Nissan Titan Insurance Rates

U.S. average insurance rates for a Nissan Titan are $970 a year for full coverage insurance. Comprehensive insurance costs an estimated $138, collision costs $152, and liability is $500. Liability-only insurance costs around $560 a year, with high-risk driver insurance costing $2,074 or more. Teen drivers pay the highest rates at $4,016 a year or more.

Average premium for full coverage: $970

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different Titan trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can have significant affects on the price of insurance. More rural locations have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates the difference location can make on insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Nissan Titan insurance rates for other coverage scenarios.

• The lowest rate with discounts is $606
• Raising to $1,000 deductibles will save approximately $68 each year
• The average rate for the average middle-age driver who has $500 deductibles is $970
• Choosing more expensive low deductibles will cost an extra $124 every year
• At-risk drivers with multiple violations and an at-fault accident could pay up to $2,074 or more
• The price for full coverage for a teen driver with full coverage can cost as much as $4,016

View Chart as Image

Car insurance prices for a Nissan Titan are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

An older driver with no driving violations and high deductibles may pay as little as $900 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $4,000 a year. View Rates by Age

The state you live in also has a big influence on Nissan Titan insurance prices. A middle-age driver might find prices as low as $640 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,310 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $200 every year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $498 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,100 to $1,700 extra each year, depending on your age. High-risk driver insurance is expensive and can cost as much as 42% to 126% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Nissan Titan Insurance

Getting lower rates on car insurance consists of being a good driver, having above-average credit, not filing small claims, and not having any coverage lapses. Make time to compare rates every time your policy renews by getting rate quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a condensed summary of the information touched on in this article.

• It is possible to save approximately $100 per year simply by shopping early and online
• Drivers age 16 to 20 have the highest car insurance prices, as much as $335 a month if full coverage is included
• Increasing physical damage deductibles can save around $200 each year
• Higher risk drivers with multiple at-fault accidents pay on average $1,100 more annually than a safer driver
• Policyholders who want an increased level of liability coverage will pay about $550 annually to raise from a low limit to 250/500 limits