Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive insurance costs approximately $214 a year, collision costs $350, and liability is $390. Liability-only coverage costs around $438 a year, with high-risk coverage costing $2,352 or more. 16-year-old drivers receive the highest rates at $4,172 a year or more.

Average premium for full coverage: $1,090

Rate estimates by individual coverage type:

Prices are based on $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural locations tend to have lower incidents of accident claims than congested cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

These examples show why it is important to compare rates quotes using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $639
• Raising to $1,000 deductibles will save $960 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,090
• Buying low $100 deductibles will cost an additional $246 every year
• At-risk drivers with multiple tickets or accidents could pay around $2,352 or more
• The cost that insures a teen driver can cost $4,172

View Chart as Image

Car insurance rates for a Mitsubishi Outlander can also vary considerably based on the trim level of your Outlander, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,000 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will be charged in the ballpark of $4,100 a year. View Rates by Age

Where you live also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find rates as low as $720 a year in states like Iowa, Maine, and Idaho, or at least $1,550 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce rates by up to $380 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Every auto insurance company utilizes a different rate formula, so rate quotes can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Mitsubishi Outlander Insurance

Saving money on car insurance consists of being a safe and courteous driver, having a positive credit history, eliminating unneeded coverage, and avoiding coverage lapses. Comparison shop once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief review of the data that was covered in the above illustrations.

• Drivers can save around $130 per year simply by quoting early and online
• Policyholders who purchase higher levels of liability will pay around $430 each year to raise from a minimum limit to the 250/500 level
• Teenage drivers pay the highest auto insurance rates, costing as high as $348 per month if full coverage is purchased
• Higher risk drivers with DUI or reckless driving convictions could be forced to pay on average $1,260 more per year for auto insurance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.