Nissan Titan Insurance Rates
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UPDATED: Jun 3, 2023
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Estimated insurance prices for a Nissan Titan are $970 every 12 months with full coverage. Comprehensive insurance costs approximately $138 a year, collision costs $152, and liability insurance is $500. Liability-only insurance costs around $560 a year, with high-risk driver insurance costing $2,074 or more. Teens pay the most at $4,016 a year or more.
Average premium for full coverage: $970
Premium estimates by type of coverage:
Estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and Titan trim levels.
Insurance Price Range by Risk and Coverage
For the normal driver, insurance rates for a Nissan Titan go from the cheapest price of $560 for your basic liability-only policy to a high of $2,074 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion.
The diagram below illustrates how geographic area affects auto insurance prices.
These rate differences demonstrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details estimated Nissan Titan insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $606
- Raising to $1,000 deductibles will save $902 annually
- The average price for a 40-year-old good driver who chooses $500 deductibles is $970
- Selecting low $100 deductibles costs an extra $124 a year
- Higher-risk drivers with serious driving violations could pay around $2,074 or more
- An auto insurance policy to insure a teen driver can cost $4,016
Insurance prices for a Nissan Titan also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your Titan.
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $200 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $498 more each year. View Rates by Deductible or Liability Limit
Older drivers with no violations or accidents and higher deductibles could pay as little as $900 every 12 months on average, or $75 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $4,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,100 to $1,700 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 42% to 126% more than the average policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Nissan Titan insurance rates. A middle-age driver might find prices as low as $700 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,310 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $876 | -$94 | -9.7% |
| Alaska | $744 | -$226 | -23.3% |
| Arizona | $804 | -$166 | -17.1% |
| Arkansas | $970 | -$0 | 0.0% |
| California | $1,106 | $136 | 14.0% |
| Colorado | $926 | -$44 | -4.5% |
| Connecticut | $996 | $26 | 2.7% |
| Delaware | $1,098 | $128 | 13.2% |
| Florida | $1,212 | $242 | 24.9% |
| Georgia | $896 | -$74 | -7.6% |
| Hawaii | $694 | -$276 | -28.5% |
| Idaho | $658 | -$312 | -32.2% |
| Illinois | $720 | -$250 | -25.8% |
| Indiana | $730 | -$240 | -24.7% |
| Iowa | $654 | -$316 | -32.6% |
| Kansas | $918 | -$52 | -5.4% |
| Kentucky | $1,322 | $352 | 36.3% |
| Louisiana | $1,436 | $466 | 48.0% |
| Maine | $598 | -$372 | -38.4% |
| Maryland | $800 | -$170 | -17.5% |
| Massachusetts | $774 | -$196 | -20.2% |
| Michigan | $1,682 | $712 | 73.4% |
| Minnesota | $812 | -$158 | -16.3% |
| Mississippi | $1,160 | $190 | 19.6% |
| Missouri | $860 | -$110 | -11.3% |
| Montana | $1,042 | $72 | 7.4% |
| Nebraska | $764 | -$206 | -21.2% |
| Nevada | $1,164 | $194 | 20.0% |
| New Hampshire | $700 | -$270 | -27.8% |
| New Jersey | $1,084 | $114 | 11.8% |
| New Mexico | $858 | -$112 | -11.5% |
| New York | $1,022 | $52 | 5.4% |
| North Carolina | $560 | -$410 | -42.3% |
| North Dakota | $794 | -$176 | -18.1% |
| Ohio | $670 | -$300 | -30.9% |
| Oklahoma | $994 | $24 | 2.5% |
| Oregon | $888 | -$82 | -8.5% |
| Pennsylvania | $924 | -$46 | -4.7% |
| Rhode Island | $1,294 | $324 | 33.4% |
| South Carolina | $878 | -$92 | -9.5% |
| South Dakota | $818 | -$152 | -15.7% |
| Tennessee | $848 | -$122 | -12.6% |
| Texas | $1,168 | $198 | 20.4% |
| Utah | $716 | -$254 | -26.2% |
| Vermont | $664 | -$306 | -31.5% |
| Virginia | $580 | -$390 | -40.2% |
| Washington | $748 | -$222 | -22.9% |
| West Virginia | $888 | -$82 | -8.5% |
| Wisconsin | $672 | -$298 | -30.7% |
| Wyoming | $864 | -$106 | -10.9% |
With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company calculates prices differently, and prices will be substantially different.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Nissan Titan XE King Cab 4WD | $860 | $72 |
| Nissan Titan SE King Cab 4WD | $876 | $73 |
| Nissan Titan XE Crew Cab 4WD | $876 | $73 |
| Nissan Titan XE King Cab 2WD | $1,030 | $86 |
| Nissan Titan Pro-4X King Cab 4WD | $900 | $75 |
| Nissan Titan SE Crew Cab 4WD | $900 | $75 |
| Nissan Titan SE King Cab 2WD | $1,044 | $87 |
| Nissan Titan XE Crew Cab 2WD | $1,044 | $87 |
| Nissan Titan LE Crew Cab 4WD | $914 | $76 |
| Nissan Titan Pro-4X Crew Cab 4WD | $914 | $76 |
| Nissan Titan SE Crew Cab 2WD | $1,060 | $88 |
| Nissan Titan LE Crew Cab 2WD | $1,088 | $91 |
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2017 Nissan Titan | $250 | $400 | $514 | $1,344 |
| 2016 Nissan Titan | $240 | $358 | $520 | $1,298 |
| 2011 Nissan Titan | $190 | $244 | $540 | $1,154 |
| 2009 Nissan Titan | $166 | $202 | $534 | $1,082 |
| 2008 Nissan Titan | $162 | $182 | $530 | $1,054 |
| 2005 Nissan Titan | $142 | $160 | $504 | $986 |
| 2004 Nissan Titan | $138 | $152 | $500 | $970 |
Rates are averaged for all Nissan Titan models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Low Cost Nissan Titan Insurance
Finding better rates on Nissan Titan insurance consists of being a good driver, having above-average credit, being claim-free, and qualifying for all possible discounts. Invest the time to compare rates at every policy renewal by getting quotes from direct companies, and also from insurance agencies where you live.
The following list is a review of the data presented in the illustrations above.
- Drivers who purchase an increased level of liability coverage will pay approximately $550 every year to raise from 30/60 bodily injury limits to a 250/500 level
- You may be able to save around $100 per year simply by quoting early and online
- Increasing policy deductibles could save as much as $200 each year
- Drivers age 16 to 20 are the costliest to insure, possibly costing $335 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,016 |
| 20 | $2,212 |
| 30 | $978 |
| 40 | $970 |
| 50 | $892 |
| 60 | $872 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,094 |
| $250 | $1,040 |
| $500 | $970 |
| $1,000 | $902 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $970 |
| 50/100 | $1,199 |
| 100/300 | $1,337 |
| 250/500 | $1,697 |
| 100 CSL | $1,254 |
| 300 CSL | $1,559 |
| 500 CSL | $1,781 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $5,624 |
| 20 | $3,520 |
| 30 | $2,082 |
| 40 | $2,074 |
| 50 | $1,986 |
| 60 | $1,966 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $47 |
| Multi-vehicle | $52 |
| Homeowner | $18 |
| 5-yr Accident Free | $54 |
| 5-yr Claim Free | $59 |
| Paid in Full/EFT | $31 |
| Advance Quote | $40 |
| Online Quote | $63 |
| Total Discounts | $364 |
Discounts are estimated and may not be available from every company or in every state.
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