Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Average insurance rates for a Nissan Pathfinder are $1,282 a year for full coverage. Comprehensive insurance costs on average $272 a year, collision insurance costs $436, and liability insurance costs $416. Buying just liability costs as little as $474 a year, and insurance for high-risk drivers costs $2,762 or more. 16-year-old drivers receive the highest rates at up to $4,836 a year.

Average premium for full coverage: $1,282

Rate estimates by individual coverage type:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Rates are averaged for all states and Pathfinder trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have a lower frequency of accident claims than congested cities. The diagram below illustrates how your location can change car insurance rates.

These examples show why it is important to compare rates based on a specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $749
• Drivers who choose higher $1,000 deductibles will pay around $1,120 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,282
• Buying low $100 deductibles for comprehensive and collision insurance will cost an extra $310 a year
• High risk drivers with multiple tickets or accidents could pay upwards of $2,762
• The cost for full coverage for a teen driver may cost $4,836 a year

View Chart as Image

Auto insurance rates for a Nissan Pathfinder can also vary considerably based on your driver profile, the trim level of your Pathfinder, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles could pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will have to pay upwards of $4,800 a year. View Rates by Age

Where you live makes a big difference in Nissan Pathfinder insurance rates. A 40-year-old driver could pay as low as $850 a year in states like Idaho, Maine, and Iowa, or at least $1,830 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $480 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 130% more than the average rate. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Pathfinder Insurance

Saving money on Nissan Pathfinder insurance not only requires being a safe and courteous driver, but also having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Invest the time to shop around every year by quoting rates from direct carriers like GEICO and Progressive, and also from your local insurance agents.

Below is a summary of the coverage data illustrated above.

• Drivers can save as much as $150 per year just by quoting early and online
• Increasing deductibles can save around $475 each year
• Teenage drivers are charged the highest rates, costing as high as $403 per month if they have full coverage
• High-risk drivers who have multiple accidents or major violations will pay on average $1,480 more each year for auto insurance

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.