Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Estimated insurance rates for a Mitsubishi Outlander are $1,090 a year for full coverage. Comprehensive insurance costs around $214, collision costs $350, and liability costs $390. Liability-only insurance costs as little as $438 a year, with high-risk driver insurance costing $2,352 or more. 16-year-old drivers pay the most at $4,172 a year or more.

Average premium for full coverage: $1,090

Premium estimates for type of coverage:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for different Outlander trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have a lower frequency of accident claims than congested cities.

The price range example below illustrates how location helps determine auto insurance rates.

These rate differences show why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows estimated Mitsubishi Outlander insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $639
• Drivers who choose higher $1,000 deductibles will pay about $130 a year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,090
• Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $246 every year
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,352 or more
• An auto insurance policy for full coverage for a teen driver with full coverage can be $4,172 a year

View Chart as Image

Insurance prices for a Mitsubishi Outlander also have a wide range based on your driving characteristics, the trim level of your Outlander, and deductibles and policy limits.

An older driver with no violations or accidents and high deductibles may pay as little as $1,000 per year on average, or $83 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers should be prepared to pay as much as $4,100 a year. View Rates by Age

Where you choose to live makes a big difference in Mitsubishi Outlander insurance prices. A 40-year-old driver could pay as low as $720 a year in states like Idaho, Maine, and Iowa, or at least $1,550 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $380 every year, while increasing your policy's liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will cost up to $351 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying at least $1,300 to $1,800 additional annually, depending on your age. High-risk driver insurance can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know your exact price is to compare prices and see which company has the best price. Every company utilizes a different rate formula, and prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheap Mitsubishi Outlander Insurance

Finding better rates on car insurance not only requires having a decent driving record, but also having a good credit history, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every policy renewal by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

The following items are a brief summary of the data covered in the charts and tables above.

• Policyholders who may need additional liability coverage will pay around $430 each year to go from 30/60 bodily injury limits to 250/500 limits
• Drivers can save up to $130 per year simply by shopping early and online
• Increasing policy deductibles can save around $375 each year
• 16 to 18-year-old drivers are charged the highest prices, as much as $348 per month including comprehensive and collision insurance

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.