Nissan Pathfinder Insurance Rates

Average Nissan Pathfinder insurance rates amount to $1,308 a year for full coverage. This figure fluctuates based on a variety of factors such as the age, location, and driving record of the policyholder. 

In order to make Nissan Pathfinder insurance costs easy to understand, we have prepared this comprehensive guide. The details contained in this article will help you on your way to securing an affordable Nissan Pathfinder insurance policy that you can feel confident about.

When you’re ready, read through the helpful information below and don’t forget to use our free online tool to start comparing Nissan Pathfinder quotes today.

Estimated insurance rates for a Nissan Pathfinder are $1,286 a year for full coverage insurance. Comprehensive costs on average $282 a year, collision insurance costs $448, and liability is $398. Liability-only coverage costs around $460 a year, and high-risk coverage costs around $2,762. Teen drivers pay the most at up to $4,808 a year.

Average premium for full coverage: $1,286

Premium estimates by type of coverage:

Full coverage includes $500 policy deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 states and Pathfinder trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates the difference location can make on car insurance rates.

These rate differences illustrate why it is important to compare rates quotes based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Nissan Pathfinder insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $753
• Raising to $1,000 deductibles will save around $1,120 each year
• The average rate for a 40-year-old good driver with $500 deductibles is $1,286
• Choosing low $100 deductibles will increase the cost to $1,604
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,762
• An auto insurance policy for full coverage for a 16-year-old driver may cost $4,808

View Chart as Image

Insurance prices for a Nissan Pathfinder also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay upwards of $4,800 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan Pathfinder insurance prices. A middle-age driver might find prices as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,740 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles can reduce prices by up to $490 annually, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $358 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 130% more than average. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Nissan Pathfinder Insurance

Finding better rates on insurance for a Nissan Pathfinder consists of being safe and accident-free, maintaining good credit, paying for small claims out-of-pocket, and determing if full coverage is necessary. Make time to compare rates every year by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a summary of the coverage data touched on in this article.

• It is possible to save as much as $150 per year just by quoting early and online
• Increasing policy deductibles can save around $475 each year
• Youthful drivers pay the highest prices, with premiums being up to $401 per month for full coverage
• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,480 more each year than a low-risk driver

You might have noticed that insurance companies consider a wide assortment of factors when providing customers with quotes. However, you can receive Nissan Pathfinder quotes in real-time by using our free tool below.

What are the safety ratings of the Nissan Pathfinder?

It’s important to consider the Nissan Pathfinder safety ratings to get a good idea of where you might qualify for policy discounts. The ratings below show the breakdown of the crash test ratings for this model as determined by the Insurance Institute for Highway Safety (IIHS).

• Small overlap front (driver-side): Good
• Small overlap front (passenger-side): Acceptable
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

As you can see from the results, the Nissan Pathfinder earned the highest mark possible in every category with the exception of the small overlap on the passenger’s side of the vehicle.

Nissan Pathfinder Compared Against Other Vehicles in the Same Class

Classified as a midsized SUV, the Nissan Pathfinder has a heavier curb weight, which contributes positively to a higher overall safety rating. 

Take a look at the following midsize SUVs to see how their average insurance rates compare to the Nissan Pathfinder.

• Buick Enclave
• Honda Pilot
• Volkswagen Tiguan

When it comes down to the figures, the IIHS reports that the Nissan Pathfinder has a bodily injury loss percentage of 9 percent and a property damage loss percentage of 13 percent. These figures are around the average for this vehicle class, making Nissan Pathfinder insurance rates standard for the industry.

Now that we have gone into great detail about how insurance rates are determined, is there anything you want to know more about? If not, be sure to use our free online tool to start comparing Nissan Pathfinder insurance quotes from multiple providers today.