Mitsubishi Outlander Insurance Rates

When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.

This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.

When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.

Average insurance prices for a Mitsubishi Outlander are $1,136 every 12 months for full coverage insurance. Comprehensive costs an estimated $230, collision costs $380, and liability insurance costs around $390. A policy with just liability insurance costs as low as $438 a year, with coverage for high-risk drivers costing around $2,452. Teen drivers receive the highest rates at $4,314 a year or more.

Average premium for full coverage: $1,136

Rate estimates broken down by individual coverage type:

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and for different Outlander trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on the price of insurance. More rural locations tend to have more infrequent physical damage claims than larger metro areas.

The price range example below illustrates how your location can change insurance prices.

These examples illustrate why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below illustrates estimated Mitsubishi Outlander insurance rates for other coverage scenarios.

• The lowest rate with discounts is $661
• Using higher $1,000 deductibles will save approximately $140 each year
• The average price for a 40-year-old driver who has $500 deductibles is $1,136
• Choosing more expensive low deductibles for physical damage coverage increases the price to $1,402
• Drivers with multiple violations and an at-fault accident could pay up to $2,452 or more
• The cost to insure a teen driver with full coverage can cost as much as $4,314 or more

View Chart as Image

Insurance rates for a Mitsubishi Outlander can also vary considerably based on policy deductibles and limits, your risk profile, and the model year and trim level.

Choosing high deductibles could cut rates by as much as $410 each year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are probably paying $1,300 to $1,900 additional per year, depending on your age. High-risk driver insurance can be anywhere from 44% to 128% more than average. View High Risk Driver Rates

Where you live has a huge impact on Mitsubishi Outlander insurance rates. A driver around age 40 might see rates as low as $740 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,530 on average in Florida, New York, and Michigan.

View Chart as Image

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2017 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Mitsubishi Outlander Insurance

Saving money on Mitsubishi Outlander insurance requires avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Invest the time to shop around at every other renewal by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The points below are a brief recap of the concepts that were illustrated above.

• High-risk drivers who tend to receive serious violations could be forced to pay on average $1,320 more annually to insure a Mitsubishi Outlander
• Drivers under the age of 20 are expensive to insure, costing up to $360 per month if full coverage is included
• It is possible to save approximately $140 per year simply by shopping early and online
• Increasing deductibles could save as much as $400 each year
• It is possible to save approximately $140 per year simply by shopping early and online

Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.

What are the safety ratings of the Mitsubishi Outlander?

The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.

Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Good
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.

Mitsubishi Outlander Compared Against Other Vehicles in the Same Class

Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:

• Chevrolet Equinox
• Ford EcoSport
• Nissan Rogue

When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.

The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.

Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes.  Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.