Mitsubishi Outlander Insurance Rates
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UPDATED: Jun 6, 2023
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When the time comes to start comparing Mitsubishi Outlander insurance rates, you may not know where to begin. The first thing you should know is that the average Mitsubishi Outlander insurance cost comes to $1,336 a year, which boils down to about $111 per month.
This comprehensive guide will walk you through exactly how insurance rates for the Mitsubishi Outlander are calculated so you can have a firm understanding of what to expect before you start shopping around, whether you’re looking for comprehensive or liability coverage.
When you’re ready, you can start comparing Mitsubishi Outlander insurance quotes from multiple companies by taking advantage of our free online tool.
Estimated auto insurance rates for a Mitsubishi Outlander are $1,256 annually with full coverage. Comprehensive costs on average $260, collision insurance costs $484, and liability is $376. Liability-only coverage costs around $426 a year, and high-risk coverage costs around $2,724. Teens pay the most at up to $4,698 a year.
Average premium for full coverage: $1,256
Premium estimates by type of coverage:
Prices are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for all Outlander models.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for a Mitsubishi Outlander range from as cheap as $426 for liability-only coverage to the much higher price of $2,724 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on auto insurance rates. Rural areas are statistically proven to have fewer collision claims than cities with more traffic congestion. The example below illustrates the effect of geographic area on car insurance rates.
These rate differences demonstrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details average Mitsubishi Outlander insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $717
- Raising to $1,000 deductibles will save around $168 annually
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,256
- Selecting pricier low deductibles will cost $1,584
- At-risk drivers with serious driving violations could pay upwards of $2,724
- An auto insurance policy with full coverage for a teen driver for full coverage may cost $4,698
Insurance prices for a Mitsubishi Outlander also have a wide range based on the model of your Outlander, your driving record, and policy deductibles and limits.
A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay upwards of $4,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,100 extra annually, depending on your age. Mitsubishi Outlander insurance for high-risk drivers is expensive and can cost as much as 45% to 133% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $500 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $339 more per year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Mitsubishi Outlander insurance prices. A middle-age driver might find prices as low as $900 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,690 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,134 | -$122 | -9.7% |
| Alaska | $962 | -$294 | -23.4% |
| Arizona | $1,042 | -$214 | -17.0% |
| Arkansas | $1,256 | -$0 | 0.0% |
| California | $1,430 | $174 | 13.9% |
| Colorado | $1,198 | -$58 | -4.6% |
| Connecticut | $1,288 | $32 | 2.5% |
| Delaware | $1,420 | $164 | 13.1% |
| Florida | $1,568 | $312 | 24.8% |
| Georgia | $1,162 | -$94 | -7.5% |
| Hawaii | $902 | -$354 | -28.2% |
| Idaho | $850 | -$406 | -32.3% |
| Illinois | $934 | -$322 | -25.6% |
| Indiana | $948 | -$308 | -24.5% |
| Iowa | $848 | -$408 | -32.5% |
| Kansas | $1,192 | -$64 | -5.1% |
| Kentucky | $1,710 | $454 | 36.1% |
| Louisiana | $1,858 | $602 | 47.9% |
| Maine | $774 | -$482 | -38.4% |
| Maryland | $1,036 | -$220 | -17.5% |
| Massachusetts | $1,002 | -$254 | -20.2% |
| Michigan | $2,180 | $924 | 73.6% |
| Minnesota | $1,052 | -$204 | -16.2% |
| Mississippi | $1,502 | $246 | 19.6% |
| Missouri | $1,114 | -$142 | -11.3% |
| Montana | $1,346 | $90 | 7.2% |
| Nebraska | $988 | -$268 | -21.3% |
| Nevada | $1,502 | $246 | 19.6% |
| New Hampshire | $906 | -$350 | -27.9% |
| New Jersey | $1,404 | $148 | 11.8% |
| New Mexico | $1,110 | -$146 | -11.6% |
| New York | $1,320 | $64 | 5.1% |
| North Carolina | $722 | -$534 | -42.5% |
| North Dakota | $1,028 | -$228 | -18.2% |
| Ohio | $864 | -$392 | -31.2% |
| Oklahoma | $1,286 | $30 | 2.4% |
| Oregon | $1,150 | -$106 | -8.4% |
| Pennsylvania | $1,196 | -$60 | -4.8% |
| Rhode Island | $1,674 | $418 | 33.3% |
| South Carolina | $1,136 | -$120 | -9.6% |
| South Dakota | $1,058 | -$198 | -15.8% |
| Tennessee | $1,098 | -$158 | -12.6% |
| Texas | $1,512 | $256 | 20.4% |
| Utah | $928 | -$328 | -26.1% |
| Vermont | $856 | -$400 | -31.8% |
| Virginia | $752 | -$504 | -40.1% |
| Washington | $968 | -$288 | -22.9% |
