Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,136 a year for full coverage. Comprehensive insurance costs around $230, collision insurance costs $380, and liability is $390. A policy with just liability insurance costs around $438 a year, and coverage for high-risk drivers costs $2,452 or more. 16-year-old drivers receive the highest rates at up to $4,314 a year.

Average premium for full coverage: $1,136

Rate estimates for individual coverage type:

These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all states and for different Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than congested cities. The price range example below illustrates how geographic area affects auto insurance rates.

These examples show why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $661
• Raising to $1,000 deductibles will save about $140 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,136
• Buying more expensive low deductibles will cost an additional $266 every year
• At-risk drivers with multiple tickets or accidents could pay at least $2,452
• The cost that insures a teen driver with full coverage can be $4,314

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,300 to $1,900 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 128% more than the average rate. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $4,300 a year. View Rates by Age

Where you live also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find rates as low as $750 a year in states like Idaho, Maine, and Iowa, or at least $1,620 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $410 every year, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Saving money on car insurance consists of having a decent driving record, having a good credit score, eliminating unneeded coverage, and deciding if full coverage is necessary. Comparison shop every time your policy renews by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a brief summary of the information presented in the illustrations above.

• Drivers can save up to $140 per year just by shopping early and online
• 16 to 18-year-old drivers are charged the highest rates, costing as high as $360 per month if comprehensive and collision insurance is included
• Increasing deductibles can save approximately $400 each year
• Higher risk drivers that tend to have accidents or serious violations pay on average $1,320 more every year than a driver with a clean driving record
• Policyholders who may need additional liability coverage will pay around $430 each year to raise from a minimum limit to the 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.