Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

U.S. average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage insurance. Comprehensive costs on average $230 each year, collision insurance costs $380, and liability insurance is $390. Buying just liability costs around $438 a year, and insurance for high-risk drivers costs around $2,452. Teenage drivers pay the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Price estimates by individual coverage:

Estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and Outlander models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. Rural areas have a lower frequency of physical damage claims than densely populated cities. The graphic below illustrates how rural and urban location affects car insurance rates.

The ranges above illustrate why all drivers should compare rates quotes based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.

• The best discount rate is $661
• Raising to $1,000 deductibles will save around $140 each year
• The average rate for the average middle-age driver with $500 deductibles is $1,136
• Using low deductibles will increase the cost to $1,402
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,452
• The price for full coverage for a teen driver may cost $4,314

View Chart as Image

Insurance prices for a Mitsubishi Outlander are also quite variable based on your driving record, the model year and trim level, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers should be prepared to pay upwards of $4,300 a year. View Rates by Age

The state you live in also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $740 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,530 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $410 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $351 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at a minimum $1,300 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 128% more than a normal policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Low Cost Mitsubishi Outlander Insurance

Getting lower rates on Mitsubishi Outlander insurance consists of being a safe and courteous driver, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Set aside time to shop around at least every other year by quoting rates from direct insurance companies like Progressive and GEICO, and also from local independent and exclusive agents.

Below is a review of the car insurance concepts raised in the charts and tables above.

• High-risk drivers who have several accidents or serious violations pay an average of $1,320 more each year for auto insurance
• It is possible to save as much as $140 per year just by quoting online in advance
• Increasing physical damage deductibles can save around $400 each year
• Drivers who require higher levels of liability will pay an extra $430 annually to raise from a low limit to 250/500 limits

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.