to save up to $130 per year simply by shopping early and online
• Teens are expensive to insure, with premiums being up to $348 per month if comprehensive and collision insurance is included
• Increasing policy deductibles could save as much as $375 each year
• High-risk drivers with reckless driving or DUI convictions may pay on average $1,260 more every year for Outlander insurance
• Drivers who may need higher liability limits will pay around $430 annually to increase from 30/60 bodily injury limits to a 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.