Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance prices for a Mitsubishi Outlander are $1,090 every 12 months with full coverage. Comprehensive insurance costs approximately $214 each year, collision costs $350, and liability coverage is $390. A policy with only liability insurance costs around $438 a year, with a high-risk policy costing $2,352 or more. Teen drivers pay the most at $4,172 a year or more.

Average premium for full coverage: $1,090

Premium estimates by type of coverage:

Includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and Outlander models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than larger metro areas.

The graphic below illustrates how geographic area affects auto insurance prices.

These rate differences demonstrate why all drivers should compare rates quotes using their specific location and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Mitsubishi Outlander insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $639
• Raising to $1,000 deductibles will save $130 annually
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,090
• Choosing low deductibles costs an extra $246 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay around $2,352 or more
• An auto insurance policy to insure a teenage driver can cost $4,172

View Chart as Image

Car insurance prices for a Mitsubishi Outlander also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Outlander.

Choosing high deductibles can reduce prices by up to $380 a year, whereas increasing liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,000 every 12 months on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged in the ballpark of $4,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,800 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 133% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Mitsubishi Outlander insurance rates. A middle-age driver might find prices as low as $790 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,470 on average in New York, Michigan, and Florida.

View Chart as Image

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see how they stack up. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Mitsubishi Outlander Insurance

Finding better rates on auto insurance consists of having a decent driving record, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Invest the time to compare rates at least every other year by getting rate quotes from direct companies, and also from insurance agencies where you live.

The following items are a recap of the car insurance concepts presented in the illustrations above.

• Drivers that have major violations or accidents could be forced to pay on average $1,260 more per year than a driver with a clean driving record
• You may be able to save around $130 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $375 each year
• Consumers who purchase additional liability coverage will pay about $430 every year to raise from 30/60 bodily injury limits to a 250/500 level

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.