Nissan Titan Insurance Rates
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UPDATED: Apr 30, 2020
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Estimated auto insurance rates for a Nissan Titan are $1,452 annually including full coverage. Comprehensive costs on average $320, collision costs $512, and liability insurance is estimated at $440. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $3,114. Teenage drivers pay the most at $5,408 a year or more.
Average premium for full coverage: $1,452
Premium estimates by type of coverage:
Rates are based on $500 deductible amounts, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for all Titan models.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Nissan Titan go from as cheap as $510 for the bare minimum liability coverage to the much higher price of $3,114 for a high-risk driver policy.
Insurance Price Range by Location
Living in a larger city has a significant impact on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities.
The example below illustrates how where you live affects car insurance rates.
These rate differences highlight why everyone should get quotes based on a specific location and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down estimated Nissan Titan insurance rates for different risk profiles and scenarios.
- The best discount rate is $850
- Choosing higher $1,000 deductibles can save around $192 every year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,452
- Using pricier low deductibles for comp and collision coverage will cost $1,814
- High-risk insureds who are prone to accidents and violations could pay upwards of $3,114 or more
- An auto insurance policy with full coverage for a teen driver for full coverage may cost $5,408 each year
Auto insurance prices for a Nissan Titan also have a wide range based on the model of your Titan, your driving characteristics, and policy deductibles and limits.
A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay upwards of $5,400 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,700 to $2,300 in extra premium annually, depending on your age. Nissan Titan insurance for high-risk drivers ranges anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $560 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $439 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Nissan Titan insurance rates. A good driver about age 40 could pay as low as $1,110 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,070 on average in Michigan, New York, and Louisiana.
|State||Premium||Compared to U.S. Avg||Percent Difference|
With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from as many companies as possible. Each auto insurer uses a different method to calculate prices, and quoted prices will be substantially different between companies.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Nissan Titan XE King Cab 4WD||$1,294||$108|
|Nissan Titan SE King Cab 4WD||$1,336||$111|
|Nissan Titan XE Crew Cab 4WD||$1,336||$111|
|Nissan Titan XE King Cab 2WD||$1,476||$123|
|Nissan Titan Pro-4X King Cab 4WD||$1,410||$118|
|Nissan Titan SE Crew Cab 4WD||$1,410||$118|
|Nissan Titan SE King Cab 2WD||$1,520||$127|
|Nissan Titan XE Crew Cab 2WD||$1,520||$127|
|Nissan Titan LE Crew Cab 4WD||$1,450||$121|
|Nissan Titan Pro-4X Crew Cab 4WD||$1,450||$121|
|Nissan Titan SE Crew Cab 2WD||$1,562||$130|
|Nissan Titan LE Crew Cab 2WD||$1,646||$137|
Rates assume 2020 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Nissan Titan||$320||$512||$440||$1,452|
|2019 Nissan Titan||$306||$506||$450||$1,442|
|2018 Nissan Titan||$296||$494||$470||$1,440|
|2017 Nissan Titan||$286||$474||$486||$1,426|
|2016 Nissan Titan||$270||$458||$500||$1,408|
|2015 Nissan Titan||$260||$424||$510||$1,374|
|2014 Nissan Titan||$250||$400||$514||$1,344|
|2013 Nissan Titan||$240||$358||$520||$1,298|
|2012 Nissan Titan||$224||$330||$520||$1,254|
|2011 Nissan Titan||$216||$310||$524||$1,230|
|2010 Nissan Titan||$210||$288||$534||$1,212|
|2009 Nissan Titan||$194||$268||$534||$1,176|
|2008 Nissan Titan||$190||$244||$540||$1,154|
|2007 Nissan Titan||$176||$222||$534||$1,112|
|2006 Nissan Titan||$166||$202||$534||$1,082|
|2005 Nissan Titan||$162||$182||$530||$1,054|
|2004 Nissan Titan||$158||$178||$520||$1,036|
Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Nissan Titan Insurance
Finding better rates on Nissan Titan insurance takes having a good driving record, having above-average credit, refrain from filing small claims, and taking advantage of discounts. Take the time to comparison shop every time your policy renews by obtaining price quotes from direct car insurance companies, and also from several local insurance agents.
The next list is a quick review of the information touched on in the above illustrations.
- You may be able to save as much as $170 per year simply by quoting online well ahead of the renewal date
- Drivers age 20 and younger are charged the highest prices, with the cost nearing $451 per month if full coverage is included
- Increasing policy deductibles could save up to $550 each year
- High-risk drivers with a DUI or reckless driving violation pay on average $1,660 more each year to buy Nissan Titan insurance
- Drivers who require increased levels of liability coverage will pay an extra $480 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$103|
|5-yr Claim Free||$92|
|Paid in Full/EFT||$64|
Discounts are estimated and may not be available from every company or in every state.