Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive costs an estimated $214, collision insurance costs $350, and liability insurance is $390. A liability-only policy costs around $438 a year, and high-risk insurance costs around $2,352. Teenage drivers pay the most at up to $4,172 a year.

Average premium for full coverage: $1,090

Premium estimates broken down by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for different Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why anyone shopping for car insurance should compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The best discount rate is $639
• Raising to $1,000 deductibles will save approximately $130 a year
• The estimated price for a 40-year-old good driver who has $500 deductibles is $1,090
• Using more expensive low deductibles bumps up the cost to $1,336
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,352
• An auto insurance policy that insures a teen driver with full coverage can cost as much as $4,172

View Chart as Image

Auto insurance prices for a Mitsubishi Outlander also have a wide range based on the model year and trim level, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,300 to $1,800 in extra premium annually, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay at least $4,100 a year. View Rates by Age

Where you choose to live also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $720 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,550 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce prices by up to $380 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Mitsubishi Outlander Insurance

Finding better rates on Mitsubishi Outlander insurance consists of having a decent driving record, maintaining a good credit score, not filing small claims, and consideration of higher deductibles. Compare prices every couple of years by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following items are a summary of the material that was covered above.

• Drivers who want additional liability coverage will pay an extra $430 each year to raise from 30/60 bodily injury limits to the 250/500 level
• 16 to 18-year-old drivers are the costliest to insure, as much as $348 per month if the policy includes full coverage
• High-risk drivers who have multiple accidents or major violations may pay on average $1,260 more annually than a driver with a clean driving record
• Increasing policy deductibles can save approximately $375 each year

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.