Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Mitsubishi Outlander are $1,090 every 12 months for full coverage. Comprehensive costs around $214, collision insurance costs $350, and liability costs $390. A liability-only policy costs as little as $438 a year, and high-risk insurance costs around $2,352. Teenage drivers pay the most at up to $4,172 a year.

Average premium for full coverage: $1,090

Premium estimates for type of coverage:

Includes $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all states and for all Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can make a big difference on auto insurance rates. Areas with sparse population are statistically proven to have more infrequent accident claims than densely populated cities. The example below illustrates the difference location can make on auto insurance rates.

These rate differences show why everyone should compare rates for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best discount rate is $639
• Drivers who choose higher $1,000 deductibles will pay about $130 a year
• The average price for a 40-year-old good driver using $500 deductibles is $1,090
• Using pricier low deductibles for comprehensive and collision insurance increases the price to $1,336
• Drivers who are prone to accidents and violations could pay at least $2,352
• An auto insurance policy to insure a 16-year-old driver for full coverage can be $4,172 a year

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Auto insurance prices for a Mitsubishi Outlander also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles could save up to $380 annually, whereas buying more liability protection will increase prices. Going from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,000 per year on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will have to pay as much as $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying at least $1,300 to $1,800 in extra premium annually, depending on your age. Mitsubishi Outlander insurance for high-risk drivers can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,550 on average in Michigan, Louisiana, and New York.

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Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Mitsubishi Outlander Insurance

Finding better rates on insurance for a Mitsubishi Outlander not only requires being a low-risk driver, but also having a good credit score, not filing small claims, and possibly raising deductibles. Make time to compare rates at least every other year by requesting quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a recap of the car insurance concepts touched on in this article.

• Drivers considered higher risk that have major violations or accidents may pay on average $1,260 more every year to insure their Outlander
• Drivers can save up to $130 per year just by quoting online well ahead of the renewal date
• Increasing policy deductibles could save as much as $375 each year
• Insureds who may need more liability coverage will pay an extra $430 each year to go from 30/60 bodily injury limits to a 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.