| West Virginia | $1,150 | -$106 | -8.4% |
| Wisconsin | $868 | -$388 | -30.9% |
| Wyoming | $1,116 | -$140 | -11.1% |
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Mitsubishi Outlander ES 2WD | $1,180 | $98 |
| Mitsubishi Outlander ES 4WD | $1,218 | $102 |
| Mitsubishi Outlander SE 2WD | $1,218 | $102 |
| Mitsubishi Outlander SE 2WD | $1,218 | $102 |
| Mitsubishi Outlander SE 4WD | $1,218 | $102 |
| Mitsubishi Outlander SE 4WD | $1,218 | $102 |
| Mitsubishi Outlander XLS 2WD | $1,256 | $105 |
| Mitsubishi Outlander XLS 4WD | $1,294 | $108 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,306 | $109 |
| Mitsubishi Outlander GT-S AWC 4WD | $1,306 | $109 |
Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Mitsubishi Outlander | $274 | $502 | $364 | $1,276 |
| 2019 Mitsubishi Outlander | $260 | $484 | $376 | $1,256 |
| 2016 Mitsubishi Outlander | $230 | $380 | $390 | $1,136 |
| 2014 Mitsubishi Outlander | $206 | $328 | $394 | $1,064 |
| 2009 Mitsubishi Outlander | $160 | $214 | $402 | $912 |
| 2007 Mitsubishi Outlander | $152 | $188 | $390 | $866 |
Rates are averaged for all Mitsubishi Outlander models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Mitsubishi Outlander Insurance
Finding better rates on car insurance consists of being safe and accident-free, having a good credit history, being claim-free, and determing if full coverage is necessary. Take the time to compare rates at every other renewal by requesting rates from direct companies, and also from local independent and exclusive agents.
Below you'll find a brief review of the concepts that were covered in the above illustrations.
- Higher risk drivers with DUI or reckless driving convictions pay an average of $1,470 more each year than a low-risk driver
- Youthful drivers pay the highest prices, possibly costing $392 per month including comprehensive and collision insurance
- You may be able to save as much as $150 per year just by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $500 each year
- You may be able to save as much as $150 per year just by quoting online well ahead of the renewal date
Now that you have a better understanding of how Mitsubishi Outlander insurance rates are determined, the next step is to compare quotes from different companies. You can find affordable Mitsubishi Outlander insurance quotes by using our free online tool below.
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What are the safety ratings of the Mitsubishi Outlander?
The safety ratings of the Mitsubishi Outlander are important to know because positive scores translate to lower insurance rates.
Take a look at the Mitsubishi Outlander safety ratings as determined by the Insurance Insitute for Highway Safety.
- Small overlap front (driver-side): Good
- Small overlap front (passenger-side): Good
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
These scores indicate that the Mitsubishi Outlander received the highest mark possible in every single category, which is something insurance companies see as a good sign.
Mitsubishi Outlander Compared Against Other Vehicles in the Same Class
Experts from the IIHS classify the Mitsubishi Outlander as a small SUV, which is often referred to as a crossover. Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Mitsubishi Outlander as it compares to other similar models in this class, like the three shown above.
The good news is that the Mitsubishi Outlander reflects a bodily injury loss percentage of 28 percent and a property damage liability loss percentage of 6 percent. The bodily injury is a little higher than average but the property damage figure is on par with most other crossovers.
Now that we have gone into great detail about how Mitsubishi Outlander insurance rates are calculated, you can feel confident about your Mitsubishi Outlander insurance quotes. Ready to buy Mitsubishi Outlander insurance? Start comparing Mitsubishi Outlander quotes from top companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,698 |
| 20 | $2,902 |
| 30 | $1,308 |
| 40 | $1,256 |
| 50 | $1,148 |
| 60 | $1,128 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,584 |
| $250 | $1,430 |
| $500 | $1,256 |
| $1,000 | $1,088 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,256 |
| 50/100 | $1,381 |
| 100/300 | $1,475 |
| 250/500 | $1,720 |
| 100 CSL | $1,419 |
| 300 CSL | $1,626 |
| 500 CSL | $1,776 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,710 |
| 20 | $4,624 |
| 30 | $2,784 |
| 40 | $2,724 |
| 50 | $2,600 |
| 60 | $2,574 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $67 |
| Multi-vehicle | $67 |
| Homeowner | $19 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $82 |
| Paid in Full/EFT | $58 |
| Advance Quote | $63 |
| Online Quote | $90 |
| Total Discounts | $539 |
Discounts are estimated and may not be available from every company or in every state.
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