Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance prices for a Nissan Pathfinder are $1,282 every 12 months for full coverage insurance. Comprehensive insurance costs an estimated $272 each year, collision costs $436, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing $2,762 or more. 16-year-old drivers pay the most at $4,836 a year or more.

Average premium for full coverage: $1,282

Premium estimates broken down by type of coverage:

Prices include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Pathfinder models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. More rural locations are statistically proven to have more infrequent physical damage claims than congested cities.

The graphic below illustrates how your location can change insurance prices.

These rate differences illustrate why all drivers should compare rates for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Nissan Pathfinder insurance rates for other coverage scenarios.

• The best full coverage rate is $749
• Drivers who choose higher $1,000 deductibles will pay approximately $162 each year
• The average price for a 40-year-old good driver who has $500 deductibles is $1,282
• Buying low deductibles for comprehensive and collision insurance costs an extra $310 each year
• High-risk insureds with multiple tickets or accidents could pay up to $2,762 or more
• An auto insurance policy to insure a teenage driver can cost as much as $4,836 a year

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Auto insurance prices for a Nissan Pathfinder also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model year and trim level.

Opting for high physical damage deductibles could save up to $480 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay at least $4,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying $1,500 to $2,100 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 130% more than the average rate. View High Risk Driver Rates

Where you choose to live makes a big difference in Nissan Pathfinder insurance rates. A 40-year-old driver could pay as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,730 on average in Florida, New York, and Michigan.

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With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Every company utilizes a different rate formula, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Right Nissan Pathfinder Insurance

Finding better rates on auto insurance not only requires not taking risks behind the wheel, but also having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around at least once a year by obtaining price quotes from direct insurance companies, and also from insurance agencies where you live.

The following is a quick rundown of the primary concepts that were illustrated above.

• It is possible to save approximately $150 per year simply by quoting online in advance
• Drivers with reckless driving or DUI convictions could be forced to pay on average $1,480 more annually for Pathfinder insurance
• Increasing policy deductibles could save as much as $475 each year
• Teens are the costliest to insure, with premiums being up to $403 per month if comprehensive and collision insurance is included

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.