Nissan Titan Insurance Rates

Estimated insurance rates for a Nissan Titan are $1,374 a year for full coverage insurance. Comprehensive insurance costs an estimated $260 each year, collision costs $424, and liability coverage is $510. A liability-only policy costs around $568 a year, with high-risk insurance costing $2,966 or more. 16-year-old drivers pay the most at $5,308 a year or more.

Average premium for full coverage: $1,374

Premium estimates broken down by type of coverage:

Rates are based on $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 states and Titan models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than congested cities.

The graphic below illustrates the difference location can make on insurance prices.

These rate differences illustrate why all drivers should compare rates quotes for a targeted area and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates estimated Nissan Titan insurance rates for other coverage scenarios.

• The best full coverage rate is $807
• Raising to $1,000 deductibles will save approximately $154 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,374
• Buying low deductibles will cost an extra $300 each year
• Unlucky drivers with multiple tickets or accidents could pay up to $2,966 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $5,308

View Chart as Image

Auto insurance prices for a Nissan Titan also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay at least $5,300 a year. View Rates by Age

Where you choose to live also has a big influence on Nissan Titan insurance rates. A middle-age driver might find prices as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or at least $1,850 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can reduce prices by up to $460 a year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $507 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,600 to $2,300 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 130% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to do a rate comparison and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2019 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Best Cheap Nissan Titan Insurance

Finding better rates on auto insurance consists of being a good driver, having good credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Make time to compare rates every couple of years by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a quick review of the material that was touched on in this article.

• Consumers who want an increased level of liability coverage will pay around $560 annually to raise from 30/60 bodily injury limits to 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, with premiums being up to $442 per month if they have full coverage
• Drivers with a DUI or reckless driving violation pay on average $1,590 more annually than a safer driver
• Increasing policy deductibles can save around $450 each year