Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated auto insurance rates for a Mitsubishi Outlander are $1,136 annually including full coverage. Comprehensive costs an estimated $230 a year, collision insurance costs $380, and liability coverage costs $390. A policy with only liability insurance costs as little as $438 a year, and a high-risk policy costs around $2,452. Teens pay the most at up to $4,314 a year.

Average premium for full coverage: $1,136

Premium estimates broken down by type of coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

These rate differences highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below breaks down average Mitsubishi Outlander insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $661
• Drivers who choose higher $1,000 deductibles will pay approximately $996 every year
• The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,136
• Selecting low $100 deductibles for comprehensive and collision insurance will cost $1,402
• High-risk insureds with serious driving violations could pay up to $2,452
• An auto insurance policy with full coverage for a teenage driver can cost as much as $4,314 a year

View Chart as Image

Car insurance prices for a Mitsubishi Outlander also have a wide range based on the model of your Outlander, your driving characteristics, and liability limits and deductibles.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged at least $4,300 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,300 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can cost around 44% to 128% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $410 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Mitsubishi Outlander insurance rates. A 40-year-old driver could pay as low as $870 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,620 on average in Louisiana, New York, and Michigan.

View Chart as Image

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy Affordable Mitsubishi Outlander Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also having a good credit score, refrain from filing small claims, and possibly higher deductibles. Make time to compare rates at least once a year by obtaining price quotes from direct car insurance companies, and also from insurance agencies where you live.

The points below are a brief review of the primary concepts that were touched on in this article.

• You may be able to save approximately $140 per year just by quoting early and online
• Drivers with DUI or reckless driving convictions could be forced to pay on average $1,320 more annually to insure a Mitsubishi Outlander
• Increasing policy deductibles could save up to $400 each year
• Drivers under the age of 20 have the highest car insurance prices, with the cost nearing $360 per month if comprehensive and collision insurance is included

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.